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KARAMAT INTERNATIONAL

Active
Public limited companyfounded 1999active for 27 yearsGeorges Moreaustraat 35, 1070 Anderlecht, BelgiumKBO/BCE: BE 0465.498.050
Summary

The computed 12-month bankruptcy probability of KARAMAT INTERNATIONAL is 3.6% (moderate). The 2024 annual accounts show negative equity (-€17,823) and a net result of -€17,469. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 20% of 15,437 sector peers (NACE 46, financial year 2024). The company has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 19-02-1999 Normal situation
Registered office
19 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
Non-specialised wholesale trade NACE 46900
Establishment unit
2.131.651.511 1070 Anderlecht, since 03-11-2000
Financial year end
31 December
Peppol
Reachable since 22-12-2025

Board and ownership

Last known board
Shareholders
  • AHAJIOU OUSAMAact of 06-02-2023
  • AHAJIOU ZAKARIAact of 06-02-2023

Financial position

48 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.6%
Annual accounts 2024
Turnover
€241,306
▲ 49.5%
Loss
€17,469
▼ 78.7%
Equity
-€17,823
▼ 4,940%
Total assets
€614,687
▲ 10.6%
  • Negative equity on 31-12-2024
  • 2025 accounts not filed, 96 days past the deadline
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 305 days late; 3 of the last 3 accounts lateFigures for financial year 2024 (filed on 02-06-2026)lowers riskFounded in 1999Size: turnover €241,306, total assets €614,687Show the evidence

Checked score

Score 2024
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 21% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2023
Weak
Solvency 22-3
equity -2.9% of total assets
Liquidity 3+2
short-term debt 102.9% · cash 2.4%
Profitability 12+12
return on assets -2.8%
Bankruptcy probability within 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 12-2024: 3.5% 01-2025: 3.9%▲ +0.4 percentage points vs 12-2024 02-2025: 3.9%● unchanged vs 01-2025 03-2025: 3.9%● unchanged vs 02-2025 04-2025: 4.0%▲ +0.1 percentage points vs 03-2025 05-2025: 3.8%▼ -0.2 percentage points vs 04-2025 06-2025: 3.3%▼ -0.5 percentage points vs 05-2025 07-2025: 3.5%▲ +0.2 percentage points vs 06-2025 08-2025: 3.7%▲ +0.2 percentage points vs 07-2025 09-2025: 3.6%▼ -0.1 percentage points vs 08-2025 10-2025: 3.9%▲ +0.3 percentage points vs 09-2025 11-2025: 4.0%▲ +0.1 percentage points vs 10-2025 12-2025: 4.7%▲ +0.7 percentage points vs 11-2025 01-2026: 7.8%▲ +3.1 percentage points vs 12-2025 02-2026: 7.8%● unchanged vs 01-2026 03-2026: 7.9%▲ +0.1 percentage points vs 02-2026highest value 04-2026: 7.2%▼ -0.7 percentage points vs 03-2026 05-2026: 7.2%● unchanged vs 04-2026 06-2026: 7.2%● unchanged vs 05-2026 07-2026: 1.9%▼ -5.3 percentage points vs 06-2026lowest value 08-2026: 2.4%▲ +0.5 percentage points vs 07-2026 09-2026: 2.8%▲ +0.4 percentage points vs 08-2026 10-2026: 3.6%▲ +0.8 percentage points vs 09-2026 11-2026: 3.6%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.95 (0.97 in 2023), below 1. Short-term debt is 102.9% and cash 2.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 16% of them on solvency, 6% on liquidity, 18% on profitability and 45% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 305 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Figures for financial year 2024 (filed on 02-06-2026)
NBB · annual accounts
lowers risk · Founded in 1999
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: turnover €241,306, total assets €614,687
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€17,823
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 96 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline04-11-2026 today
raises risk · 2024 accounts filed 305 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-06-2026, 305 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
305 days late
2023
141 days late
2022
137 days late
2021
71 days late
2020
136 days late
2019
115 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 151 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2024 -€17,823 View
  • Positive: Result rose in 2024from -€82,051 to -€17,469 ▲ 78.7% View
  • Caution: Lower net result than 86% of companies in wholesale tradesector median €4,936 · 15,419 companies -€17,469 View
  • Caution: 2 loss-making years in a rowloss in financial year 2024 -€17,469 View

Recent changes

  1. · Gazette deed Transfer of 1,000 sharesResignation: AHAJIOU OUSAMA (director) · AHAJIOU OUSAMA is a shareholder · AHAJIOU ZAKARIA holds 2,500 shares
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as KARAMAT INTERNATIONAL: non-specialised wholesale trade (NACE 46900). They are comparable in size and age: total assets between €422,000 and €985,000, founded between 1995 and 2002.

CompanyTotal assetsGross margin
KARAMAT INTERNATIONAL Anderlecht€614,687-€497
XY - DESIGN ET DIFFUSION Ukkel€623,416-€65,753
BELGO CONCEPT Sint-Pieters-Woluwe€746,654-€100,016
ALPHA LOGICA Elsene€677,192-€655,736
IZY Real Estate Gent€760,405-€12,921
GIRBAL-LE SOIN DU VIN Sint-Pieters-Leeuw€984,994-€43,810
FALPARK Stekene€421,862-€62,650
Full comparison

Key facts about KARAMAT INTERNATIONAL

What is the company number of KARAMAT INTERNATIONAL?
The company number of KARAMAT INTERNATIONAL is 0465.498.050. The VAT number is the same number with BE in front: BE 0465.498.050.
Where is KARAMAT INTERNATIONAL based?
The registered office is at Georges Moreaustraat 35, 1070 Anderlecht.Company details
What does KARAMAT INTERNATIONAL do?
According to the KBO register, the main activity is non-specialised wholesale trade (NACE 46900).
What is the legal form of KARAMAT INTERNATIONAL?
The legal form of KARAMAT INTERNATIONAL is Public limited company (NV).
When was KARAMAT INTERNATIONAL founded?
KARAMAT INTERNATIONAL was founded on 19-02-1999.
Is KARAMAT INTERNATIONAL still active?
Yes, KARAMAT INTERNATIONAL is an active enterprise in the KBO register.
What is the turnover of KARAMAT INTERNATIONAL?
The turnover of KARAMAT INTERNATIONAL was €241,306 in financial year 2024, according to the filed annual accounts.Financials
Is KARAMAT INTERNATIONAL profitable?
In financial year 2024, KARAMAT INTERNATIONAL made a loss of €17,469.
Where can I find the annual accounts of KARAMAT INTERNATIONAL?
KARAMAT INTERNATIONAL filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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