Skip to content

KASSEROL

Active
Private limited company (pre-2019)founded 201412 yrs activePaaiestraat 54, 2500 Lier, BelgiumKBO/BCE: BE 0544.353.112
Summary

The computed 12-month bankruptcy probability of KASSEROL is 2.6% (moderate). The 2025 annual accounts show negative equity (-€328,405) and a net result of -€22,097. Equity is shrinking by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 9% of 13617 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability25▲+25
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.12 against 0.11 in 2024; short-term debt: 160.3% and cash: 1.1% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-129.3%
Return on assets
-8.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€328,405
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
26 d late
2024
5 d late
2023
1 d early
2022
70 d late
2021
60 d late
2020
24 d late
2019
20 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 January 2014, KASSEROL was incorporated.1 Total assets went from EUR 243,414 in 2018 to EUR 253,970 in 2025 and headcount from 1 full-time equivalents in 2018 to 0.8 in 2020.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2020 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€328,405▼ 7.2%
2024 · -€306,308
Total assets
€253,970▼ 5.4%
2024 · €268,505
Net result
-€22,097▲ 44.7%
2024 · -€39,935
Working capital
-€357,267▼ 7.3%
2024 · -€332,879
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€43,293▲ 49.0%-€10,258▲ 76.3%-€50,630▼ 394%-€34,419▲ 32.0%-€14,864▲ 56.8%
Net result-€47,473below the sector's middle half▲ 46.0%-€28,634below the sector's middle half▲ 39.7%-€54,118below the sector's middle half▼ 89.0%-€39,935below the sector's middle half▲ 26.2%-€22,097below the sector's middle half▲ 44.7%
Equity-€183,622below the sector's middle half▼ 34.9%-€212,255below the sector's middle half▼ 15.6%-€266,373below the sector's middle half▼ 25.5%-€306,308below the sector's middle half▼ 15.0%-€328,405below the sector's middle half▼ 7.2%
Total assets€418,155above the sector's middle half▲ 5.8%€410,908above the sector's middle half▼ 1.7%€340,047above the sector's middle half▼ 17.2%€268,505above the sector's middle half▼ 21.0%€253,970above the sector's middle half▼ 5.4%
Debt€601,777▲ 13.2%€623,164▲ 3.6%€606,420▼ 2.7%€574,813▼ 5.2%€582,375▲ 1.3%
Working capital-€197,519below the sector's middle half▼ 42.7%-€234,178below the sector's middle half▼ 18.6%-€288,470below the sector's middle half▼ 23.2%-€332,879below the sector's middle half▼ 15.4%-€357,267below the sector's middle half▼ 7.3%
Solvency-43.9%below the sector's middle half▼ 9.5pp-51.7%below the sector's middle half▼ 7.7pp-78.3%below the sector's middle half▼ 26.7pp-114.1%below the sector's middle half▼ 35.7pp-129.3%below the sector's middle half▼ 15.2pp
Current ratio0.39below the sector's middle half▼ 0.030.37below the sector's middle half▼ 0.020.24below the sector's middle half▼ 0.130.11below the sector's middle half▼ 0.130.12below the sector's middle half▲ 0.01
Return on assets (ROA)-11.4%below the sector's middle half▲ 10.9pp-7.0%within the sector's middle half▲ 4.4pp-15.9%below the sector's middle half▼ 8.9pp-14.9%below the sector's middle half▲ 1.0pp-8.7%below the sector's middle half▲ 6.2pp
Staff (FTE)
