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KAREMBERG

Active
Private limited company (pre-2019)founded 200521 yrs activeRue du Poseur 55, 7090 Braine-le-Comte, BelgiumKBO/BCE: BE 0873.328.216
Summary

The annual accounts of KAREMBERG for fiscal year 2025 show a net loss of 85% of the equity at the start of that year. The 2025 annual accounts show equity of €23,493 and a net result of -€131,882. Equity is shrinking by ~8% per year across the filed fiscal years. The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability17▼-14
Solvency26▼-8
Growth22=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.36 against 2.47 in 2024; short-term debt: 42.4% and cash: 0% of total assets), but 98.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 21 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€131,882
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-05-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
19 d late
2024
16 d late
2023
24 d late
2022
55 d early
2021
44 d early
2020
5 d late
2019
15 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 3 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 16 May (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 April 2005, KAREMBERG was incorporated.1 Revenue went from EUR 109,406 in 2018 to EUR 28,463 in 2020.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2020

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Financials · fiscal year 2025, micro schema

Turnover
€28,463▼ 74.0%
2018 · €109,406
EBIT margin
10.0%▼ 9.3pp
2018 · 19.3%
Net result
-€131,882▼ 186%
2024 · -€46,111
Working capital
€913,888▼ 8.1%
2024 · €994,145
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover
Operating result-€4,842-€5,628▼ 16.2%-€5,459▲ 3.0%-€44,979▼ 724%-€139,807▼ 211%
Net result-€11,777▼ 191%-€6,993▲ 40.6%-€6,681▲ 4.5%-€46,111▼ 590%-€131,882▼ 186%
EBIT margin
Equity€215,161▼ 5.2%€208,168▼ 3.2%€201,487▼ 3.2%€155,375▼ 22.9%€23,493▼ 84.9%
Total assets€1.7m=€1.7m=€1.7m=€1.7m▼ 2.4%€1.6m▼ 5.1%
Debt€1.5m▲ 0.8%€1.5m▲ 0.5%€1.5m▲ 0.5%€1.5m▲ 0.4%€1.5m▼ 0.3%
Working capital€1.1m▼ 0.6%€1.0m▼ 0.7%€1.0m▼ 0.6%€994,145▼ 4.4%€913,888▼ 8.1%
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0Operating result 2021: -€4,842-€4,842Net result 2021: -€11,777-€11,777Operating result 2022: -€5,628-€5,628Net result 2022: -€6,993-€6,993Operating result 2023: -€5,459-€5,459Net result 2023: -€6,681-€6,681Operating result 2024: -€44,979-€44,979Net result 2024: -€46,111-€46,111Operating result 2025: -€139,807-€139,807Net result 2025: -€131,882-€131,88220212022202320242025-€150,000-€100,000-€50,000€0Operating result 2023: -€5,459-€5,460Net result 2023: -€6,681-€6,680Operating result 2024: -€44,979-€45,000Net result 2024: -€46,111-€46,100Operating result 2025: -€139,807-€140,000Net result 2025: -€131,882-€132,000202320242025
The operating result stays negative: a loss of €139,807 in 2025 against €44,979 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.6m
Equity €23,493 ▼ 84.9%
Provisions €51,625
Debt €1.5m ▼ 0.3%
Debt's share of the balance-sheet total rises from 90.7% to 95.3%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
2.36▼
2024 · 2.47
Quick ratio
0.54▲
2024 · 0.54
Debt to equity
64.35▲
2024 · 9.76
ROE
-561.4%▼
2024 · -29.7%
ROA
-8.3%▼
2024 · -2.8%
Debt ≤ 1 year
€673,142▼
2024 · €678,278
Debt > 1 year
€821,538=
2024 · €821,538
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,104 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 94% are still going.

  • Small
  • 20 years or older
  • solvency under 10%
  • a small loss
1.5% went bankrupt
3.5% stopped otherwise
94% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,104 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.7m€1.6m▼
Current assets29/58€1.7m€1.6m▼
Stocks and contracts in progress3€1.3m€1.2m▼
Stocks30/36€1.3m€1.2m▼
Amounts receivable within one year40/41€364,786€364,786=
Other amounts receivable41€364,786€364,786=
Cash at bank and in hand54/58€260€362▲
Equity and liabilities
Total equity and liabilities10/49€1.7m€1.6m▼
Equity10/15€155,375€23,493▼
Contributions10/11€25,000€25,000=
Capital10€25,000-
Issued capital100€25,000-
Reserves13€2,500-
Non-distributable reserves130/1€2,500-
Legal reserve130€2,500-
Profit (loss) carried forward14€127,875-€1,507▼
Provisions and deferred taxes16-€51,625
Provisions for liabilities and charges160/5-€51,625
Taxes161-€51,625
Amounts payable17/49€1.5m€1.5m▼
Amounts payable after more than one year17€821,538€821,538=
Financial debts170/4€821,538€821,538=
Amounts payable within one year42/48€678,278€673,142▼
Other amounts payable47/48€678,278€673,142▼
Accrued charges and deferred income492/3€17,232€17,232=
Income statement Code20242025
Goods, raw materials, services and sundry goods60/61-€1,573
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€85,495
Provisions for liabilities and charges: additions (uses and reversals)635/8-€51,625
Other operating charges640/8€46,029€1,114▼
Gross operating margin9900€1,050-€1,573▼
Operating profit (loss)9901-€44,979-€139,807▼
Financial income75/76B-€9,148
Recurring financial income75-€9,148
Non-recurring financial income76B-€9,148
Financial charges65/66B€1,133€1,223▲
Recurring financial charges65€1,133€1,223▲
Profit (loss) for the period before taxes9903-€46,111-€131,882▼
Profit (loss) for the period9904-€46,111-€131,882▼
Profit (loss) for the period to be appropriated9905-€46,111-€131,882▼
Appropriation of the result
Profit (loss) to be appropriated9906€127,875-€4,007▼
Profit (loss) brought forward from the previous period14P€173,987€127,875▼
Transfer from equity791/2-€2,500

