KARANI
ActiveKARANI has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €534k and a net result of €45k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 53% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability42▼-35
Solvency65▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.09 in 2024), and 46% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54%
Return on assets
4.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
on the day
2023
47 d late
2022
52 d late
2021
96 d late
2020
136 d late
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€534k▲ 9.2%
2024 · €489k
2018: €252k
2019: €276k
2020: €276k
2021: €381k
2022: €384k
2023: €414k
2024: €489k
2018 → 2025
Total assets
€989k▼ 2.9%
2024 · €1.02M
2018: €1.04M
2019: €1.01M
2020: €942k
2021: €1.29M
2022: €1.14M
2023: €1.07M
2024: €1.02M
2018 → 2025
Net result
€45k▼ 40.2%
2024 · €75k
2018: €31k
2019: €28k
2020: €13k
2021: €130k
2022: €3k
2023: €30k
2024: €75k
2018 → 2025
Working capital
€-235k▲ 0.7%
2024 · €-236k
2018: €-123k
2019: €-166k
2020: €-127k
2021: €-194k
2022: €-247k
2023: €-205k
2024: €-236k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€381k-€384k▲ 0.9%€414k▲ 7.7%€489k▲ 18.2%€534k▲ 9.2%
Operating result€83k-€25k▼ 70.0%€57k▲ 128%€133k▲ 134%€76k▼ 42.6%
Net result€130k-€3k▼ 97.4%€30k▲ 783%€75k▲ 154%€45k▼ 40.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €989k
Fixed assets
€963k▼ 3.2%
Current assets
€26k▲ 8.9%
Equity and liabilities €989k
Equity
€534k▲ 9.2%
Provisions
€83k▼ 4.4%
Debt
€372k▼ 16.1%
The debt ratio falls from 43.5% to 37.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€125k▼
2024 · €182k
Cash flow
€94k▼
2024 · €124k
Solvency
54.0%▲
2024 · 48.0%
Current ratio
0.10▲
2024 · 0.09
Quick ratio
0.10▲
2024 · 0.09
Debt / equity
0.70▼
2024 · 0.91
ROE
8.4%▼
2024 · 15.4%
ROA
4.5%▼
2024 · 7.4%
Interest coverage
13.90▼
2024 · 15.30
Debt
€372k▼
2024 · €443k
Debt ≤ 1 year
€260k▲
2024 · €260k
Debt > 1 year
€112k▼
2024 · €183k
Income taxes
€26k▼
2024 · €50k
Staff costs
€51k▼
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€989k▼
Fixed assets21/28€996k€963k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€996k€963k▼
Land and buildings22€960k€924k▼
Plant, machinery and equipment23€31k€34k▲
Furniture and vehicles24€4k€5k▲
Assets under construction and advance payments27€1k-
Current assets29/58€23k€26k▲
Stocks and contracts in progress3€465-
Stocks30/36€465-
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€420€2k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€20k€24k▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€989k▼
Equity10/15€489k€534k▲
Contributions10/11€62k€62k=
Capital10€62k-
Issued capital100€62k-
Reserves13€204k€249k▲
Tax-exempt reserves132€192k€181k▼
Distributable reserves133€12k€69k▲
Profit (loss) carried forward14€223k€223k=
Provisions and deferred taxes16€87k€83k▼
Deferred taxes168€87k€83k▼
Amounts payable17/49€443k€372k▼
Amounts payable after more than one year17€183k€112k▼
Financial debts170/4€183k€112k▼
Amounts payable within one year42/48€260k€260k▲
Current portion of amounts payable after more than one year42€72k€77k▲
Trade debts44€19k€15k▼
Suppliers440/4€19k€15k▼
Advances received on contracts in progress46€39k€39k▲
Taxes, remuneration and social security45€70k€76k▲
Taxes450/3€60k€71k▲
Remuneration and social security454/9€10k€4k▼
Other amounts payable47/48€59k€53k▼
Income statement
Code20242025
Non-recurring operating income76A-€20k
Remuneration, social security and pensions62€58k€51k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€49k▲
Other operating charges640/8€8k€8k▼
Gross operating margin9900€248k€185k▼
Operating profit (loss)9901€133k€76k▼
Financial income75/76B€42€44▲
Recurring financial income75€42€44▲
Financial charges65/66B€12k€9k▼
Recurring financial charges65€12k€9k▼
Profit (loss) for the period before taxes9903€121k€67k▼
Transfer from deferred taxes780€4k€4k=
Income taxes67/77€50k€26k▼
Profit (loss) for the period9904€75k€45k▼
Transfer from tax-exempt reserves789€11k€11k=
Profit (loss) for the period to be appropriated9905€87k€56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€223k€279k▲
Profit (loss) brought forward from the previous period14P€136k€223k▲
Transfer to equity691/2-€56k
To other reserves6921-€56k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €534k ▲9.2%
8 profitable years in a row build equity to €534k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 47 days late
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
31-12
Financial
Weakest financial yearnet €3k ▼97.4%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
04-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 96 days late
2021
31-12
Financial
Highest result since 2018net €130k ▲863%
Net result €130k, the highest in the series.
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 136 days late
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rechtestraat 923582 BeringenGround area
875 m²
Building footprint
253 m²
Volume, LiDAR
1,360 m³
Parcel 71029B1282/00D000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Het Koraaltje
since 19962.075.810.490
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71029B1282/00D000 | Flanders | 875 m² | 1 · 253 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,919 EUR awarded · 1,919 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 416 EUR | 416 EUR |
| 2022 | 1 | 1,503 EUR | 1,503 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeringen2.075.810.490
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BOOSTU
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ELIX
BE 0774.905.284
Harelbeke · Eq €534k
Milieuadvies Gert Peleman
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Nazareth-De Pinte · Eq €535k
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Of 24,423 companies in sector 82990 we hold annual accounts for 9,361. 5,731 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-02-1996
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.