Summary
KATOM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €53k and a net result of €39k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 32% of 8023 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-12-2025, 132 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
132 d early
2024
114 d early
2023
109 d early
2022
152 d early
2021
54 d early
2020
50 d early
2019
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 13.1%
2024 · €47k
2019: €3k
2020: €4k
2021: €38k
2022: €40k
2023: €40k
2024: €47k
2019 → 2025
Net result
€39k▼ 1.3%
2024 · €40k
2019: €-9k
2020: €748
2021: €34k
2022: €2k
2023: €82k
2024: €40k
2019 → 2025
Total assets
€178k▲ 6.5%
2024 · €167k
2019: €62k
2020: €48k
2021: €74k
2022: €57k
2023: €150k
2024: €167k
2019 → 2025
Solvency
29.5%▲ 1.7pp
2024 · 27.8%
2019: 5.5%
2020: 8.8%
2021: 51.8%
2022: 70.3%
2023: 26.9%
2024: 27.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€40k▲ 5.5%€40k=€47k▲ 15.4%€53k▲ 13.1%
Operating result€47k-€4k▼ 92.2%€104k▲ 2,764%€51k▼ 51.3%€49k▼ 3.1%
Net result€34k-€2k▼ 93.8%€82k▲ 3,802%€40k▼ 51.4%€39k▼ 1.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178k
Fixed assets
€5k ▼ 28.9%
Current assets
€173k ▲ 8.1%
Equity and liabilities €178k
Equity
€53k ▲ 13.1%
Debt
€126k ▲ 4.0%
Debt's share of the balance-sheet total falls from 72.2% to 70.5%. Equity and debt are higher.
Key figures and ratios
ROE
74.7%▼
2024 · 85.6%
ROA
22.1%▼
2024 · 23.8%
Debt ≤ 1 year
€125k▲
2024 · €120k
Income taxes
€11k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€167k€178k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€160k€173k▲
Amounts receivable within one year40/41€123k€157k▲
Trade receivables40€10k€0▼
Other amounts receivable41€114k€157k▲
Cash at bank and in hand54/58€36k€13k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€167k€178k▲
Equity10/15€47k€53k▲
Contributions10/11€19k€19k=
Reserves13€34k€34k=
Distributable reserves133€34k€34k=
Profit (loss) carried forward14€-6k€0▲
Amounts payable17/49€121k€126k▲
Amounts payable within one year42/48€120k€125k▲
Trade debts44€397€2k▲
Suppliers440/4€397€2k▲
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€6k€6k▼
Other amounts payable47/48€114k€117k▲
Accrued charges and deferred income492/3€290€299▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€507€650▲
Gross operating margin9900€53k€52k▼
Operating profit (loss)9901€51k€49k▼
Financial income75/76B€5€1k▲
Recurring financial income75€5€1k▲
Financial charges65/66B€72€72=
Recurring financial charges65€72€72=
Profit (loss) for the period before taxes9903€51k€50k▼
Income taxes67/77€11k€11k▲
Profit (loss) for the period9904€40k€39k▼
Profit (loss) for the period to be appropriated9905€40k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€33k▼
Profit (loss) brought forward from the previous period14P€-6k€-6k=
Profit to be distributed694/7€40k€33k▼
Return on contributions (dividend)694€40k€33k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2019net €82k ▲3802%
Operating result €104k, net result €82k, both a record.
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
07-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €748
Net result €748 after one loss-making year.
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldegemsestraat 618210 ZedelgemGround area
1,996 m²
Building footprint
143 m²
Volume, LiDAR
326 m³
Parcel 31036F0937/00A000, Flanders · tallest building 11.8 m. Linked by address, not a title deed.
1 establishment unit
KATOM
since 20172.270.138.510
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31036F0937/00A000 | Flanders | 1,996 m² | 1 · 143 m² | 11.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 10,569 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2017
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
68310Real estate agency activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.