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KATHY LEMAIRE

Active Private limited companyfounded 1999active for 26 yearsSentier de la Fermette 24, 1490 Court-Saint-EtienneKBO/BCE: BE 0468.514.255

Lifetime

20 annual accounts with figures on one time axis, 26 filings since 2000
peak €294,999 (2018)
€69,281▼ 70.2%
lowest -€67,591 (2010)
-€8,723▼ €17,763
peak €203,395 (2024)
€194,672▼ 4.3%
€1.0m▼ 3.8%
Board2 names since 2021
- 
Documentsfilings and deeds
31-07-2026on the last day
2025financial year
Gross margin from €232,837 to €69,281Loss of €8,723

Key points

from the 2025 annual accounts

Turnover

≈ €190,000 estimated

The accounts state no turnover.

Debts

€1.0m 84% of the balance sheet
Financial debts 79%Suppliers 1%Taxes and wages 0%Other 20%

€861,708 of the debts are secured on the company's own assets. In 2021 that was €1.3m.

Filings

26 annual accounts since 2000
AprilJune31 JulyOctober200020102020

Nine of the last ten came late. The 2019 accounts came latest: 45 days after the end of the period.

Checked score

92
Excellent
Financially stronger than 36% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.3 percentage points vs 07-2025 09-2025: 0.8%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.1%▼ -0.7 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Average

41=equity 16.2% of total assets
61+1short-term debt 16.0% · cash 11.4%
38-32return on assets -0.7%

Score breakdown

raises risk
Equity €194,672 (16.2% of total assets)
lowers risk
Size: total assets €1.2m
Figures for financial year 2025 (filed on 05-08-2026)
No main activity registered
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 26% of them on solvency, 57% on liquidity, 29% on profitability and 32% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,507 companies had the same profile as KATHY LEMAIRE has now. Each dot stands for 7 companies, two years later.

96.4%
were still trading
1.8%
stopped another way
1.6%
went bankrupt
  • Small
  • 20 years or older
  • solvency 10 to 30%
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of KATHY LEMAIRE itself is lower: 0.1% within 12 months. It rests on far more data about KATHY LEMAIRE than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,507 companies, not a prediction for KATHY LEMAIRE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €17,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.35 (1.44 in 2024), below the usual 1.5. Short-term debt is 16% and cash 11.4% of total assets. 83.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 05-08-2026)
NBB · annual accounts
raises risk · Equity €194,672 (16.2% of total assets)
NBB · annual accounts
lowers risk · No main activity registered
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
29 days late
2023
23 days late
2022
31 days late
2021
31 days late
2020
6 days late
2019
45 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 24 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

last known board
LJ
Director, last mentioned in 2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0468514255
Change of role: LEMAIRE Julien, from manager to director Gazette deed
New manager Julien LEMAIRE appointed, Kathy LEMAIRE resigned · Gazette deed
First establishment Sentier de la Fermette 24, Court-Saint-Etienne
All 38 events

Official details

Source: KBO
Status
Active since 20-12-1999Normal situation
Activity
“L’achat,la vente,la location et la gestion d’immeubles pour son compte propre.” (deed in French)From the articles, 3 activitiesNo NACE code in the KBO yet
Establishment unit
2.115.089.5521490 Court-Saint-Etienne, since 06-11-2002
Financial year end
31 December
Peppol
Reachable since 05-01-2026
Company details

Annual accounts 2025

€1.2m▼ 3.9%
Filing
Filed on 31-07-2026, on the last day of the filing period
Financials

Insights on KATHY LEMAIRE

KATHY LEMAIRE has existed since 1999. The gross margin fell from €294,999 in 2018 to €77,160 in 2019.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about KATHY LEMAIRE

What is the company number of KATHY LEMAIRE?
The company number of KATHY LEMAIRE is 0468.514.255. The VAT number is the same number with BE in front: BE 0468.514.255.
Where is KATHY LEMAIRE based?
The registered office is at Sentier de la Fermette 24, 1490 Court-Saint-Etienne.Company details
What is the legal form of KATHY LEMAIRE?
KATHY LEMAIRE is a private limited company (BV).
When was KATHY LEMAIRE founded?
KATHY LEMAIRE was founded on 20-12-1999.
Is KATHY LEMAIRE still active?
Yes, KATHY LEMAIRE is an active enterprise in the KBO register.
What is the turnover of KATHY LEMAIRE?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €69,281 and 1,300 comparable companies of the same size. It probably lies between €120,000 and €370,000. It is a rough estimate.Financials
Is KATHY LEMAIRE profitable?
In financial year 2025, KATHY LEMAIRE made a loss of €8,723.
Where can I find the annual accounts of KATHY LEMAIRE?
KATHY LEMAIRE filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KATHY LEMAIRE due?
KATHY LEMAIRE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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