KARIAT

Active

Private limited companyfounded 20233 yrs activeBlauwstraat 40, 2850 Boom, BelgiumKBO/BCE: BE 0797.375.632

Summary

The computed 12-month bankruptcy probability of KARIAT is 19.2% (high). The 2025 annual accounts show equity of €46,561 and a net result of -€175. Its solvency ranks better than 34% of 4952 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Risk analysisWatch Report Compare

KARIATActiveChecked score 13/100

Risk analysis Report Compare

Activity

Other building cleaning and industrial cleaning

NACE 81220

1 site

Size

€179,728total assets 2025

Equity: €46,561
Loss: -€175

Turnover not published (abridged schema)

Financial health

13 Critical Checked score 2025

Bankruptcy chance 12 m: 19.2%

Structure

Accounts filed 46 d late1 of 4 deeds read

Why 13- 3 changes of registered office in 24 months- Ex-officio strike-off in the KBO- Latest accounts 46 days late; 2 of the last 3 late- Founded in 2023Show the evidence

Checked score

Score 2025

13 / 100

Critical

Probability in this band: over 15.0%

Better than 25% of its sector peers (NACE 81, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Weak

Solvency 51+13

equity 25.9% of total assets

Liquidity 13+11

short-term debt 74.1% · cash 2.2%

Profitability 69-13

return on assets -0.1%

Bankruptcy probability, 12 months

19.2% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.0% (7,566 companies)

Last 11 months 12-2025: 17.8%lowest value 01-2026: 20.1%▲ +12.7% vs 12-2025 02-2026: ≥ 25%▲ +27.8% vs 01-2026 03-2026: ≥ 25%▲ +0.8% vs 02-2026 04-2026: 24.9%▼ -3.9% vs 03-2026 05-2026: 24.9%● 0.0% vs 04-2026 06-2026: 24.7%▼ -0.8% vs 05-2026 07-2026: ≥ 25%▲ +55.2% vs 06-2026 08-2026: ≥ 25%▲ +7.0% vs 07-2026highest value 09-2026: ≥ 25%● -0.0% vs 08-2026 10-2026: 19.2%▼ -53.1% vs 09-2026

3 changes of registered office in 24 months raises the probability
Ex-officio strike-off in the KBO raises the probability
Latest accounts 46 days late; 2 of the last 3 late raises the probability
Founded in 2023 raises the probability for this profile

No credit on open account

Liquidity tight (current ratio 1.33 against 1.14 in 2023; short-term debt: 74.1% and cash: 2.2% of total assets), and 74.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 33%, liquidity 8%, profitability 33%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

3 changes of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Ex-officio strike-off in the KBO

In the bankruptcy model this factor raises the probability.

KBO publications

Latest accounts 46 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

46 d late

2023

187 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 117 days after the deadline; the sector median for financial year 2023 is on the deadline day, and 45% of the sector filed late.

Administrative warnings in the KBO publications

2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.

KBO publications

Publications

Address struckAddress strikeout annulled

Checked, nothing found (1)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline