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KATHARINA R.

Active
Private limited companyfounded 2004active for 22 yearsHarmoniestraat 122, 2018 Antwerpen, BelgiumKBO/BCE: BE 0864.588.417
Summary

KATHARINA R. has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of €94,646. Equity has been growing by about 5.7% per year since 2018. Its solvency ranks better than 94% of 13,741 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 07-04-2004 Normal situation
Activity
Wholesale of household textiles and bedding NACE 46412
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.149.236.225 2018 Antwerpen, since 03-10-2005
Financial year end
31 December
Peppol
Reachable since 24-11-2023

Board and ownership

Board

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€172,564
▲ 6.6%
Turnover
≈ €870,000
estimated
Profit
€94,646
▼ 1.9%
Equity
€1.8m
▲ 79.7%
Total assets
€1.9m
▲ 81.2%
  • 2025 accounts filed 75 days after the deadline
Score breakdownraises riskLast filed accounts filed 75 days late; 3 of the last 3 accounts lateLiquidity: current ratio 4.02, cash €75,299lowers riskFounded in 2004Equity €1.8m (94.5% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 76% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 94.5% of total assets
Liquidity 55=
short-term debt 3.4% · cash 4.0%
Profitability 75-5
return on assets 5.0%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 12-2024: 3.5%highest value 01-2025: 3.5%● unchanged vs 12-2024highest value 02-2025: 3.5%● unchanged vs 01-2025highest value 03-2025: 3.5%● unchanged vs 02-2025highest value 04-2025: 3.5%● unchanged vs 03-2025highest value 05-2025: 3.5%● unchanged vs 04-2025highest value 06-2025: 3.5%● unchanged vs 05-2025highest value 07-2025: 3.4%▼ -0.1 percentage points vs 06-2025 08-2025: 3.1%▼ -0.3 percentage points vs 07-2025 09-2025: 3.1%● unchanged vs 08-2025 10-2025: 2.2%▼ -0.9 percentage points vs 09-2025 11-2025: 0.2%▼ -2.0 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.3%▼ -0.2 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €160,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.02 (22.4 in 2024), above the usual 1.5. Short-term debt is 3.4% and cash 4% of total assets. 5.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 61% on liquidity, 63% on profitability and 92% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 75 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2004
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €1.8m (94.5% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 4.02, cash €75,299
NBB · annual accounts
raises risk · 2025 accounts filed 75 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-10-2026, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
75 days late
2024
71 days late
2023
409 days late
2021
120 days late
2020
1 day late
2019
101 days late
2018
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 115 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 October (4 of the last 5 accounts filed within 74 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €995,918 to €1.8m ▲ 79.7% View
  • Positive: More equity than 95% of companies in wholesale tradesector median €56,596 · 13,771 companies €1.8m View
  • Positive: 7 profitable years in a rowprofit 2025: €94,646 7 years View
  • Merger with INTERIOR AND DESIGNmerger on 24-11-2023 2023 View

Recent changes

  1. · Gazette deed Merger: KATHARINA R takes over INTERIOR AND DESIGN BVChange of role: COOLS Catharina, from manager to statutory director · Reappointment: COOLS Catharina (statutory director)
  2. · Gazette deed Merger proposal: KATHARINA R takes over INTERIOR AND DESIGNStarting capital €18,600
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as KATHARINA R.: wholesale of household textiles and bedding (NACE 46412). They are comparable in size and age: total assets between €1m and €2.1m, founded between 2002 and 2005.

CompanyTotal assetsGross margin
KATHARINA R. Antwerpen€1.9m€0.2m
BEL-BOS TRADING Aartselaar€1.8m€0.2m
GIBOTEX INTERNATIONAL Putte€1.6m€0.2m
GONTEX Antwerpen€2.1m€0.3m
MATRATEX Gent€1.3m€0.1m
MER DU SUD Anderlecht€1.0m€0.2m
COMATEX Merelbeke-Melle€1.7m€0.08m
Full comparison

Key facts about KATHARINA R.

What is the company number of KATHARINA R.?
The company number of KATHARINA R. is 0864.588.417. The VAT number is the same number with BE in front: BE 0864.588.417.
Where is KATHARINA R. based?
The registered office is at Harmoniestraat 122, 2018 Antwerpen.Company details
What does KATHARINA R. do?
According to the KBO register, the main activity is wholesale of household textiles and bedding (NACE 46412).
What is the legal form of KATHARINA R.?
The legal form of KATHARINA R. is Private limited company (BV).
When was KATHARINA R. founded?
KATHARINA R. was founded on 07-04-2004.
Is KATHARINA R. still active?
Yes, KATHARINA R. is an active enterprise in the KBO register.
How many employees does KATHARINA R. have?
KATHARINA R. had an average of 0.5 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
Which joint committee does KATHARINA R. fall under?
In its 2025 annual accounts, KATHARINA R. states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of KATHARINA R.?
The turnover in financial year 2025 is ≈ €870,000. This figure is estimated from the gross margin of €172,564 and 58 comparable companies (NACE 46). It probably lies between €430,000 and €1.6m.
Is KATHARINA R. profitable?
In financial year 2025, KATHARINA R. made a profit of €94,646.
Where can I find the annual accounts of KATHARINA R.?
KATHARINA R. filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KATHARINA R. due?
KATHARINA R. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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