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KARAL

Active
Private limited companyfounded 1983active for 42 yearsGasthuisstraat 73, 9500 Geraardsbergen, BelgiumKBO/BCE: BE 0425.954.912
Summary

KARAL has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €356,723 and a net result of €5,789. Equity remains stable across the filed financial years (±2% per year). Its solvency ranks better than 68% of 17,046 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
KARALActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
5th oldest company in Geraardsbergen, Real estate sector1 site
Size
€663,647total assets 2025
Equity
€356,723
Profit
€5,789
Turnover not published (micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 2 days early1 of 3 deeds summarised
Why 95raises riskLiquidity: current ratio 0.65, cash €20,232lowers riskSize: total assets €663,647Figures for financial year 2025 (filed 29-07-2026)Founded in 1983Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 56% of its sector peers (NACE 68, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 79+2
equity 53.8% of total assets
Liquidity 54=
short-term debt 5.1% · cash 3.0%
Profitability 54+1
return on assets 0.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,614 companies, NACE 68, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.65, compared with 0.62 in 2024, below 1; short-term debt: 5.1% and cash: 3% of total assets), and 46.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 67% on solvency, 63% on liquidity, 44% on profitability and 51% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €663,647
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 29-07-2026)
NBB · annual accounts
lowers risk · Founded in 1983
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 0.65, cash €20,232
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
70 days early
2023
43 days early
2022
on the day
2021
30 days late
2020
20 days late
2019
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: 5th oldest company in Geraardsbergen, Real estate sectorin the Checked rankings No. 5 View
  • Positive: 8 profitable years in a rowprofit 2025: €5,789 8 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Total assets
€663,647
Profit
€5,789
Solvency
53.8%
Total assets▼ 2.3%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
  • Karel MessensDirector
  • MESSENS Albijn Honoré PeterDirector
  • WILLEKENS Daisy Bertha MariaDirector
Go to Board & ownership

Timeline

Events
27
Since
1987
Next accounts
by 31-07-2027
  1. 19-01-2024Resignation: Honoré Messens (statutory manager)
  2. 31-07-2023Annual accounts filed
  3. 30-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and operating of own or leased non-residential…NACE 68203
Founded
23-12-1983
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
15
Who signs
Each director alone
Annual meeting
Second Saturday of May at 17:00
Purpose
“Het verlenen van alle diensten op het boekhoudkundige,fiscale,administratieve en…” (deed in Dutch)
Go to Articles of association

Key facts about KARAL

What is the company number of KARAL?
0425.954.912. In Belgium the VAT number is the company number with BE in front: BE 0425.954.912.
Where is KARAL based?
The registered office is at Gasthuisstraat 73, 9500 Geraardsbergen.Company details
What does KARAL do?
According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
What is the legal form of KARAL?
Private limited company (BV).
When was KARAL founded?
On 23-12-1983.
Is KARAL still active?
Yes, KARAL is an active enterprise in the KBO register.
What is the turnover of KARAL?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is KARAL profitable?
In financial year 2025, KARAL made a profit of €5,789.
Where can I find the annual accounts of KARAL?
KARAL filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KARAL due?
By 31-07-2027, for financial year 2026.Timeline

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