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0Operating result 2021: -€43,293-€43,293Net result 2021: -€47,473-€47,473Operating result 2022: -€10,258-€10,258Net result 2022: -€28,634-€28,634Operating result 2023: -€50,630-€50,630Net result 2023: -€54,118-€54,118Operating result 2024: -€34,419-€34,419Net result 2024: -€39,935-€39,935Operating result 2025: -€14,864-€14,864Net result 2025: -€22,097-€22,09720212022202320242025-€60,000-€40,000-€20,000€0Operating result 2023: -€50,630-€50,600Net result 2023: -€54,118-€54,100Operating result 2024: -€34,419-€34,400Net result 2024: -€39,935-€39,900Operating result 2025: -€14,864-€14,900Net result 2025: -€22,097-€22,100202320242025
The operating result stays negative: a loss of €14,864 in 2025 against €34,419 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €253,970
Fixed assets €204,237 ▼ 10.2%
Current assets €49,733 ▲ 20.8%
Key figures and ratios
2025 value · change against 2024
EBITDA
€14,338▲
2024 · -€7,366
Cash flow
€7,105▲
2024 · -€12,882
Debt to equity
-1.77▲
2024 · -1.88
Interest coverage
2.05▲
2024 · -1.40
Debt ≤ 1 year
€407,000▲
2024 · €374,044
Debt > 1 year
€175,375▼
2024 · €200,769
Income taxes
€247▼
2024 · €250
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,332 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a small loss
2.8% went bankrupt
5.8% stopped otherwise
91% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,332 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€268,505€253,970▼
Fixed assets21/28€227,340€204,237▼
Tangible fixed assets22/27€220,540€197,437▼
Land and buildings22€152,455€142,332▼
Plant, machinery and equipment23€57,580€44,221▼
Furniture and vehicles24€10,505€10,884▲
Financial fixed assets28€6,800€6,800=
Current assets29/58€41,165€49,733▲
Amounts receivable within one year40/41€39,710€45,365▲
Trade receivables40€218€6,646▲
Other amounts receivable41€39,492€38,719▼
Cash at bank and in hand54/58€164€2,895▲
Deferred charges and accrued income490/1€1,291€1,472▲
Equity and liabilities
Total equity and liabilities10/49€268,505€253,970▼
Equity10/15-€306,308-€328,405▼
Contributions10/11€20,000€20,000=
Reserves13€2,000€2,000=
Non-distributable reserves130/1€2,000€2,000=
Reserves not available under the articles1311€2,000€2,000=
Profit (loss) carried forward14-€328,308-€350,405▼
Amounts payable17/49€574,813€582,375▲
Amounts payable after more than one year17€200,769€175,375▼
Financial debts170/4€200,769€175,375▼
Amounts payable within one year42/48€374,044€407,000▲
Current portion of amounts payable after more than one year42€24,238€25,394▲
Trade debts44€2,341€5,282▲
Suppliers440/4€2,341€5,282▲
Taxes, remuneration and social security45€3,830€2,591▼
Taxes450/3€3,830€2,591▼
Other amounts payable47/48€343,636€373,733▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27,053€29,202▲
Other operating charges640/8€2,743€2,662▼
Gross operating margin9900-€4,623€17,000▲
Operating profit (loss)9901-€34,419-€14,864▲
Financial charges65/66B€5,266€6,986▲
Recurring financial charges65€5,266€6,986▲
Profit (loss) for the period before taxes9903-€39,685-€21,850▲
Income taxes67/77€250€247▼
Profit (loss) for the period9904-€39,935-€22,097▲
Profit (loss) for the period to be appropriated9905-€39,935-€22,097▲
Appropriation of the result
Profit (loss) to be appropriated9906-€328,308-€350,405▼
Profit (loss) brought forward from the previous period14P-€288,373-€328,308▼

