KatoO
ActiveSummary
KatoO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €393k and a net result of €153k. Equity is shrinking by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+36
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 25.27 against 10.38 in 2024; short-term debt: 3.8% and cash: 2.1% of total assets), and 3.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.2%
Return on assets
37.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €393k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
30 d early
2023
34 d early
2022
30 d early
2021
31 d early
2020
9 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€393k▲ 63.6%
2024 · €240k
Total assets
€409k▲ 65.8%
2024 · €247k
Net result
€153k
2024 · €-9k
Working capital
€379k▲ 544%
2024 · €59k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-25k▼ 79.2%€-12k▲ 54.7%€-18k▼ 54.8%€-9k▲ 48.3%€182k
Net result€-25k▼ 78.8%€-12k▲ 53.1%€-18k▼ 56.0%€-9k▲ 50.1%€153k
Equity€279k▼ 8.1%€267k▼ 4.2%€249k▼ 6.8%€240k▼ 3.6%€393k▲ 63.6%
Total assets€284k▼ 8.5%€272k▼ 4.4%€252k▼ 7.2%€247k▼ 2.2%€409k▲ 65.8%
Debt€5k▼ 26.1%€4k▼ 18.5%€3k▼ 34.0%€6k▲ 131%€16k▲ 149%
Working capital€86k▼ 12.9%€86k=€62k▼ 27.9%€59k▼ 5.4%€379k▲ 544%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €182k after a loss of €9k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €409k
Fixed assets
€14k ▼ 92.2%
Current assets
€395k ▲ 506%
Equity and liabilities €409k
Equity
€393k ▲ 63.6%
Debt
€16k ▲ 149%
Debt's share of the balance-sheet total rises from 2.5% to 3.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€186k▲
2024 · €4k
Cash flow
€157k▲
2024 · €4k
Current ratio
25.27▲
2024 · 10.38
Debt to equity
0.04▲
2024 · 0.03
ROE
38.9%▲
2024 · -3.7%
ROA
37.4%▲
2024 · -3.7%
Interest coverage
794.88▲
2024 · 16.84
Debt ≤ 1 year
€16k▲
2024 · €6k
Income taxes
€29k▲
2024 · €134
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €8k | €5k | - | €199k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €12k | €12k | €13k | €4k | ▼ 69.9% |
| Other operating charges640/8 | - | €2k | €3k | €3k | €3k | ▼ 8.5% |
| Gross operating margin9900 | €-11k | €2k | €-3k | €7k | €189k | ▲ 2,680% |
| Operating profit (loss)9901 | €-25k | €-12k | €-18k | €-9k | €182k | ▲ 2,076% |
| Financial income75/76B | - | €293 | €128 | €557 | €276 | ▼ 50.4% |
| Recurring financial income75 | €1k | €293 | €128 | €557 | €276 | ▼ 50.4% |
| Financial charges65/66B | - | €207 | €205 | €216 | €234 | ▲ 8.3% |
| Recurring financial charges65 | €154 | €207 | €205 | €216 | €234 | ▲ 8.3% |
| Profit (loss) for the period before taxes9903 | €-25k | €-11k | €-18k | €-9k | €182k | ▲ 2,152% |
| Income taxes67/77 | €140 | €140 | €149 | €134 | €29k | ▲ 21,719% |
| Profit (loss) for the period9904 | €-25k | €-12k | €-18k | €-9k | €153k | ▲ 1,797% |
| Profit (loss) for the period to be appropriated9905 | €-25k | €-12k | €-18k | €-9k | €153k | ▲ 1,797% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €284k | €272k | €252k | €247k | €409k | ▲ 65.8% |
| Fixed assets21/28 | €193k | €181k | €187k | €181k | €14k | ▼ 92.2% |
| Tangible fixed assets22/27 | €193k | €181k | €187k | €181k | €14k | ▼ 92.2% |
| Land and buildings22 | - | €176k | €168k | €167k | €6k | ▼ 96.4% |
| Furniture and vehicles24 | - | €5k | €19k | €14k | €8k | ▼ 43.1% |
| Financial fixed assets28 | - | - | €600 | - | - | - |
