Karliger Consult
ActiveKarliger Consult has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182k and a net result of €183k. Its solvency ranks better than 64% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency95
Growth78
Track record82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days only on tighter terms
Liquidity ample (current ratio 2.85; short-term debt: 30.1% and cash: 50.6% of total assets), and 30.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.9%
Return on assets
70.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€182k
2024 · €-4k
2024: €-4k
2024 → 2025
Total assets
€260k
Net result
€183k
2024 · €-4k
2024: €-4k
2024 → 2025
Working capital
€145k
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-4k-€182k
Operating result€-4k-€240k
Net result€-4k-€183k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €240k after a loss of €4k in 2024.
Balance-sheet composition
Assets €260k
Fixed assets
€37k
Current assets
€223k
Equity and liabilities €260k
Equity
€182k
Debt
€78k
Debt finances 30.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€242k▲
2024 · €-2k
Cash flow
€186k▲
2024 · €-2k
Solvency
69.9%
Current ratio
2.85
Quick ratio
2.85
Debt / equity
0.43▲
2024 · -1.00
ROE
100.8%
ROA
70.5%
Interest coverage
179.05
Debt
€78k▲
2024 · €4k
Debt ≤ 1 year
€78k▲
2024 · €4k
Income taxes
€55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58-€260k
Fixed assets21/28-€37k
Tangible fixed assets22/27-€37k
Furniture and vehicles24-€37k
Current assets29/58-€223k
Amounts receivable within one year40/41-€17k
Trade receivables40-€17k
Cash at bank and in hand54/58-€132k
Deferred charges and accrued income490/1-€74k
Equity and liabilities
Total equity and liabilities10/49€0€260k▲
Equity10/15€-4k€182k▲
Contributions10/11-€3k
Profit (loss) carried forward14€-4k€179k▲
Amounts payable17/49€4k€78k▲
Amounts payable within one year42/48€4k€78k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45-€57k
Taxes450/3-€57k
Other amounts payable47/48-€18k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€387€3k▲
Gross operating margin9900€-1k€245k▲
Operating profit (loss)9901€-4k€240k▲
Financial income75/76B-€27
Recurring financial income75-€27
Financial charges65/66B-€1k
Recurring financial charges65-€1k
Profit (loss) for the period before taxes9903€-4k€239k▲
Income taxes67/77-€55k
Profit (loss) for the period9904€-4k€183k▲
Profit (loss) for the period to be appropriated9905€-4k€183k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€179k▲
Profit (loss) brought forward from the previous period14P-€-4k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €183k
Net result €183k after one loss-making year.
31-12
Financial
Equity above €150kEq €182k
Equity rises from €-4k to €182k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Graaf Jansdijk 318C8300 Knokke-HeistGround area
200 m²
Building footprint
98 m²
Volume, LiDAR
598 m³
Parcel 31333K0631/00K002, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KarligerConsult
since 20242.368.425.244
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31333K0631/00K002 | Flanders | 200 m² | 1 · 98 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,594 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.