KARAKT
ActiveKARAKT has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €-179. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 949 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy▼ -19 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-95
Solvency99▲+29
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.96 against 1.11 in 2024), and 21.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.7%
Return on assets
-1.7%
Age of the figures
8 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
2023
61 d late
2022
62 d late
2021
31 d late
2020
47 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 2.1%
2024 · €8k
2018: €-20k
2019: €-13k
2020: €5k
2021: €6k
2022: €6k
2023: €7k
2024: €8k
2018 → 2025
Total assets
€10k▼ 44.7%
2024 · €19k
2018: €17k
2019: €18k
2020: €15k
2021: €13k
2022: €14k
2023: €13k
2024: €19k
2018 → 2025
Net result
€-179
2024 · €2k
2018: €-12k
2019: €6k
2020: €18k
2021: €370
2022: €444
2023: €863
2024: €2k
2018 → 2025
Working capital
€2k▲ 79.9%
2024 · €1k
2018: €-30k
2019: €-20k
2020: €943
2021: €3k
2022: €4k
2023: €3k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€6k▲ 8.1%€7k▲ 14.5%€8k▲ 23.4%€8k▼ 2.1%
Operating result€678-€902▲ 32.9%€2k▲ 159%€3k▲ 26.9%€799▼ 73.1%
Net result€370-€444▲ 20.0%€863▲ 94.6%€2k▲ 84.4%€-179
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10k
Fixed assets
€6k▼ 15.7%
Current assets
€4k▼ 62.6%
Equity and liabilities €10k
Equity
€8k▼ 2.1%
Debt
€2k▼ 78.7%
The debt ratio falls from 55.5% to 21.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€2k▼
2024 · €4k
Cash flow
€951▼
2024 · €3k
Solvency
78.7%▲
2024 · 44.5%
Current ratio
1.96▲
2024 · 1.11
Quick ratio
1.44▲
2024 · 1.00
Debt / equity
0.27▼
2024 · 1.25
ROE
-2.2%▼
2024 · 18.9%
ROA
-1.7%▼
2024 · 8.4%
Interest coverage
24.87▼
2024 · 27.61
Debt
€2k▼
2024 · €11k
Debt ≤ 1 year
€2k▼
2024 · €11k
Income taxes
€900▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19k€10k▼
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€6k€5k▼
Furniture and vehicles24€1k€803▼
Other tangible fixed assets26€4k€4k▼
Financial fixed assets28€2k€2k=
Current assets29/58€12k€4k▼
Stocks and contracts in progress3€1k€1k=
Stocks30/36€413€413=
Contracts in progress37€750€750=
Amounts receivable within one year40/41€7k€472▼
Trade receivables40€2k€472▼
Other amounts receivable41€5k-
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€19k€10k▼
Equity10/15€8k€8k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-12k€-12k▼
Amounts payable17/49€11k€2k▼
Amounts payable within one year42/48€11k€2k▼
Trade debts44€8k€518▼
Suppliers440/4€8k€518▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€487€502▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€5k€3k▼
Operating profit (loss)9901€3k€799▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€148€78▼
Recurring financial charges65€148€78▼
Profit (loss) for the period before taxes9903€3k€721▼
Income taxes67/77€1k€900▼
Profit (loss) for the period9904€2k€-179▼
Profit (loss) for the period to be appropriated9905€2k€-179▼
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-12k▼
Profit (loss) brought forward from the previous period14P€-14k€-12k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
01-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 62 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €18k ▲182%
Operating result €19k, net result €18k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.10
Current ratio from 0.36 to 1.10; short-term debt falls from €31k to €10k.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergstraat 279700 OudenaardeGround area
293 m²
Building footprint
227 m²
Volume, LiDAR
1,135 m³
Parcel 45035C0368/02K055, Flanders · tallest building 13.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bergstraat 27, 9700 Oudenaarde
since 19872.032.350.631
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45035C0368/02K055 | Flanders | 293 m² | 1 · 227 m² | 13.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
C- Factory
BE 0830.495.192
Knokke-Heist · Eq €8k
CC COM – Christine Calmeau Communication
BE 0788.245.457
Oupeye · Eq €8k
SMILE PRODUCTIONS
BE 0834.307.589
Liège · Eq €8k
GRAFIXPRINT
BE 0471.878.076
Tremelo · Eq €8k
CONSTRUCT3D
BE 0764.719.195
Brakel · Eq €8k
Of 2,853 companies in sector 18130 we hold annual accounts for 828. 397 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-12-1987
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
22240
46900Non-specialised wholesale trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
51900
52630
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.