Kargo Consult
ActiveKargo Consult has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €46k. Its solvency ranks better than 52% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency99
Growth-
Stability67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.83), and 38.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.6%
Return on assets
55.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
18 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€51k
Total assets
€83k
Net result
€46k
Working capital
€38k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €83k
Fixed assets
€24k
Current assets
€59k
Equity and liabilities €83k
Equity
€51k
Debt
€32k
Debt finances 38.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€78k
Cash flow
€63k
Solvency
61.6%
Current ratio
2.83
Quick ratio
2.83
Debt / equity
0.62
ROE
90.2%
ROA
55.6%
Interest coverage
55.30
Debt
€32k
Debt ≤ 1 year
€21k
Debt > 1 year
€10k
Income taxes
€14k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€83k
Fixed assets21/28€24k
Tangible fixed assets22/27€24k
Furniture and vehicles24€24k
Current assets29/58€59k
Amounts receivable within one year40/41€11k
Trade receivables40€11k
Cash at bank and in hand54/58€48k
Equity and liabilities
Total equity and liabilities10/49€83k
Equity10/15€51k
Contributions10/11€5k
Reserves13€46k
Distributable reserves133€46k
Amounts payable17/49€32k
Amounts payable after more than one year17€10k
Financial debts170/4€10k
Amounts payable within one year42/48€21k
Current portion of amounts payable after more than one year42€11k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€8k
Taxes450/3€8k
Other amounts payable47/48€654
Accrued charges and deferred income492/3€432
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k
Other operating charges640/8€2k
Gross operating margin9900€80k
Operating profit (loss)9901€61k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€60k
Income taxes67/77€14k
Profit (loss) for the period9904€46k
Profit (loss) for the period to be appropriated9905€46k
Appropriation of the result
Profit (loss) to be appropriated9906€46k
Transfer to equity691/2€46k
To other reserves6921€46k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis-Paul Boonstraat 69520 Sint-Lievens-HoutemGround area
1,312 m²
Building footprint
328 m²
Volume, LiDAR
1,350 m³
Parcel 41072E0223/00D000, Flanders · tallest building 8.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kargo Consult
since 20242.366.068.639
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41072E0223/00D000indicative | Flanders | 1,312 m² | 1 · 328 m² | 8.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,235 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.