KARIPHARMA
ActiveSummary
KARIPHARMA has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €632,727 and a net result of €108,353. Equity has been growing by about 4.4% per year since 2018. Its solvency ranks better than 79% of 2,812 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 21-03-2003 Normal situation
- Activity
- Other business support services NACE 82990
- Establishment unit
- 2.355.917.291 1742 Ternat, since 21-03-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 17-09-2025
Board and ownership
- PharmadaDirector · permanent representative Kristel Broechoven
- Pharmada100%2025 annual accounts of Pharmada
- Holdings
- Shares in 1 company APOTHEEK BROECHOVEN
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €129,534
- Turnover
- ≈ €190,000
- estimated
- Profit
- €108,353
- Equity
- €632,727
- ▲ 0.1%
- Total assets
- €827,778
- ▼ 4.2%
Score breakdownraises riskLiquidity: current ratio 0.35, cash €41,083, halvedlowers riskSize: total assets €827,778Equity €632,727 (76.4% of total assets)Sector: Office administrative, office support and other business support activities (NACE 82)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 32% on liquidity, 59% on profitability and 40% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 34 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 17-06-2026 at the NBB all 22 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is a profit of €112,892, after a loss of €27,317 in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Office administrative, office support and other business support activities (NACE 82). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €77,464 | - | - | - |
| Financial fixed assets | - | - | €54,000 | - | - |
| Depreciation and write-downs of the year | - | €5,478 | €15,493 | €15,493 | €15,493 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as KARIPHARMA: other business support services (NACE 82990). They are comparable in size and age: total assets between €722,000 and €896,000, founded between 2000 and 2003.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| KARIPHARMA Ternat | 2003 | €827,778 | €632,727 | €129,534 | €108,353 | - | 2025 |
| GANICOR EUROPE Gent | 2001 | €847,206 | €453,672 | €122,018 | €82,380 | - | 2025 |
| SVP DIENSTENCENTRUM Genk | 2001 | €758,135 | €729,543 | €126,454 | -€72,482 | - | 2025 |
| MOOREA PROJECTS Bree | 2003 | €727,597 | €606,396 | €145,189 | €8,154 | 0.4 | 2025 |
| LIBERO FINANCIAL AND BUSINESS CONSULTANCY Zandhoven | 2000 | €895,809 | €302,714 | €122,210 | €74,503 | 0 | 2025 |
| JOCHAN Kapellen | 2002 | €722,034 | €279,354 | €148,317 | €34,894 | 1 | 2025 |
| EXILE Koksijde | 2002 | €857,054 | €753,880 | €107,858 | €48,151 | - | 2024 |
They were chosen from the 9,746 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €9,898 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €5,478 | €15,493 | €15,493 | €15,493 | = |
| Other operating charges640/8 | - | - | - | €1,913 | €1,474 | €1,167 | €2,003 | €1,149 | ▼ 42.6% |
| Gross operating margin9900 | €95,452 | €85,617 | €75,466 | €75,123 | €128,403 | €139,808 | -€9,821 | €129,534 | - |
| Operating profit (loss)9901 | €93,987 | €83,607 | €73,711 | €73,210 | €121,451 | €123,148 | -€27,317 | €112,892 | - |
| Financial income75/76B | - | - | - | €0 | - | - | - | €446 | - |
| Recurring financial income75 | €0 | €0 | €0 | €0 | - | - | - | €446 | - |
| Financial charges65/66B | - | - | - | €1,390 | €2,043 | €10,217 | €7,649 | €2,918 | ▼ 61.9% |
| Recurring financial charges65 | €2,880 | €2,344 | €1,869 | €1,390 | €2,043 | €10,217 | €7,649 | €2,918 | ▼ 61.9% |
