Debts
€23,414 86% of the balance sheet
Suppliers 48%Taxes and wages 8%Other 45%
KARPEK
Lifetime
1 annual account with figurespeak €65,794 (2025)
€65,794
peak €826 (2025)
€826
peak €3,826 (2025)
€3,826
€23,414
Board1 name since 2025
1 directorPEKER Yuce
Documentsfilings and deeds
20-07-202611 days before the deadline
2025micro format
Incorporation 13-061 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 100 shares
Checked score
53
Fair
Financially stronger than 44% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 3.9%highest value
08-2026: 2.1%▼ -1.8 percentage points vs 07-2026lowest value
09-2026: 2.1%● unchanged vs 08-2026lowest value
10-2026: 2.2%▲ +0.1 percentage points vs 09-2026
11-2026: 2.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2025
Sector: Food and beverage service activities (NACE 56)
Size: turnover €65,794, total assets €27,240
lowers risk
Liquidity: current ratio 0.95, cash €11,901
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 37% of them on solvency, 55% on liquidity and 41% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 294 companies had the same profile as KARPEK has now. Each dot is one company, two years later.
95.6%
were still trading
2.0%
stopped another way
2.4%
went bankrupt
That fits the bankruptcy probability of KARPEK itself: 2.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 294 companies, not a prediction for KARPEK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
11 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1024208845
Incorporation
Founding capital of €3,000, 100 shares · Appointment: PEKER Yuce (director) · Registered office clause: Avenue Paul Pastur 18, 6032 Charleroi (Mont-sur-Marchienne) · published on 13-06-2025 · Gazette deed
First establishment
Avenue Paul Pastur 18, Charleroi
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KARPEK Charleroi | €27,240 | €5,443 | 14.0% | - |
| T'as la Patate Mons | €26,391 | €6,199 | 35.9% | - |
| NEW FAUCON Grimbergen | €26,398 | €6,035 | 40.2% | - |
| BREADY'ART Florennes | €22,818 | €6,118 | 31.9% | - |
| LA GRANDE TABLE DE CELINE Lessines | €24,050 | €4,888 | -167.6% | - |
| La Casetta Châtelet | €27,831 | €5,707 | -6.0% | - |
| Lemano Beveren-Kruibeke-Zwijndrecht | €23,937 | €4,985 | 5.0% | - |
These companies have the same main activity as KARPEK: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €22,800 and €27,800, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 11-06-2025Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112and 2 others
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment unit
- 2.374.869.7076032 Charleroi, since 11-06-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 26-11-2025
Annual accounts 2025
- €27,240
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on KARPEK
The computed 12-month bankruptcy probability of KARPEK is 2.2% (moderate). The 2025 annual accounts show equity of €3,826 and a net result of €826.
Its solvency ranks better than 37% of 17,158 sector peers (NACE 56, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about KARPEK
- What is the company number of KARPEK?
- The company number of KARPEK is 1024.208.845. The VAT number is the same number with BE in front: BE 1024.208.845.
- Where is KARPEK based?
- The registered office is at Avenue Paul Pastur 18, 6032 Charleroi.Company details
- What does KARPEK do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of KARPEK?
- KARPEK is a private limited company (BV).
- When was KARPEK founded?
- KARPEK was founded on 11-06-2025.
- Is KARPEK still active?
- Yes, KARPEK is an active enterprise in the KBO register.
- How many employees does KARPEK have?
- KARPEK had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does KARPEK fall under?
- In its 2025 annual accounts, KARPEK states joint committee 302 (Hotels and catering).
- What is the turnover of KARPEK?
- The turnover of KARPEK was €65,794 in financial year 2025, according to the filed annual accounts.
- Is KARPEK profitable?
- In financial year 2025, KARPEK made a profit of €826.
- Where can I find the annual accounts of KARPEK?
- KARPEK filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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