Kasica
ActiveKasica has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151k and a net result of €1k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 74% of 4522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+1
Solvency96▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.28 against 3.37 in 2024; short-term debt: 29.2% and cash: 0.2% of total assets), and 29.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.7%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
13 d early
2023
2 d early
2022
4 d late
2021
4 d early
2020
4 d early
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€10k▲ 11.1%
2018 · €9k
2018: €9k
2018 → 2019
EBIT margin
77.0%▼ 5.4pp
2018 · 82.3%
2018: 82.3%
2018 → 2019
Net result
€1k▲ 1,230%
2024 · €91
2018: €8k
2019: €11k
2020: €2k
2021: €901
2022: €1k
2023: €345
2024: €91
2018 → 2025
Working capital
€142k▲ 0.6%
2024 · €141k
2018: €135k
2019: €136k
2020: €138k
2021: €139k
2022: €141k
2023: €141k
2024: €141k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€148k-€149k▲ 0.8%€150k▲ 0.2%€150k▲ 0.1%€151k▲ 0.8%
Operating result€-3k-€-2k▲ 16.5%€-3k▼ 41.5%€-4k▼ 24.8%€-3k▲ 35.3%
Net result€901-€1k▲ 38.3%€345▼ 72.3%€91▼ 73.7%€1k▲ 1,230%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €4k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets
€9k▲ 4.4%
Current assets
€204k▲ 1.8%
Equity and liabilities €214k
Equity
€151k▲ 0.8%
Debt
€62k▲ 4.6%
The debt ratio rises from 28.5% to 29.3%. Equity and debt are higher.
Key figures and ratios
Solvency
70.7%▼
2024 · 71.5%
Current ratio
3.28▼
2024 · 3.37
Quick ratio
3.28▼
2024 · 3.37
Debt / equity
0.41▲
2024 · 0.40
ROE
0.8%▲
2024 · 0.1%
ROA
0.6%▲
2024 · 0.0%
Debt
€62k▲
2024 · €60k
Debt ≤ 1 year
€62k▲
2024 · €60k
Income taxes
€439▲
2024 · €34
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€210k€214k▲
Fixed assets21/28€9k€9k▲
Financial fixed assets28€9k€9k▲
Affiliated companies280/1€6k€6k▲
Participating interests280€6k€6k▲
Companies linked by participating interests282/3€3k€3k=
Participating interests282€3k€3k=
Current assets29/58€201k€204k▲
Amounts receivable within one year40/41€198k€204k▲
Other amounts receivable41€198k€204k▲
Cash at bank and in hand54/58€3k€346▼
Equity and liabilities
Total equity and liabilities10/49€210k€214k▲
Equity10/15€150k€151k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€88k€89k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€82k€83k▲
Amounts payable17/49€60k€62k▲
Amounts payable within one year42/48€60k€62k▲
Trade debts44-€746
Suppliers440/4-€746
Taxes, remuneration and social security45€34€439▲
Taxes450/3€34€439▲
Other amounts payable47/48€60k€61k▲
Accrued charges and deferred income492/3€86€90▲
Income statement
Code20242025
Operating charges60/66A€4k€3k▼
Services and other goods61€3k€2k▼
Other operating charges640/8€519€738▲
Operating profit (loss)9901€-4k€-3k▲
Financial income75/76B€6k€6k▲
Recurring financial income75€6k€6k▲
Income from financial fixed assets750€1k€1k▲
Other financial income752/9€4k€5k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Debt charges650€1k-
Other financial charges652/9€535€2k▲
Profit (loss) for the period before taxes9903€125€2k▲
Income taxes67/77€34€439▲
Taxes670/3€34€439▲
Profit (loss) for the period9904€91€1k▲
Profit (loss) for the period to be appropriated9905€91€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€91€1k▲
Transfer to equity691/2€91€1k▲
To other reserves6921€91€1k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €150kEq €151k ▲0.8%
8 profitable years in a row build equity to €151k.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €91 ▼73.7%
Net result drops to €91, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 4 days late
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 89 days late
2019
31-12
Financial
Highest result since 2018net €11k ▲46.9%
Operating result €8k, net result €11k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wervik · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wervikstraat 1168940 WervikGround area
945 m²
Building footprint
276 m²
Volume, LiDAR
1,722 m³
Parcel 33009C1360/00B009, Flanders · tallest building 12.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kasica
since 20072.169.177.445
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33009C1360/00B009 | Flanders | 945 m² | 1 · 276 m² | 12.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BCW Héron
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Of 7,322 companies in sector 68110 we hold annual accounts for 5,382. 3,812 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-12-2007
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.