KASPERS - LANDEN
ActiveKASPERS - LANDEN has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €929k and a net result of €471k. Equity is shrinking by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 28% of 7921 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
76
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency45▲+6
Growth58=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.41 in 2024), and 77.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.6%
Return on assets
11.5%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €929k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
21 d early
2023
57 d early
2022
62 d early
2021
62 d early
2020
58 d early
2019
120 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€0
Total assets
€4.11M▲ 1.0%
2024 · €4.07M
2018: €4.62M
2019: €4.45M
2020: €4.56M
2021: €4.22M
2022: €4.16M
2023: €4.12M
2024: €4.07M
2018 → 2025
Net result
€471k▲ 13.3%
2024 · €416k
2018: €332k
2019: €376k
2020: €310k
2021: €329k
2022: €347k
2023: €346k
2024: €416k
2018 → 2025
Working capital
€830k▲ 19.7%
2024 · €693k
2018: €702k
2019: €585k
2020: €492k
2021: €587k
2022: €-155k
2023: €982k
2024: €693k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.70M-€565k▼ 66.7%€836k▲ 47.9%€852k▲ 1.9%€929k▲ 9.0%
Operating result€445k-€442k▼ 0.7%€454k▲ 2.7%€482k▲ 6.2%€547k▲ 13.4%
Net result€329k-€347k▲ 5.5%€346k▼ 0.3%€416k▲ 20.2%€471k▲ 13.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 13% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.11M
Fixed assets
€1.57M▼ 8.2%
Current assets
€2.54M▲ 7.6%
Equity and liabilities €4.11M
Equity
€929k▲ 9.0%
Provisions
€217k▼ 3.9%
Debt
€2.97M▼ 1.0%
The debt ratio falls from 73.5% to 72.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€689k▲
2024 · €624k
Cash flow
€613k▲
2024 · €557k
Solvency
22.6%▲
2024 · 20.9%
Current ratio
1.48▲
2024 · 1.41
Quick ratio
1.30▲
2024 · 1.21
Debt / equity
3.19▼
2024 · 3.51
ROE
50.7%▲
2024 · 48.8%
ROA
11.5%▲
2024 · 10.2%
Interest coverage
9.47▲
2024 · 7.75
Debt
€2.97M▼
2024 · €2.99M
Debt ≤ 1 year
€1.71M▲
2024 · €1.67M
Debt > 1 year
€991k▼
2024 · €1.31M
Income taxes
€32k▲
2024 · €12k
Staff costs
€612k▲
2024 · €597k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.07M€4.11M▲
Fixed assets21/28€1.71M€1.57M▼
Tangible fixed assets22/27€1.71M€1.57M▼
Land and buildings22€1.58M€1.49M▼
Plant, machinery and equipment23€46k€27k▼
Furniture and vehicles24€77k€52k▼
Current assets29/58€2.36M€2.54M▲
Stocks and contracts in progress3€348k€322k▼
Stocks30/36€348k€322k▼
Amounts receivable within one year40/41€1.99M€2.07M▲
Trade receivables40€184k€366k▲
Other amounts receivable41€1.80M€1.71M▼
Cash at bank and in hand54/58€6k€115k▲
Deferred charges and accrued income490/1€24k€35k▲
Equity and liabilities
Total equity and liabilities10/49€4.07M€4.11M▲
Equity10/15€852k€929k▲
Contributions10/11€85k€85k=
Reserves13€393k€388k▼
Tax-exempt reserves132€216k€211k▼
Distributable reserves133€177k€177k=
Profit (loss) carried forward14€375k€456k▲
Provisions and deferred taxes16€226k€217k▼
Provisions for liabilities and charges160/5€200k€200k=
Environmental obligations163€200k-
Other liabilities and charges164/5-€200k
Deferred taxes168€26k€17k▼
Amounts payable17/49€2.99M€2.97M▼
Amounts payable after more than one year17€1.31M€991k▼
Financial debts170/4€1.31M€991k▼
Amounts payable within one year42/48€1.67M€1.71M▲
Current portion of amounts payable after more than one year42€447k€322k▼
Financial debts43€179k€117k▼
Credit institutions430/8€179k€117k▼
Trade debts44€524k€547k▲
Suppliers440/4€524k€547k▲
Taxes, remuneration and social security45€92k€137k▲
Taxes450/3€35k€29k▼
