Turnover
≈ €130,000 estimated
The abbreviated format states no turnover.
KaroH Comms
Lifetime
2 annual accounts with figures on one time axispeak €49,082 (2025)
€49,082▲ 295%
peak €38,199 (2025)
€38,199▲ 309%
peak €50,048 (2025)
€50,048▲ 322%
€17,757▲ 58.6%
Board1 name since 2024
1 directorKarolien Hessels
Documentsfilings and deeds
04-06-202657 days before the deadline
2025abbreviated format
Gross margin from €12,410 to €49,082Result from €9,349 to €38,199Equity from €11,849 to €50,048Debts from €11,193 to €17,757Investments €801Cash from €17,023 to €50,560
Key points
from the 2025 annual accountsInvestments
€801 12.0 × depreciation
Green is investment, beige is depreciation. Machinery stands 507.5% higher than in 2024.
Liquidity
3.77 was 2.05 in 2024
Short-term debts rose from €11,193 to €17,757.
Checked score
98
Excellent
Financially stronger than 84% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: < 0.1%
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026highest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 3.77, cash €50,560
Equity €50,048 (73.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 70% of them on solvency, 83% on liquidity, 84% on profitability and 97% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as KaroH Comms has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of KaroH Comms itself is lower: < 0.1% within 12 months. It rests on far more data about KaroH Comms than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for KaroH Comms. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.77 (2.05 in 2024), above the usual 1.5. Short-term debt is 26.2% and cash 74.6% of total assets. 26.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
57 days early
2024
56 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 57 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- HESSELS Karolien An Trees Dirk Ghisleen 1,000 sharesdeed of 11-07-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011373864
Incorporation
Founding capital of €2,500, 1,000 shares · Founder: HESSELS Karolien An Trees Dirk Ghisleen · Appointment: HESSELS Karolien An Trees Dirk Ghisleen (director) · published on 11-07-2024 · Gazette deed
First establishment
Schoonstraat 46, Kampenhout
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KaroH Comms Kampenhout | €67,805 | €49,082 | 73.8% | - |
| Frolic Flux Leuven | €72,611 | €53,461 | 4.6% | - |
| TIIVIO Keerbergen | €66,611 | €45,821 | 56.1% | - |
| Jinius Aarschot | €70,584 | €55,497 | 79.9% | - |
| SJUR Management Leuven | €62,401 | €44,086 | 77.1% | - |
| Rocadelo Kapelle-op-den-Bos | €76,346 | €46,033 | 68.3% | - |
| FOZZIE Beersel | €68,137 | €42,494 | 68.5% | - |
These companies have the same main activity as KaroH Comms: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €62,400 and €76,300, founded in 2024.
Official details
Source: KBO- Status
- Active since 09-07-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.361.916.4451910 Kampenhout, since 09-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 20-02-2025
Annual accounts 2025
- €67,805▲ 194%
- Filing
- Filed on 04-06-2026, 57 days before the end of the filing period
Insights on KaroH Comms
KaroH Comms has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,048 and a net result of €38,199.
Its solvency ranks better than 70% of 10,857 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about KaroH Comms
- What is the company number of KaroH Comms?
- The company number of KaroH Comms is 1011.373.864. The VAT number is the same number with BE in front: BE 1011.373.864.
- Where is KaroH Comms based?
- The registered office is at Schoonstraat 46, 1910 Kampenhout.Company details
- What does KaroH Comms do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of KaroH Comms?
- KaroH Comms is a private limited company (BV).
- When was KaroH Comms founded?
- KaroH Comms was founded on 09-07-2024.
- Is KaroH Comms still active?
- Yes, KaroH Comms is an active enterprise in the KBO register.
- What is the turnover of KaroH Comms?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €49,082 and 69 comparable companies (NACE 70200). It probably lies between €79,000 and €190,000.Financials
- Is KaroH Comms profitable?
- In financial year 2025, KaroH Comms made a profit of €38,199.
- Where can I find the annual accounts of KaroH Comms?
- KaroH Comms filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of KaroH Comms due?
- KaroH Comms must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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