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Goods, raw materials, services and sundry goods60/61-€1,489--€1,573-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4----€85,495-
Provisions for liabilities and charges: additions (uses and reversals)635/8----€51,625-
Other operating charges640/8-€4,139€4,019€46,029€1,114▼ 97.6%
Gross operating margin9900-€1,244-€1,489-€1,441€1,050-€1,573▼ 250%
Operating profit (loss)9901-€4,842-€5,628-€5,459-€44,979-€139,807▼ 211%
Financial income75/76B----€9,148-
Recurring financial income75----€9,148-
Non-recurring financial income76B----€9,148-
Financial charges65/66B-€1,365€1,222€1,133€1,223▲ 8.0%
Recurring financial charges65€6,935€1,365€1,222€1,133€1,223▲ 8.0%
Profit (loss) for the period before taxes9903-€11,777-€6,993-€6,681-€46,111-€131,882▼ 186%
Profit (loss) for the period9904-€11,777-€6,993-€6,681-€46,111-€131,882▼ 186%
Profit (loss) for the period to be appropriated9905-€11,777-€6,993-€6,681-€46,111-€131,882▼ 186%
Line20212022202320242025Change
Assets
Total assets20/58€1.7m€1.7m€1.7m€1.7m€1.6m▼ 5.1%
Current assets29/58€1.7m€1.7m€1.7m€1.7m€1.6m▼ 5.1%
Stocks and contracts in progress3€1.7m€1.7m€1.7m€1.3m€1.2m▼ 6.5%
Stocks30/36-€1.7m€1.7m€1.3m€1.2m▼ 6.5%
Amounts receivable within one year40/41---€364,786€364,786=
Other amounts receivable41---€364,786€364,786=
Cash at bank and in hand54/58€219€992€1,485€260€362▲ 39.5%
Equity and liabilities
Total equity and liabilities10/49€1.7m€1.7m€1.7m€1.7m€1.6m▼ 5.1%
Equity10/15€215,161€208,168€201,487€155,375€23,493▼ 84.9%
Contributions10/11€25,000€25,000€25,000€25,000€25,000=
Capital10-€25,000€25,000€25,000--
Issued capital100-€25,000€25,000€25,000--
Reserves13€2,500€2,500€2,500€2,500--
Non-distributable reserves130/1-€2,500€2,500€2,500--
Legal reserve130-€2,500€2,500€2,500--
Profit (loss) carried forward14€187,661€180,668€173,987€127,875-€1,507▼ 101%
Provisions and deferred taxes16----€51,625-
Provisions for liabilities and charges160/5----€51,625-
Taxes161----€51,625-
Amounts payable17/49€1.5m€1.5m€1.5m€1.5m€1.5m▼ 0.3%
Amounts payable after more than one year17€821,538€821,538€821,538€821,538€821,538=
Financial debts170/4-€821,538€821,538€821,538€821,538=
Amounts payable within one year42/48€657,640€665,405€672,580€678,278€673,142▼ 0.8%
Other amounts payable47/48-€665,405€672,580€678,278€673,142▼ 0.8%
Accrued charges and deferred income492/3-€17,232€17,232€17,232€17,232=
Line20212022202320242025Change
Profit (loss) for the period9904-€11,777-€6,993-€6,681-€46,111-€131,882▼ 186%
Operating cash flow (approximation)-€11,777-€6,993-€6,681-€46,111-€131,882▼ 186%
Change in cash-€772€494-€1,225€103▲ 108%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
19-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
30-09
Financial Weakest financial yearnet -€131,882
Net result drops to -€131,882, the lowest in the series.
16-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 16 days late
2024
24-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
06-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
17-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
05-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
30-09
Financial Liquidity doublescurrent ratio 2.63
Current ratio from 1.17 to 2.63; short-term debt falls from €1.4m to €651,690.
15-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 15 days late
2019
13-05
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 13 days late
2018
19-03
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
14-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2005
seat establishment The establishment unit on the map
Ground area
580 m²
Building footprint
120 m²
Parcel 55004A0412/00L000, Wallonia. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
KAREMBERG
Rue du Poseur 55, 7090 Braine-le-ComteNACE 7011101
since 20052.146.484.492
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55004A0412/00L000 Wallonia 580 m² 1 · 120 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded20-04-2005
Fiscal year end30-09
Abbreviation FR KA
E-invoicing
Reachable via Peppol
Peppol ID 0208:0873328216
Also 9925:BE0873328216
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.