KAPSALON MATHYS
ActiveKAPSALON MATHYS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €-24k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 4544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency86▼-12
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.7 against 2.2 in 2024), but 52.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.6%
Return on assets
-15.1%
Age of the figures
11 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€24k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
12 d early
2023
4 d early
2022
2 d early
2021
1 d early
2020
on the day
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▼ 24.2%
2024 · €98k
2018: €64k
2019: €68k
2020: €76k
2021: €85k
2022: €86k
2023: €100k
2024: €98k
2018 → 2025
Total assets
€157k▼ 5.9%
2024 · €167k
2018: €200k
2019: €119k
2020: €137k
2021: €140k
2022: €150k
2023: €166k
2024: €167k
2018 → 2025
Net result
€-24k▼ 1,745%
2024 · €-1k
2018: €-10k
2019: €5k
2020: €8k
2021: €34k
2022: €1k
2023: €14k
2024: €-1k
2018 → 2025
Working capital
€54k▼ 29.4%
2024 · €77k
2018: €43k
2019: €51k
2020: €56k
2021: €55k
2022: €61k
2023: €75k
2024: €77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€86k▲ 1.6%€100k▲ 16.2%€98k▼ 1.3%€75k▼ 24.2%
Operating result€18k-€5k▼ 73.6%€23k▲ 377%€2k▼ 89.4%€-18k
Net result€34k-€1k▼ 96.1%€14k▲ 922%€-1k€-24k▼ 1,745%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18k after €2k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€24k▼ 2.5%
Current assets
€133k▼ 6.5%
Equity and liabilities €157k
Equity
€75k▼ 24.2%
Provisions
€1k=
Debt
€81k▲ 20.8%
The debt ratio rises from 40.4% to 51.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-13k▼
2024 · €10k
Cash flow
€-18k▼
2024 · €6k
Solvency
47.6%▼
2024 · 59.0%
Current ratio
1.70▼
2024 · 2.20
Quick ratio
1.60▼
2024 · 2.05
Debt / equity
1.09▲
2024 · 0.68
ROE
-31.8%▼
2024 · -1.3%
ROA
-15.1%▼
2024 · -0.8%
Interest coverage
-2.12▼
2024 · 1.98
Debt
€81k▲
2024 · €67k
Debt ≤ 1 year
€78k▲
2024 · €65k
Income taxes
€283▼
2024 · €1k
Staff costs
€124k▲
2024 · €103k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€167k€157k▼
Fixed assets21/28€25k€24k▼
Tangible fixed assets22/27€25k€24k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€2k€2k▲
Other tangible fixed assets26€18k€18k▲
Financial fixed assets28€75€0▼
Current assets29/58€142k€133k▼
Stocks and contracts in progress3€10k€8k▼
Stocks30/36€10k€8k▼
Amounts receivable within one year40/41€15k€11k▼
Trade receivables40€9k€5k▼
Other amounts receivable41€6k€6k=
Current investments50/53€70k€70k=
Cash at bank and in hand54/58€46k€43k▼
Deferred charges and accrued income490/1€835€1k▲
Equity and liabilities
Total equity and liabilities10/49€167k€157k▼
Equity10/15€98k€75k▼
Contributions10/11€19k€19k=
Reserves13€50k€50k=
Distributable reserves133€50k€50k=
Profit (loss) carried forward14€29k€6k▼
Provisions and deferred taxes16€1k€1k=
Provisions for liabilities and charges160/5€1k€1k=
Other liabilities and charges164/5€1k€1k=
Amounts payable17/49€67k€81k▲
Amounts payable within one year42/48€65k€78k▲
Trade debts44€9k€10k▲
Suppliers440/4€9k€10k▲
Taxes, remuneration and social security45€17k€21k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€14k€17k▲
Other amounts payable47/48€39k€47k▲
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€103k€124k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€670€685▲
Gross operating margin9900€113k€112k▼
Operating profit (loss)9901€2k€-18k▼
Financial income75/76B€2k€943▼
Recurring financial income75€2k€943▼
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€-263€-24k▼
Income taxes67/77€1k€283▼
Profit (loss) for the period9904€-1k€-24k▼
Profit (loss) for the period to be appropriated9905€-1k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€6k▼
Profit (loss) brought forward from the previous period14P€31k€29k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series.
18-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €34k ▲343%
Net result €34k, the highest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drapstraat 779308 AalstGround area
1,963 m²
Building footprint
229 m²
Parcel 41019C0025/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
Chris & Co - Hairdesign
since 19992.090.126.009
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41019C0025/00E000 | Flanders | 1,963 m² | 1 · 228 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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COIFF'B
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EVG
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Hairroom n°10
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Of 21,678 companies in sector 96210 we hold annual accounts for 2,807. 1,918 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-1999
Fiscal year end30-09
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.