| Current assets29/58 | €91k | €91k | €65k | €65k | €395k | ▲ 506% |
| Amounts receivable after more than one year29 | - | €12k | €6k | €5k | €3k | ▼ 46.8% |
| Other amounts receivable291 | - | €12k | €6k | €5k | €3k | ▼ 46.8% |
| Amounts receivable within one year40/41 | €13k | €586 | €6k | €7k | €20k | ▲ 172% |
| Trade receivables40 | - | - | €6k | €7k | €19k | ▲ 162% |
| Other amounts receivable41 | - | €586 | - | - | €752 | - |
| Cash at bank and in hand54/58 | €78k | €78k | €52k | €52k | €9k | ▼ 83.3% |
| Deferred charges and accrued income490/1 | - | €770 | €832 | €603 | €363k | ▲ 60,118% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €284k | €272k | €252k | €247k | €409k | ▲ 65.8% |
| Equity10/15 | €279k | €267k | €249k | €240k | €393k | ▲ 63.6% |
| Contributions10/11 | - | €151k | €151k | €151k | €151k | = |
| Reserves13 | €128k | €117k | €117k | €100k | €243k | ▲ 143% |
| Non-distributable reserves130/1 | - | €9k | €9k | - | - | - |
| Reserves not available under the articles1311 | - | €9k | €9k | - | - | - |
| Distributable reserves133 | - | €108k | €108k | €100k | €243k | ▲ 143% |
| Profit (loss) carried forward14 | - | - | €-18k | €-10k | - | - |
| Amounts payable17/49 | €5k | €4k | €3k | €6k | €16k | ▲ 149% |
| Amounts payable within one year42/48 | €5k | €4k | €3k | €6k | €16k | ▲ 149% |
| Trade debts44 | €4k | €3k | €1k | €4k | €14k | ▲ 232% |
| Suppliers440/4 | - | €3k | €1k | €4k | €14k | ▲ 232% |
| Advances received on contracts in progress46 | - | - | €88 | - | - | - |
| Taxes, remuneration and social security45 | - | €615 | €1k | €2k | €2k | ▼ 5.4% |
| Taxes450/3 | - | €615 | €1k | €2k | €2k | ▼ 5.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-25k | €-12k | €-18k | €-9k | €153k | ▲ 1,797% |
| + Depreciation and write-downs630 | €12k | €12k | €12k | €13k | €4k | ▼ 69.9% |
| Operating cash flow (approximation) | €-13k | €-32 | €-6k | €4k | €157k | ▲ 3,976% |
| Investment in fixed assets (approximation) | - | €0 | €-18k | €-7k | €164k | ▲ 2,366% |
| Change in cash | - | €-509 | €-26k | €-170 | €-43k | ▼ 25,259% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €153k
Net result €153k after 6 loss-making years.
30-09
Financial
Liquidity doublescurrent ratio 25.27
Current ratio from 10.38 to 25.27.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
21-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Liquidity quadruplescurrent ratio 30.77
Current ratio from 7.36 to 30.77; short-term debt falls from €18k to €3k.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2010
Ground area
2,026 m²
Building footprint
147 m²
Volume, LiDAR
777 m³
Parcel 23020C0019/00A002, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KatoO
since 20102.195.258.765
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23020C0019/00A002 | Flanders | 2,026 m² | 1 · 147 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,349 EUR awarded · 1,349 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 599 EUR | 599 EUR |
| 2022 | 1 | 750 EUR | 750 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,143 companies in sector 68201 we hold annual accounts for 6,769. 5,048 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-12-2010
Fiscal year end30-09
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
82990Other business support services
Contact
Scores and ratios are computed by Checked and are not a credit decision.