Karmelly

Active

Private limited companyfounded 2023active for 2 yearsKerkplein 10, 8750 Wingene, BelgiumKBO/BCE: BE 1002.508.757

Summary

Karmelly has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,470 and a net result of €11,702. Its solvency ranks better than 93% of 8,566 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

KarmellyActiveChecked score 98/100

Risk analysis Report Compare

Activity

Public relations and communication consultancy

NACE 73300

1 site

Size

≈ €100,000turnover 2025, estimated

Equity: €38,470
Profit: €11,702

Turnover estimated from the gross margin

Financial health

98 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

BERTHELOT-VERHAEGHE MelanieDirector

2025 accounts 15 days early

Why 98raises riskFounded in 2023Size: total assets €40,946lowers riskLiquidity: current ratio 16.54, cash €24,561Sector: Advertising, market research and public relations activities (NACE 73)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 88% of its sector peers (NACE 73, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+1

equity 94.0% of total assets

Liquidity 100+10

short-term debt 6.0% · cash 60.0%

Profitability 100=

return on assets 28.6%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,229 companies, NACE 73, micro)

Last 24 months 12-2024: 0.9% 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 1.0%▲ +0.1 percentage points vs 02-2025 04-2025: 1.1%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 0.1%▼ -1.0 percentage point vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.1%▼ -0.1 percentage points vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €3,500 on 30-day terms is acceptable

Liquidity ample (current ratio 16.54, compared with 3.89 in 2024, above the usual 1.5; short-term debt: 6% and cash: 60% of total assets), and 6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 87% on solvency, 97% on liquidity, 88% on profitability and 82% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 16.54, cash €24,561

NBB · annual accounts

Sector: Advertising, market research and public relations activities (NACE 73)

KBO

Founded in 2023

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €40,946

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 15-04-2026, 15 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

15 days early

2024

30 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 23 days before the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end31-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

15-04-2026 Annual accounts filedfinancial year 2025 · micro…
30-09-2025 Liquidity more than quadruplescurrent ratio 16.54
31-03-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 8% on solvencysector median 53.4% · 8,566 companies 94.0% View
One director decidessole director in office 1 View
Total assets 20252 financial years filed €40,946 View

By topic

Financials

Financial year: 2025
Total assets: €40,946
Profit: €11,702
Solvency: 94.0%

Total assets▲ 13.7%

Net result

20242025

Go to Financials

Board & ownership

Board: 1 member

BERTHELOT-VERHAEGHE MelanieDirector

Go to Board & ownership

Timeline

Events: 4
Since: 2023
Next accounts: by 30-04-2027

23-11-2023Incorporation

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Public relations and communication consultancyNACE 73300
Founded: 21-11-2023
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 27

Annual meeting: Last Saturday of March at 18:00

Go to Articles of association

Key facts about Karmelly

What is the company number of Karmelly?: 1002.508.757. In Belgium the VAT number is the company number with BE in front: BE 1002.508.757.
Where is Karmelly based?: The registered office is at Kerkplein 10, 8750 Wingene.Company details
What does Karmelly do?: According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of Karmelly?: Private limited company (BV).
When was Karmelly founded?: On 21-11-2023.
Is Karmelly still active?: Yes, Karmelly is an active enterprise in the KBO register.
What is the turnover of Karmelly?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Karmelly profitable?: In financial year 2025, Karmelly made a profit of €11,702.
Where can I find the annual accounts of Karmelly?: Karmelly filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Karmelly due?: By 30-04-2027, for financial year 2026.Timeline