KASTEEL DE SCHANS
ActiveKASTEEL DE SCHANS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €115k and a net result of €-60k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 73% of 1854 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-36
Solvency75▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 2.5 in 2023; short-term debt: 38.7% and cash: 46.5% of total assets), and 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.6%
Return on assets
-26%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-60k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
9 d early
2022
31 d early
2021
23 d late
2020
58 d early
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€115k▼ 34.4%
2023 · €175k
2018: €84k
2019: €121k
2020: €102k
2021: €118k
2022: €180k
2023: €175k
2018 → 2024
Total assets
€231k▼ 20.9%
2023 · €292k
2018: €141k
2019: €182k
2020: €135k
2021: €263k
2022: €332k
2023: €292k
2018 → 2024
Net result
€-60k▼ 961%
2023 · €-6k
2018: €35k
2019: €37k
2020: €-18k
2021: €-30k
2022: €63k
2023: €-6k
2018 → 2024
Working capital
€43k▼ 65.2%
2023 · €123k
2018: €78k
2019: €130k
2020: €88k
2021: €145k
2022: €167k
2023: €123k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€102k-€118k▲ 14.9%€180k▲ 53.2%€175k▼ 3.1%€115k▼ 34.4%
Operating result€-18k-€-28k▼ 57.6%€64k€-1k€-59k▼ 4,291%
Net result€-18k-€-30k▼ 62.0%€63k€-6k€-60k▼ 961%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €59k in 2024 against €1k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €231k
Fixed assets
€99k▲ 15.0%
Current assets
€132k▼ 35.7%
Equity and liabilities €231k
Equity
€115k▼ 34.4%
Debt
€117k▼ 0.7%
The debt ratio rises from 40.2% to 50.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-44k▼
2023 · €13k
Cash flow
€-44k▼
2023 · €8k
Solvency
49.6%▼
2023 · 59.8%
Current ratio
1.48▼
2023 · 2.50
Quick ratio
1.47▼
2023 · 2.49
Debt / equity
1.02▲
2023 · 0.67
ROE
-52.4%▼
2023 · -3.2%
ROA
-26.0%▼
2023 · -1.9%
Interest coverage
-30.97▼
2023 · 2.37
Debt
€117k▼
2023 · €117k
Debt ≤ 1 year
€89k▲
2023 · €82k
Debt > 1 year
€17k▼
2023 · €34k
Income taxes
€74▲
2023 · €1
Staff costs
€91k▲
2023 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€292k€231k▼
Formation expenses20€415€224▼
Fixed assets21/28€86k€99k▲
Intangible fixed assets21€3k€8k▲
Tangible fixed assets22/27€82k€90k▲
Land and buildings22€68k€71k▲
Plant, machinery and equipment23€14k€19k▲
Furniture and vehicles24-€406
Current assets29/58€206k€132k▼
Stocks and contracts in progress3€940€930▼
Stocks30/36€940€930▼
Amounts receivable within one year40/41€16k€21k▲
Trade receivables40€15k€19k▲
Other amounts receivable41€84€2k▲
Cash at bank and in hand54/58€181k€108k▼
Deferred charges and accrued income490/1€8k€3k▼
Equity and liabilities
Total equity and liabilities10/49€292k€231k▼
Equity10/15€175k€115k▼
Contributions10/11€109k€101k▼
Reserves13-€8k
Distributable reserves133-€8k
Profit (loss) carried forward14€66k€6k▼
Amounts payable17/49€117k€117k▼
Amounts payable after more than one year17€34k€17k▼
Financial debts170/4€34k€17k▼
Amounts payable within one year42/48€82k€89k▲
Current portion of amounts payable after more than one year42€17k€17k▲
Trade debts44€4k€13k▲
Suppliers440/4€4k€13k▲
Advances received on contracts in progress46€34k€37k▲
Taxes, remuneration and social security45€28k€22k▼
Taxes450/3€6k€6k▼
Remuneration and social security454/9€22k€16k▼
Other amounts payable47/48€43€232▲
Accrued charges and deferred income492/3€911€10k▲
Income statement
Code20232024
Remuneration, social security and pensions62€90k€91k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€106k€51k▼
Operating profit (loss)9901€-1k€-59k▼
Financial income75/76B€972€760▼
Recurring financial income75€919€760▼
Non-recurring financial income76B€54-
Financial charges65/66B€5k€1k▼
Recurring financial charges65€5k€1k▼
Profit (loss) for the period before taxes9903€-6k€-60k▼
Income taxes67/77€1€74▲
Profit (loss) for the period9904€-6k€-60k▼
Profit (loss) for the period to be appropriated9905€-6k€-60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€6k▼
Profit (loss) brought forward from the previous period14P€72k€66k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-60k
Net result drops to €-60k, the lowest in the series.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €63k
Net result €63k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €180k ▲53.2%
Equity rises from €118k to €180k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Equity above €100kEq €121k ▲44.2%
2 profitable years in a row build equity to €121k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
11-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelstraat 183680 MaaseikGround area
2,783 m²
Building footprint
323 m²
Volume, LiDAR
2,692 m³
Parcel 72028C0479/00D000, Flanders · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kasteel De Schans, Cursuscentrum voor persoonlijke ontwikkeling en bezieling.
since 20092.176.999.704
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72028C0479/00D000 | Flanders | 2,783 m² | 1 · 323 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 12,000 EUR awarded · 12,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 12,000 EUR | 12,000 EUR |
Schemes
Vlaams beschermingsmechanisme (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteMaaseik2.176.999.704
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JERIX
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HOME@BRUGES
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Of 1,858 companies in sector 55204 we hold annual accounts for 450. 362 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2009
Fiscal year end31-12
Activities, NACEBEL
55204Guest rooms (bed and breakfast)
56210Event catering
55209Other holiday and short-stay accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.