Kaprifin
ActiveKaprifin has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €215k and a net result of €23k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▼-2
Solvency61▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.06 in 2023; short-term debt: 25.3% and cash: 2.9% of total assets), and 64.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
27 d late
2022
69 d early
2021
30 d late
2020
5 d early
2019
130 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€215k▲ 11.8%
2023 · €192k
2018: €64k
2019: €98k
2020: €122k
2021: €147k
2022: €163k
2023: €192k
2018 → 2024
Total assets
€604k▼ 3.7%
2023 · €627k
2018: €842k
2019: €767k
2020: €819k
2021: €749k
2022: €689k
2023: €627k
2018 → 2024
Net result
€23k▼ 22.2%
2023 · €29k
2018: €11k
2019: €35k
2020: €24k
2021: €25k
2022: €16k
2023: €29k
2018 → 2024
Working capital
€-135k▼ 8.6%
2023 · €-124k
2018: €-60k
2019: €-31k
2020: €15k
2021: €-74k
2022: €-105k
2023: €-124k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€122k-€147k▲ 20.4%€163k▲ 10.8%€192k▲ 18.0%€215k▲ 11.8%
Operating result€47k-€49k▲ 5.1%€38k▼ 23.1%€52k▲ 36.6%€45k▼ 12.8%
Net result€24k-€25k▲ 5.2%€16k▼ 36.3%€29k▲ 84.1%€23k▼ 22.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 13% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €604k
Fixed assets
€586k▼ 5.3%
Current assets
€18k▲ 114%
Equity and liabilities €604k
Equity
€215k▲ 11.8%
Debt
€389k▼ 10.5%
The debt ratio falls from 69.3% to 64.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€78k▼
2023 · €84k
Cash flow
€55k▼
2023 · €62k
Solvency
35.6%▲
2023 · 30.7%
Current ratio
0.12▲
2023 · 0.06
Quick ratio
0.12▲
2023 · 0.06
Debt / equity
1.81▼
2023 · 2.26
ROE
10.6%▼
2023 · 15.2%
ROA
3.8%▼
2023 · 4.7%
Interest coverage
7.33▲
2023 · 6.59
Debt
€389k▼
2023 · €435k
Debt ≤ 1 year
€153k▲
2023 · €133k
Debt > 1 year
€229k▼
2023 · €295k
Income taxes
€12k▼
2023 · €14k
Staff costs
€36k▲
2023 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€627k€604k▼
Fixed assets21/28€619k€586k▼
Tangible fixed assets22/27€618k€585k▼
Land and buildings22€618k€585k▼
Financial fixed assets28€1k€1k=
Current assets29/58€8k€18k▲
Amounts receivable within one year40/41€1k-
Other amounts receivable41€1k-
Cash at bank and in hand54/58€5k€18k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€627k€604k▼
Equity10/15€192k€215k▲
Contributions10/11€12k€12k=
Reserves13€180k€203k▲
Distributable reserves133€180k€203k▲
Amounts payable17/49€435k€389k▼
Amounts payable after more than one year17€295k€229k▼
Financial debts170/4€295k€229k▼
Amounts payable within one year42/48€133k€153k▲
Current portion of amounts payable after more than one year42€87k€70k▼
Trade debts44€11k€3k▼
Suppliers440/4€11k€3k▼
Taxes, remuneration and social security45€18k€31k▲
Taxes450/3€14k€26k▲
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€16k€49k▲
Accrued charges and deferred income492/3€7k€8k▲
Income statement
Code20232024
Non-recurring operating income76A€3k-
Remuneration, social security and pensions62€26k€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€32k=
Other operating charges640/8€7k€6k▼
Gross operating margin9900€118k€119k▲
Operating profit (loss)9901€52k€45k▼
Financial income75/76B€4k€427▼
Recurring financial income75€4k€427▼
Financial charges65/66B€13k€11k▼
Recurring financial charges65€13k€11k▼
Profit (loss) for the period before taxes9903€43k€35k▼
Income taxes67/77€14k€12k▼
Profit (loss) for the period9904€29k€23k▼
Profit (loss) for the period to be appropriated9905€29k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€23k▼
Transfer to equity691/2€29k€23k▼
To other reserves6921€29k€23k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €215k ▲11.8%
7 profitable years in a row build equity to €215k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €163k ▲10.8%
5 profitable years in a row build equity to €163k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €122k ▲24.1%
3 profitable years in a row build equity to €122k.
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €35k ▲220%
Operating result €72k, net result €35k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 2 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Provinciebaan 642470 RetieGround area
2,121 m²
Building footprint
453 m²
Volume, LiDAR
2,169 m³
2 parcels, Flanders · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Kaprifin
since 20062.154.940.617
Kaprifin
since 20182.274.740.169
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13632H0148/00R002 | Flanders | 1,303 m² | 1 · 223 m² | - |
| 13374F0652/00D004 | Flanders | 819 m² | 1 · 231 m² | 14.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PROREM
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Of 3,766 companies in sector 68321 we hold annual accounts for 1,390. 994 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2006
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68322Real estate activities
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.