KATIA SMET
ActiveSummary
KATIA SMET has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €-8k. Equity is growing by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 4.02 against 4.41 in 2024; short-term debt: 23.7% and cash: 19.7% of total assets), and 23.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.3%
Return on assets
-32.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
9 d early
2024
14 d early
2023
23 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 29.6%
2024 · €27k
2023: €10k
2024: €27k
2023 → 2025
Total assets
€25k▼ 27.7%
2024 · €34k
2023: €24k
2024: €34k
2023 → 2025
Net result
€-8k
2024 · €17k
2023: €6k
2024: €17k
2023 → 2025
Working capital
€18k▼ 29.7%
2024 · €25k
2023: €7k
2024: €25k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€10k-€27k▲ 170%€19k▼ 29.6%
Operating result€8k-€22k▲ 162%€-8k
Net result€6k-€17k▲ 162%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €22k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25k
Fixed assets
€1k ▼ 29.2%
Current assets
€24k ▼ 27.6%
Equity and liabilities €25k
Equity
€19k ▼ 29.6%
Debt
€6k ▼ 20.6%
Debt's share of the balance-sheet total rises from 21.6% to 23.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-7k▼
2024 · €24k
Cash flow
€-7k▼
2024 · €19k
Current ratio
4.02▼
2024 · 4.41
Debt to equity
0.31▲
2024 · 0.28
ROE
-42.1%▼
2024 · 63.0%
ROA
-32.1%▼
2024 · 49.4%
Interest coverage
-51.85▼
2024 · 161.39
Debt ≤ 1 year
€6k▼
2024 · €7k
Income taxes
€50▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€34k€25k▼
Formation expenses20€0-
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€5€5=
Current assets29/58€33k€24k▼
Amounts receivable within one year40/41€2k€7k▲
Trade receivables40€2k€7k▲
Other amounts receivable41€540€93▼
Current investments50/53€5k€12k▲
Cash at bank and in hand54/58€24k€5k▼
Deferred charges and accrued income490/1€1k€155▼
Equity and liabilities
Total equity and liabilities10/49€34k€25k▼
Equity10/15€27k€19k▼
Contributions10/11€4k€4k=
Reserves13€23k€15k▼
Distributable reserves133€23k€15k▼
Amounts payable17/49€7k€6k▼
Amounts payable within one year42/48€7k€6k▼
Financial debts43€656€28▼
Credit institutions430/8€656€28▼
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€5k€0▼
Taxes450/3€5k€0▼
Other amounts payable47/48€480€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€38€144▲
Gross operating margin9900€24k€-7k▼
Operating profit (loss)9901€22k€-8k▼
Financial income75/76B€0€41▲
Recurring financial income75€0€41▲
Financial charges65/66B€148€130▼
Recurring financial charges65€148€130▼
Profit (loss) for the period before taxes9903€22k€-8k▼
Income taxes67/77€5k€50▼
Profit (loss) for the period9904€17k€-8k▼
Profit (loss) for the period to be appropriated9905€17k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€-8k▼
Transfer from equity791/2-€8k
Transfer to equity691/2€17k€0▼
To other reserves6921€17k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-8k ▼147%
Net result drops to €-8k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €17k ▲162%
Operating result €22k, net result €17k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.41
Current ratio from 1.47 to 4.41; short-term debt falls from €14k to €7k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kieldrechtstraat(DKL) 39170 Sint-Gillis-WaasGround area
71 m²
Building footprint
49 m²
Volume, LiDAR
304 m³
Parcel 46005A0106/00W000, Flanders · tallest building 13.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KATIA SMET
since 20232.345.300.048
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46005A0106/00W000 | Flanders | 71 m² | 1 · 48 m² | 13.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400MSF0YPCS0H3121
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 12,772 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:hello@katiasmet.com
Phone:0497193195