KAR&VAL
ActiveSummary
The computed 12-month bankruptcy probability of KAR&VAL is 4.4% (elevated). The 2025 annual accounts show equity of €19,990 and a net result of €1,306. Equity has been growing by about 23% per year since 2021. Its solvency ranks better than 39% of 9,396 sector peers (NACE 41, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 08-03-2020 Normal situation
- Activity
- General construction of residential buildings NACE 41001and 2 others
- Establishment unit
- 2.300.235.828 since 08-03-2020
- Financial year end
- 31 July
- Peppol
- Reachable
Financial position
- Bankruptcy probabilitywithin 12 months
- 4.4%
- Turnover
- €68,321
- ▼ 19.7%
- Profit
- €1,306
- ▼ 58.6%
- Equity
- €19,990
- ▲ 7.0%
- Total assets
- €60,983
- ▼ 23.9%
- 2025 accounts filed 55 days after the deadline
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Last filed accounts filed 55 days late; 1 of the last 3 accounts lateFounded in 2020Size: turnover €68,321, total assets €60,983Show the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 40% of them on solvency, 18% on liquidity, 46% on profitability and 38% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 5 accounts on average 15 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: 5 profitable years in a rowprofit 2025: €1,306 5 years View
Recent changes
- · Gazette deed Registered office moved from Dilbeek to Houthalen-HelchterenNew seat: Varenstraat 22, 3530 Houthalen-Helchteren · Previous seat: Pastoor Cooremansstraat 3, 1702 Dilbeek
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as KAR&VAL: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €54,700 and €67,700, founded between 2019 and 2021.
| Company | Total assets | Gross margin |
|---|---|---|
| KAR&VAL Houthalen-Helchteren | €60,983 | €10,766 |
| Bouwbedrijf Manca Genk | €67,741 | €10,560 |
| SIMON RENOVATION Gesves | €61,561 | €11,480 |
| KJ-ELEKTRO Kontich | €54,656 | €10,388 |
| DOM'HOME Bernissart | €59,225 | €9,811 |
| MADE SOLUTION Ath | €60,482 | €12,486 |
| BVS CONSTRUCT Asse | €61,152 | €9,769 |
Key facts about KAR&VAL
- What is the company number of KAR&VAL?
- The company number of KAR&VAL is 0744.838.353. The VAT number is the same number with BE in front: BE 0744.838.353.
- Where is KAR&VAL based?
- The registered office is at Varenstraat 22, 3530 Houthalen-Helchteren.Company details
- What does KAR&VAL do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of KAR&VAL?
- The legal form of KAR&VAL is Private limited company (BV).
- When was KAR&VAL founded?
- KAR&VAL was founded on 08-03-2020.
- Is KAR&VAL still active?
- Yes, KAR&VAL is an active enterprise in the KBO register.
- What is the turnover of KAR&VAL?
- The turnover of KAR&VAL was €68,321 in financial year 2025, according to the filed annual accounts.Financials
- Is KAR&VAL profitable?
- In financial year 2025, KAR&VAL made a profit of €1,306.
- Where can I find the annual accounts of KAR&VAL?
- KAR&VAL filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of KAR&VAL due?
- KAR&VAL must file the annual accounts for financial year 2026 by 28-02-2027.Timeline
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