KAPSALON DIVA
ActiveKAPSALON DIVA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-26k) and a net result of €700. Equity is shrinking by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 9% of 1043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+7
Solvency0=
Growth59▼-1
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.32 against 0.24 in 2024; short-term debt: 255.5% and cash: 55.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-155.5%
Return on assets
4.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 1043 sector peers (2025).
NBB · sector comparisonPosition among 1043 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
24 d early
2024
21 d early
2023
1 d early
2022
58 d late
2021
1 d early
2020
19 d late
2019
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€32k▲ 3.9%
2024 · €31k
2018: €18k
2019: €20k
2020: €13k
2021: €14k
2022: €22k
2023: €26k
2024: €31k
2018 → 2025
EBIT margin
3.4%▲ 3.6pp
2024 · -0.2%
2018: -61.0%
2019: -31.6%
2020: -1.8%
2021: -39.3%
2022: -14.8%
2023: -5.5%
2024: -0.2%
2018 → 2025
Net result
€700
2024 · €-49
2018: €-11k
2019: €-7k
2020: €-527
2021: €-6k
2022: €-4k
2023: €-2k
2024: €-49
2018 → 2025
Working capital
€-29k▲ 0.9%
2024 · €-29k
2018: €-10k
2019: €-18k
2020: €-22k
2021: €-24k
2022: €-28k
2023: €-29k
2024: €-29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€14k-€22k▲ 55.8%€26k▲ 21.6%€31k▲ 19.2%€32k▲ 3.9%
Equity€-22k-€-25k▼ 16.5%€-27k▼ 6.3%€-27k▼ 0.2%€-26k▲ 2.6%
Operating result€-5k-€-3k▲ 41.1%€-1k▲ 54.8%€-49▲ 96.6%€1k
Net result€-6k-€-4k▲ 36.7%€-2k▲ 55.6%€-49▲ 96.9%€700
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €49 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17k
Fixed assets
€3k▲ 19.3%
Current assets
€14k▲ 53.1%
Key figures and ratios
EBITDA
€1k
Cash flow
€751
Solvency
-155.5%▲
2024 · -232.8%
Current ratio
0.32▲
2024 · 0.24
Quick ratio
0.24▲
2024 · 0.17
Debt / equity
-1.64▼
2024 · -1.43
ROA
4.2%▲
2024 · -0.4%
Interest coverage
2.83
Debt
€43k▲
2024 · €38k
Debt ≤ 1 year
€43k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€11k€17k▲
Formation expenses20€84€84=
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€0€451▲
Plant, machinery and equipment23-€451
Furniture and vehicles24€0€0=
Financial fixed assets28€2k€2k=
Current assets29/58€9k€14k▲
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€0€1k▲
Trade receivables40€0€1k▲
Other amounts receivable41€0€0=
Cash at bank and in hand54/58€6k€9k▲
Deferred charges and accrued income490/1€8€0▼
Equity and liabilities
Total equity and liabilities10/49€11k€17k▲
Equity10/15€-27k€-26k▲
Contributions10/11€9k€9k=
Capital10€9k€9k=
Issued capital100€19k€19k=
Uncalled capital101€9k€9k=
Profit (loss) carried forward14€-36k€-35k▲
Amounts payable17/49€38k€43k▲
Amounts payable within one year42/48€38k€43k▲
Trade debts44€25€608▲
Suppliers440/4€25€608▲
Taxes, remuneration and social security45€8k€14k▲
Taxes450/3€3k€3k▼
Remuneration and social security454/9€5k€12k▲
Other amounts payable47/48€31k€28k▼
Income statement
Code20242025
Turnover70€31k€32k▲
Goods, raw materials, services and sundry goods60/61€31k€31k=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€51
Other operating charges640/8€249€255▲
Gross operating margin9900€200€1k▲
Operating profit (loss)9901€-49€1k▲
Financial charges65/66B-€410
Recurring financial charges65-€410
Profit (loss) for the period before taxes9903€-49€700▲
Profit (loss) for the period9904€-49€700▲
Profit (loss) for the period to be appropriated9905€-49€700▲
Appropriation of the result
Profit (loss) to be appropriated9906€-36k€-35k▲
Profit (loss) brought forward from the previous period14P€-36k€-36k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €700
Net result €700 after 7 loss-making years.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rechtestraat 432500 LierGround area
87 m²
Building footprint
76 m²
Volume, LiDAR
795 m³
Parcel 12021H0031/00D000, Flanders · tallest building 15.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KAPSALON DIVA
since 20172.272.015.459
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12021H0031/00D000 | Flanders | 87 m² | 1 · 76 m² | 15.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 2,147 EUR awarded · 2,147 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 147 EUR | 147 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 363 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2017
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.