KASPERS TECHNICS
ActiveKASPERS TECHNICS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €462k and a net result of €81k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 16% of 7673 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▲+88
Solvency19▲+4
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity short (current ratio 0.91 against 0.89 in 2024), and 85% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15%
Return on assets
2.6%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 7673 sector peers (2025).
NBB · sector comparisonPosition among 7673 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
28 d late
2023
29 d early
2022
13 d early
2021
5 d early
2020
58 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€462k▲ 21.2%
2024 · €381k
2018: €555k
2019: €562k
2020: €574k
2021: €596k
2022: €597k
2023: €578k
2024: €381k
2018 → 2025
Total assets
€3.08M▼ 19.7%
2024 · €3.84M
2018: €2.80M
2019: €2.42M
2020: €2.66M
2021: €2.35M
2022: €3.11M
2023: €3.76M
2024: €3.84M
2018 → 2025
Net result
€81k
2024 · €-198k
2018: €65k
2019: €26k
2020: €12k
2021: €22k
2022: €605
2023: €-18k
2024: €-198k
2018 → 2025
Working capital
€-227k▲ 33.1%
2024 · €-339k
2018: €-143k
2019: €-107k
2020: €-183k
2021: €-98k
2022: €-83k
2023: €-149k
2024: €-339k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€596k-€597k▲ 0.1%€578k▼ 3.1%€381k▼ 34.2%€462k▲ 21.2%
Operating result€84k-€47k▼ 44.6%€60k▲ 29.3%€-92k€244k
Net result€22k-€605▼ 97.3%€-18k€-198k▼ 970%€81k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €244k after a loss of €92k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.08M
Fixed assets
€836k▼ 12.3%
Current assets
€2.25M▼ 22.2%
Equity and liabilities €3.08M
Equity
€462k▲ 21.2%
Debt
€2.62M▼ 24.2%
The debt ratio falls from 90.1% to 85.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€366k▲
2024 · €14k
Cash flow
€203k▲
2024 · €-92k
Solvency
15.0%▲
2024 · 9.9%
Current ratio
0.91▲
2024 · 0.89
Quick ratio
0.68▲
2024 · 0.60
Debt / equity
5.68▼
2024 · 9.08
ROE
17.5%▲
2024 · -51.9%
ROA
2.6%▲
2024 · -5.1%
Interest coverage
1.99▲
2024 · 0.10
Debt
€2.62M▼
2024 · €3.46M
Debt ≤ 1 year
€2.47M▼
2024 · €3.22M
Debt > 1 year
€139k▼
2024 · €233k
Income taxes
€825▼
2024 · €868
Staff costs
€1.18M▼
2024 · €1.49M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.84M€3.08M▼
Fixed assets21/28€952k€836k▼
Tangible fixed assets22/27€952k€836k▼
Land and buildings22€678k€633k▼
Plant, machinery and equipment23€23k€12k▼
Furniture and vehicles24€252k€191k▼
Current assets29/58€2.89M€2.25M▼
Amounts receivable after more than one year29€1.03M€1.03M=
Other amounts receivable291€1.03M€1.03M=
Stocks and contracts in progress3€940k€576k▼
Stocks30/36€488k€460k▼
Contracts in progress37€452k€116k▼
Amounts receivable within one year40/41€794k€575k▼
Trade receivables40€443k€421k▼
Other amounts receivable41€351k€154k▼
Cash at bank and in hand54/58€27k€55k▲
Deferred charges and accrued income490/1€95k€10k▼
Equity and liabilities
Total equity and liabilities10/49€3.84M€3.08M▼
Equity10/15€381k€462k▲
Contributions10/11€28k€28k=
Reserves13€107k€107k=
Tax-exempt reserves132€0-
Distributable reserves133€107k€107k=
Profit (loss) carried forward14€246k€327k▲
Amounts payable17/49€3.46M€2.62M▼
Amounts payable after more than one year17€233k€139k▼
Financial debts170/4€233k€139k▼
Amounts payable within one year42/48€3.22M€2.47M▼
Current portion of amounts payable after more than one year42€96k€94k▼
Financial debts43€1.30M€1.30M▼
Credit institutions430/8€1.30M€1.30M▼
Trade debts44€838k€554k▼
Suppliers440/4€838k€554k▼
Advances received on contracts in progress46€145k€207k▲
Taxes, remuneration and social security45€576k€295k▼
Taxes450/3€180k€34k▼
Remuneration and social security454/9€396k€261k▼
Other amounts payable47/48€266k€19k▼
Accrued charges and deferred income492/3€0€9k▲
Income statement
Code20242025
Non-recurring operating income76A€9k€0▼
Remuneration, social security and pensions62€1.49M€1.18M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€106k€122k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-11€0▲
Other operating charges640/8€87k€15k▼
Non-recurring operating charges66A€18k€0▼
Gross operating margin9900€1.61M€1.57M▼
Operating profit (loss)9901€-92k€244k▲
Financial income75/76B€39k€21k▼
Recurring financial income75€39k€21k▼
Financial charges65/66B€144k€184k▲
Recurring financial charges65€144k€184k▲
Profit (loss) for the period before taxes9903€-197k€82k▲
Income taxes67/77€868€825▼
Profit (loss) for the period9904€-198k€81k▲
Transfer from tax-exempt reserves789€41k€0▼
Profit (loss) for the period to be appropriated9905€-157k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€246k€327k▲
Profit (loss) brought forward from the previous period14P€403k€246k▼
Social balance
Average headcount (FTE)908721.021.0=
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €81k
Net result €81k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-198k
Net result drops to €-198k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
K.K.M.C.
CurrentDirector · since 24-03-2023 · Private limited company · perm. rep.: KASPERS Karel Kris Johan
24-03-2023
Appointed as Director
Location & real-estate footprint
Registered office, Landen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roosberg 163400 LandenGround area
2,685 m²
Building footprint
854 m²
Volume, LiDAR
4,400 m³
Parcel 24089A0117/00D000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kaspers Technics
since 20072.164.867.873
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24089A0117/00D000 | Flanders | 2,685 m² | 1 · 854 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELECTRO SEGERS
BE 0456.164.670
Herentals · Eq €462k
TELE - BREVA
BE 0415.607.287
Lummen · Eq €461k
Ada Edge
BE 0839.169.863
Schaarbeek · Eq €462k
KRANIG
BE 0674.933.324
Gent · Eq €461k
ALCARA
BE 0442.285.059
Brugge · Eq €460k
Of 22,731 companies in sector 43211 we hold annual accounts for 10,271. 6,641 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2007
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
45310
43230Insulation installation
43291Specialised construction activities
46842Wholesale trade
51542
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.