| Profit (loss) for the period before taxes9903 | €92,764 | €83,196 | €71,842 | €71,819 | €119,408 | €112,931 | -€34,966 | €110,420 | - |
| Income taxes67/77 | €22,443 | €23,392 | €20,197 | €20,218 | €33,581 | €30,523 | €251 | €2,067 | ▲ 725% |
| Profit (loss) for the period9904 | €70,321 | €59,804 | €51,644 | €51,601 | €85,827 | €82,408 | -€35,216 | €108,353 | - |
| Profit (loss) for the period to be appropriated9905 | €70,321 | €59,804 | €51,644 | €51,601 | €85,827 | €82,408 | -€35,216 | €108,353 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €787,614 | €838,824 | €875,148 | €917,893 | €970,570 | €905,440 | €864,466 | €827,778 | ▼ 4.2% |
| Fixed assets21/28 | €680,000 | €680,000 | €680,000 | €680,000 | €751,985 | €790,493 | €775,000 | €759,507 | ▼ 2.0% |
| Tangible fixed assets22/27 | - | - | - | - | €71,985 | €56,493 | €41,000 | €25,507 | ▼ 37.8% |
| Furniture and vehicles24 | - | - | - | - | €71,985 | €56,493 | €41,000 | €25,507 | ▼ 37.8% |
| Financial fixed assets28 | €680,000 | €680,000 | €680,000 | €680,000 | €680,000 | €734,000 | €734,000 | €734,000 | = |
| Current assets29/58 | €107,614 | €158,824 | €195,148 | €237,893 | €218,585 | €114,947 | €89,466 | €68,271 | ▼ 23.7% |
| Amounts receivable within one year40/41 | €6,956 | €1,834 | €5,303 | €196 | €4,487 | €3,093 | €3,355 | €26,953 | ▲ 703% |
| Trade receivables40 | - | - | - | - | - | - | €1,915 | €1,852 | ▼ 3.3% |
| Other amounts receivable41 | - | - | - | €196 | €4,487 | €3,093 | €1,439 | €25,101 | ▲ 17× |
| Cash at bank and in hand54/58 | €94,740 | €151,076 | €186,647 | €234,642 | €212,130 | €109,804 | €85,844 | €41,083 | ▼ 52.1% |
| Deferred charges and accrued income490/1 | - | - | - | €3,054 | €1,968 | €2,050 | €267 | €236 | ▼ 11.9% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €787,614 | €838,824 | €875,148 | €917,893 | €970,570 | €905,440 | €864,466 | €827,778 | ▼ 4.2% |
| Equity10/15 | €453,689 | €513,493 | €565,138 | €616,739 | €623,583 | €667,591 | €632,374 | €632,727 | ▲ 0.1% |
| Contributions10/11 | €262,700 | €262,700 | - | €262,700 | €262,700 | €262,700 | €262,700 | €262,700 | = |
| Reserves13 | €190,417 | €250,192 | €301,837 | €353,438 | €360,282 | €404,290 | €369,674 | €370,027 | ▲ 0.1% |
| Non-distributable reserves130/1 | - | - | - | €21,809 | €21,809 | €21,809 | €0 | - | - |
| Reserves not available under the articles1311 | - | - | - | €21,809 | €21,809 | €21,809 | €0 | - | - |
| Distributable reserves133 | - | - | - | €331,629 | €338,473 | €382,481 | €369,674 | €370,027 | ▲ 0.1% |
| Profit (loss) carried forward14 | €572 | €601 | €601 | €601 | €601 | €601 | €0 | €0 | - |
| Amounts payable17/49 | €333,925 | €325,331 | €310,011 | €301,154 | €346,988 | €237,849 | €232,091 | €195,051 | ▼ 16.0% |
| Amounts payable within one year42/48 | €332,009 | €323,706 | €296,721 | €300,206 | €345,600 | €234,039 | €229,263 | €195,051 | ▼ 14.9% |
| Trade debts44 | €236 | €445 | €330 | €188 | €467 | €2,648 | €634 | €722 | ▲ 13.8% |
| Suppliers440/4 | - | - | - | €188 | €467 | €2,648 | €634 | €722 | ▲ 13.8% |
| Taxes, remuneration and social security45 | - | - | - | €7,824 | €17,994 | €46,968 | €30,535 | €30,968 | ▲ 1.4% |
| Taxes450/3 | - | - | - | €2,164 | €15,219 | €44,138 | €30,535 | €30,968 | ▲ 1.4% |
| Remuneration and social security454/9 | - | - | - | €5,661 | €2,775 | €2,830 | €0 | - | - |
| Other amounts payable47/48 | - | - | - | €292,194 | €327,139 | €184,423 | €198,094 | €163,362 | ▼ 17.5% |
| Accrued charges and deferred income492/3 | - | - | - | €948 | €1,387 | €3,810 | €2,828 | €0 | ▼ 100% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €70,321 | €59,804 | €51,644 | €51,601 | €85,827 | €82,408 | -€35,216 | €108,353 | - |