Remuneration and social security454/9€57k€107k▲
Other amounts payable47/48€430k€592k▲
Accrued charges and deferred income492/3€10k€260k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€597k€612k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€141k€142k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-4k€0▲
Other operating charges640/8€45k€42k▼
Non-recurring operating charges66A-€10k
Gross operating margin9900€1.26M€1.35M▲
Operating profit (loss)9901€482k€547k▲
Financial income75/76B€22k€26k▲
Recurring financial income75€22k€26k▲
Financial charges65/66B€80k€73k▼
Recurring financial charges65€80k€73k▼
Profit (loss) for the period before taxes9903€424k€500k▲
Transfer from deferred taxes780€4k€3k▼
Income taxes67/77€12k€32k▲
Profit (loss) for the period9904€416k€471k▲
Transfer from tax-exempt reserves789€10k€10k▲
Profit (loss) for the period to be appropriated9905€426k€482k▲
Appropriation of the result
Profit (loss) to be appropriated9906€775k€856k▲
Profit (loss) brought forward from the previous period14P€349k€375k▲
Profit to be distributed694/7€400k€400k=
Directors or managers695€400k€400k=
Social balance
Average headcount (FTE)908711.911.9=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €471k ▲13.3%
Operating result €547k, net result €471k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €310k ▼17.6%
Net result drops to €310k, the lowest in the series; recovery starts the following year.
02-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 6 establishment units since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oscar Huysecomlaan 233400 LandenGround area
2.7 ha
Building footprint
4,165 m²
Volume, LiDAR
31,276 m³
7 parcels, Flanders, Wallonia · tallest building 39.4 m, ±7 floors. Linked by address, not a title deed.
6 establishment units
Oscar Huysecomlaan 21, 3400 Landen
since 19912.055.010.821
Kaspers Landen - Gingelom
since 20032.178.155.784
Kaspers Landen - Braives
since 20072.178.155.388
Kaspers Landen -Hannuit
since 20072.178.155.982
Kaspers Landen - Hakendover
since 20112.201.507.248
KASPERS LANDEN 2
since 20122.231.375.429
7 parcels
Flanders
5
(71.4%)
Wallonia
2
(28.6%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24059A0777/00H000 | Flanders | 1.5 ha | 1 · 2,282 m² | 39.4 m · 2 fl. |
| 64034A0103/00Y000 | Wallonia | 3,348 m² | 1 · 826 m² | 8.5 m · 2 fl. |
| 71017B0059/00M002 | Flanders | 2,751 m² | 1 · 169 m² | 5.1 m · 1 fl. |
| 64015A0396/00H000 | Wallonia | 2,188 m² | 1 · 218 m² | 8.6 m · 2 fl. |
| 24059B0135/00F006 | Flanders | 1,803 m² | 1 · 304 m² | 25.4 m · 7 fl. |
| 24035B0109/00F000 | Flanders | 1,225 m² | 1 · 207 m² | 7.5 m · 2 fl. |
| 24059A0711/00K000 | Flanders | 796 m² | 1 · 159 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 6
7 of 7 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
5 sitesBraives2.178.155.388
Gingelom2.178.155.784
Hannut2.178.155.982
Landen2.231.375.429
Show 1 more sites
Tienen2.201.507.248
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Of 838 companies in sector 46810 we hold annual accounts for 473. 348 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-1991
Fiscal year end31-12
Abbreviation NL
KASPERS
Activities, NACEBEL
46810Wholesale of solid, liquid and gaseous fuels and related products
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
46842Wholesale trade
51542
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
13 entriesE-mail:peter@kaspers.be
Phone:011 88 00 54
Fax:011 88 68 79
Phone:011367111
Fax:011 88 45 51
Phone:011365111
Fax:019699158
Phone:011364111
Fax:019514141
Phone:016363111
Show 3 more contact details
Fax:016788003
Phone:011/362111
Fax:011 831401