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€50,000€0---
Remuneration, social security and pensions62€0-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,327€25,199€25,526€27,053€29,202▲ 7.9%
Other operating charges640/8€1,306€2,911€2,279€2,743€2,662▼ 2.9%
Gross operating margin9900-€17,660€17,852-€22,824-€4,623€17,000▲ 468%
Operating profit (loss)9901-€43,293-€10,258-€50,630-€34,419-€14,864▲ 56.8%
Financial income75/76B€0-----
Recurring financial income75€0-----
Financial charges65/66B€4,152€18,121€3,231€5,266€6,986▲ 32.7%
Recurring financial charges65€4,152€3,941€3,231€5,266€6,986▲ 32.7%
Non-recurring financial charges66B-€14,180€0---
Profit (loss) for the period before taxes9903-€47,445-€28,379-€53,861-€39,685-€21,850▲ 44.9%
Income taxes67/77€28€255€256€250€247▼ 1.4%
Profit (loss) for the period9904-€47,473-€28,634-€54,118-€39,935-€22,097▲ 44.7%
Profit (loss) for the period to be appropriated9905-€47,473-€28,634-€54,118-€39,935-€22,097▲ 44.7%
Line20212022202320242025Change
Assets
Total assets20/58€418,155€410,908€340,047€268,505€253,970▼ 5.4%
Fixed assets21/28€289,460€271,995€246,469€227,340€204,237▼ 10.2%
Tangible fixed assets22/27€282,660€265,195€239,669€220,540€197,437▼ 10.5%
Land and buildings22€182,823€172,700€162,578€152,455€142,332▼ 6.6%
Plant, machinery and equipment23€99,056€84,847€71,214€57,580€44,221▼ 23.2%
Furniture and vehicles24€780€7,647€5,878€10,505€10,884▲ 3.6%
Financial fixed assets28€6,800€6,800€6,800€6,800€6,800=
Current assets29/58€128,696€138,913€93,578€41,165€49,733▲ 20.8%
Amounts receivable within one year40/41€121,995€122,739€88,930€39,710€45,365▲ 14.2%
Trade receivables40€1,049€0-€218€6,646▲ 2,952%
Other amounts receivable41€120,946€122,739€88,930€39,492€38,719▼ 2.0%
Cash at bank and in hand54/58€5,084€14,613€3,094€164€2,895▲ 1,661%
Deferred charges and accrued income490/1€1,617€1,561€1,554€1,291€1,472▲ 14.0%
Equity and liabilities
Total equity and liabilities10/49€418,155€410,908€340,047€268,505€253,970▼ 5.4%
Equity10/15-€183,622-€212,255-€266,373-€306,308-€328,405▼ 7.2%
Contributions10/11€20,000€20,000€20,000€20,000€20,000=
Reserves13€2,000€2,000€2,000€2,000€2,000=
Non-distributable reserves130/1€2,000€2,000€2,000€2,000€2,000=
Reserves not available under the articles1311€2,000€2,000€2,000€2,000€2,000=
Profit (loss) carried forward14-€205,622-€234,255-€288,373-€328,308-€350,405▼ 6.7%
Amounts payable17/49€601,777€623,164€606,420€574,813€582,375▲ 1.3%
Amounts payable after more than one year17€275,562€250,072€224,372€200,769€175,375▼ 12.6%
Financial debts170/4€275,562€250,072€224,372€200,769€175,375▼ 12.6%
Amounts payable within one year42/48€326,215€373,091€382,048€374,044€407,000▲ 8.8%
Current portion of amounts payable after more than one year42€24,935€25,490€25,700€24,238€25,394▲ 4.8%
Trade debts44€3,367€2,534€4,439€2,341€5,282▲ 126%
Suppliers440/4€3,367€2,534€4,439€2,341€5,282▲ 126%
Taxes, remuneration and social security45€552€2,600€1,657€3,830€2,591▼ 32.3%
Taxes450/3€552€2,600€1,657€3,830€2,591▼ 32.3%
Remuneration and social security454/9€0-----
Other amounts payable47/48€297,360€342,467€350,251€343,636€373,733▲ 8.8%
Line20212022202320242025Change
Profit (loss) for the period9904-€47,473-€28,634-€54,118-€39,935-€22,097▲ 44.7%
+ Depreciation and write-downs630€24,327€25,199€25,526€27,053€29,202▲ 7.9%
Operating cash flow (approximation)-€23,146-€3,435-€28,591-€12,882€7,105▲ 155%
Investment in fixed assets (approximation)--€7,735€0-€7,924-€6,099▲ 23.0%
Change in cash-€9,529-€11,519-€2,929€2,731▲ 193%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
24-06
State Gazette act Resignation: BV PROSPECTIVES (non-statutory director)
Director discharge6 facts ▸
  • General meeting, 27-02-2026
  • Director resignation, BV PROSPECTIVES (non-statutory director)
  • Director discharge, BV PROSPECTIVES (non-statutory director)
  • Board composition, Benoît Verbeeck (director)
  • Board composition, Vincent Verbeeck (director)
  • Other statement, instructie vermelding Luik A, voorkant
2025
05-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
30-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
09-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
29-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
24-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
31-12
Financial Weakest financial yearnet -€87,847
Net result drops to -€87,847, the lowest in the series; recovery starts the following year.
20-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 20 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
13-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 13 days late
2017
13-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
1,260 m²
Building footprint
151 m²
Volume, LiDAR
826 m³
Parcel 12392A0178/00K000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
Kasserol
Paaiestraat 54, 2500 LierEvent catering
since 20142.228.993.286
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12392A0178/00K000 Flanders 1,260 m² 1 · 151 m² 7.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
ProSpectives BV
  • Non-statutory director, until 24-06-2026
See the board, name and seat on a given date →

Articles of association

Similar companies · same sector, comparable size

Of 7,499 companies in sector 56210 we hold annual accounts for 2,451. 2,000 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded06-01-2014
Fiscal year end31-12
Activities, NACEBEL 2025
56210Event catering
E-invoicing
Reachable via Peppol
Peppol ID 0208:0544353112
Also 9925:BE0544353112
Registered 11-02-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.