| + Depreciation and write-downs630 | - | - | - | - | €5,478 | €15,493 | €15,493 | €15,493 | = |
| Operating cash flow (approximation) | €70,321 | €59,804 | €51,644 | €51,601 | €91,305 | €97,901 | -€19,724 | €123,845 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€77,464 | -€54,000 | €0 | €0 | - |
| Change in cash | - | €56,336 | €35,571 | €47,995 | -€22,512 | -€102,326 | -€23,960 | -€44,761 | ▼ 86.8% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 22 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 17-06-2026 | 2026-00168154 | NBB |
| 31-12-2024 | abbreviated format | 23-06-2025 | 2025-00162870 | |
| 31-12-2023 | abbreviated format | 24-06-2024 | 2024-00152724 | |
| 31-12-2022 | abbreviated format | 29-06-2023 | 2023-00187086 | |
| 31-12-2021 | abbreviated format | 16-06-2022 | 2022-20070203 | |
| 31-12-2020 | abbreviated format | 17-06-2021 | 2021-21600252 | |
| 31-12-2019 | abbreviated format | 31-07-2020 | 2020-38100597 | |
| 31-12-2018 | abbreviated format | 19-07-2019 | 2019-35500349 | |
| 31-12-2017 | abbreviated format | 25-06-2018 | 2018-23200192 | |
| 31-12-2016 | abbreviated format | 26-06-2017 | 2017-23000041 |
Board & ownership
Directors
Board 1
Permanent representatives 1
Owners and capital
Shareholders
1 ownerChain of control
- Pharmada
- KARIPHARMA
Owners 1
- PharmadaparentSourceaccounts Pharmada 2025Equity €169,021 Profit of €83,597 in 2025 (profit of €82,116 in 2024)100%
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Pharmada |
|
| An Broechoven |
|
| BROECHOVEN Kristel |
|
Network & group
Holdings and subsidiaries
1 holdingHoldings 1
- APOTHEEK BROECHOVENsubsidiarySourceown accounts 2025Equity €478,279 Profit of €37,246 in 2025 (profit of €147,531 in 2024) Checked score 95100%
Companies at the same address
1 other companyConnections & network
1 current directorThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
Timeline
Acts, filings and financial milestones
09-04
Gazette deed
Resignations: An Broechoven (director) and Kristel Broechoven (director)Appointment: BV Pharmada (director) · Permanent representative: Kristel Broechoven · Director discharge8 points ▸
- General meeting, 20-12-2023
- Director resignation, An Broechoven (director)
- Director resignation, Kristel Broechoven (director)
- Director discharge, An Broechoven (director)
- Director discharge, Kristel Broechoven (director)
- Other provision, “dank voor diensten, algemene vergadering” (deed in Dutch)
- Director appointment, BV Pharmada (director)
- Permanent representative, Kristel Broechoven
01-03
Gazette deed
Appointment: PHARMADA (director)Permanent representative: BROECHOVEN Kristel · Legal-form conversion · Purpose change11 points ▸
- General meeting, “buitengewone algemene vergadering” (deed in Dutch)
- Legal-form conversion, “besloten vennootschap(BV)” (deed in Dutch)
- Other provision, “verslag bestuursorgaan over voorwerpwijziging, dossier van de notaris” (deed in Dutch)
- Purpose change
- Capital conversion, “artikel 39,§2,tweede lid wet van 2019-03-23, niet-opgevraagde inbrengen” (deed in Dutch)
- Other provision, “opheffing statutair onbeschikbare eigen vermogensrekening, middelen beschikbaar voor uitkering” (deed in Dutch)
- Other provision, “bij uittreksel, voormelde beslissingen” (deed in Dutch)
- Director appointment, PHARMADA (director (not named in the articles))
- Permanent representative, BROECHOVEN Kristel
- Registered office clause, “1742 Ternat,Kerkstraat 14” (deed in Dutch)
- Power of attorney
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23071C0844/00B002 | Flanders | 329 m² | 1 · 233 m² | 9.9 m · 1 |