KATIA
ActiveSummary
KATIA has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €14k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 95% of 4603 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+5
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 18.73 against 51.86 in 2024; short-term debt: 3.3% and cash: 61.9% of total assets), and 3.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.7%
Return on assets
9.8%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
36 d early
2023
37 d early
2022
46 d early
2021
52 d early
2020
52 d early
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€139k▼ 35.2%
2024 · €215k
2018: €202k
2019: €199k
2020: €199k
2021: €196k
2022: €196k
2023: €204k
2024: €215k
2018 → 2025
Total assets
€144k▼ 35.5%
2024 · €224k
2018: €207k
2019: €209k
2020: €204k
2021: €201k
2022: €201k
2023: €210k
2024: €224k
2018 → 2025
Net result
€14k▲ 3.2%
2024 · €14k
2018: €11k
2019: €-3k
2020: €-563
2021: €-3k
2022: €299
2023: €10k
2024: €14k
2018 → 2025
Working capital
€85k▼ 47.9%
2024 · €163k
2018: €135k
2019: €144k
2020: €151k
2021: €134k
2022: €144k
2023: €156k
2024: €163k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€196k-€196k▲ 0.2%€204k▲ 3.8%€215k▲ 5.8%€139k▼ 35.2%
Operating result€13k-€8k▼ 37.0%€18k▲ 121%€18k▼ 1.2%€19k▲ 5.7%
Net result€-3k-€299€10k▲ 3,251%€14k▲ 36.6%€14k▲ 3.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144k
Fixed assets
€55k ▼ 5.5%
Current assets
€89k ▼ 46.1%
Equity and liabilities €144k
Equity
€139k ▼ 35.2%
Debt
€5k ▼ 43.3%
Debt's share of the balance-sheet total falls from 3.8% to 3.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€22k▲
2024 · €21k
Cash flow
€17k▲
2024 · €17k
Current ratio
18.73▼
2024 · 51.86
Debt to equity
0.03▼
2024 · 0.04
ROE
10.1%▲
2024 · 6.4%
ROA
9.8%▲
2024 · 6.1%
Interest coverage
88.10▲
2024 · 15.19
Debt ≤ 1 year
€5k▲
2024 · €3k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€224k€144k▼
Fixed assets21/28€58k€55k▼
Tangible fixed assets22/27€58k€55k▼
Land and buildings22€51k€50k▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€166k€89k▼
Amounts receivable after more than one year29€7k-
Other amounts receivable291€7k-
Amounts receivable within one year40/41€81k€144▼
Other amounts receivable41€81k€144▼
Cash at bank and in hand54/58€77k€89k▲
Equity and liabilities
Total equity and liabilities10/49€224k€144k▼
Equity10/15€215k€139k▼
Contributions10/11€19k€19k=
Reserves13€156k€121k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€154k€119k▼
Profit (loss) carried forward14€41k-
Amounts payable17/49€8k€5k▼
Amounts payable within one year42/48€3k€5k▲
Trade debts44€680€421▼
Suppliers440/4€680€421▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Accrued charges and deferred income492/3€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€1k€9k▲
Gross operating margin9900€22k€31k▲
Operating profit (loss)9901€18k€19k▲
Financial income75/76B-€206
Recurring financial income75-€206
Financial charges65/66B€1k€247▼
Recurring financial charges65€1k€247▼
Profit (loss) for the period before taxes9903€16k€19k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€14k€14k▲
Profit (loss) for the period to be appropriated9905€14k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€55k▲
Profit (loss) brought forward from the previous period14P€29k€41k▲
Transfer from equity791/2-€35k
Profit to be distributed694/7€2k€90k▲
Return on contributions (dividend)694-€90k
Directors or managers695€2k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €14k ▲3.2%
Net result €14k, the highest in the series.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €204k ▲3.8%
2 profitable years in a row build equity to €204k.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €299
Net result €299 after 3 loss-making years.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 5current ratio 134.12
Current ratio from 28.71 to 134.12; short-term debt falls from €5k to €1k.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
Show earlier events
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 1982
Ground area
847 m²
Building footprint
451 m²
Volume, LiDAR
3,598 m³
2 parcels, Brussels, Flanders · tallest building 15.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KATIE
since 19822.020.431.410
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24122A0341/00G000 | Flanders | 458 m² | 1 · 166 m² | 6.0 m · 2 fl. |
| 21618B0277/00H028indicative | Brussels | 388 m² | 1 · 286 m² | 15.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 12,590 companies in sector 49410 we hold annual accounts for 8,195. 6,376 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-1982
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.