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KARIPHARMA

Active
Private limited companyfounded 2003active for 23 yearsKerkstraat 14, 1742 Ternat, BelgiumKBO/BCE: BE 0479.817.428
Summary

KARIPHARMA has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €632,727 and a net result of €108,353. Equity has been growing by about 4.4% per year since 2018. Its solvency ranks better than 79% of 2,816 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-03-2003 Normal situation
Activity
Other business support services NACE 82990
Establishment unit
2.355.917.291 1742 Ternat, since 21-03-2003
Financial year end
31 December
Peppol
Reachable since 17-09-2025

Board and ownership

Board
  • PharmadaDirector · permanent representative Kristel Broechoven
Shareholders
  • Pharmada2025 annual accounts of Pharmada

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€129,534
Turnover
≈ €190,000
estimated
Profit
€108,353
Equity
€632,727
▲ 0.1%
Total assets
€827,778
▼ 4.2%
Score breakdownraises riskLiquidity: current ratio 0.35, cash €41,083, halvedlowers riskSize: total assets €827,778Equity €632,727 (76.4% of total assets)Sector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Strong
Solvency 100+2
equity 76.4% of total assets
Liquidity 48-4
short-term debt 23.6% · cash 5.0%
Profitability 85+71
return on assets 13.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,669 companies, NACE 82, micro)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: < 0.1%▼ -0.2 percentage points vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.35 (0.39 in 2024), below 1. Short-term debt is 23.6% and cash 5% of total assets. 23.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 32% on liquidity, 59% on profitability and 40% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €827,778
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €632,727 (76.4% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.35, cash €41,083, halved
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
38 days early
2023
37 days early
2022
32 days early
2021
45 days early
2020
44 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 34 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €35,216 in 2024 €108,353 View
  • Positive: 8th largest company by equity in Ternat, Administrative and support services sectorin the Checked rankings No. 8 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Resignations: An Broechoven (director) and Kristel Broechoven (director)Appointment: BV Pharmada (director) · Permanent representative: Kristel Broechoven
  2. · Gazette deed Appointment: PHARMADA (director)Permanent representative: BROECHOVEN Kristel
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as KARIPHARMA: other business support services (NACE 82990). They are comparable in size and age: total assets between €722,000 and €896,000, founded between 2000 and 2003.

CompanyTotal assetsGross margin
KARIPHARMA Ternat€827,778€129,534
GANICOR EUROPE Gent€847,206€122,018
SVP DIENSTENCENTRUM Genk€758,135€126,454
MOOREA PROJECTS Bree€727,597€145,189
LIBERO FINANCIAL AND BUSINESS CONSULTANCY Zandhoven€895,809€122,210
JOCHAN Kapellen€722,034€148,317
EXILE Koksijde€857,054€107,858
Full comparison

Key facts about KARIPHARMA

What is the company number of KARIPHARMA?
The company number of KARIPHARMA is 0479.817.428. The VAT number is the same number with BE in front: BE 0479.817.428.
Where is KARIPHARMA based?
The registered office is at Kerkstraat 14, 1742 Ternat.Company details
What does KARIPHARMA do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of KARIPHARMA?
The legal form of KARIPHARMA is Private limited company (BV).
When was KARIPHARMA founded?
KARIPHARMA was founded on 21-03-2003.
Is KARIPHARMA still active?
Yes, KARIPHARMA is an active enterprise in the KBO register.
What is the turnover of KARIPHARMA?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €129,534 and 31 comparable companies (NACE 82990). It probably lies between €150,000 and €270,000.Financials
Is KARIPHARMA profitable?
In financial year 2025, KARIPHARMA made a profit of €108,353.
Where can I find the annual accounts of KARIPHARMA?
KARIPHARMA filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KARIPHARMA due?
KARIPHARMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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