Kapricorn
ActiveKapricorn has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.63M and a net result of €1.10M. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 56% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency84=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 2.39 against 2.4 in 2024; short-term debt: 40.9% and cash: 0.4% of total assets), and 41% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59%
Return on assets
39.9%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
113 d early
2024
122 d early
2023
139 d early
2022
139 d early
2021
17 d late
2020
5 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.63M▼ 24.0%
2024 · €2.14M
2019: €534k
2020: €974k
2021: €2.14M
2022: €2.14M
2023: €2.14M
2024: €2.14M
2019 → 2025
Total assets
€2.76M▼ 24.0%
2024 · €3.63M
2019: €847k
2020: €1.25M
2021: €2.36M
2022: €4.67M
2023: €4.01M
2024: €3.63M
2019 → 2025
Net result
€1.10M▼ 19.6%
2024 · €1.37M
2019: €515k
2020: €441k
2021: €1.17M
2022: €2.26M
2023: €1.78M
2024: €1.37M
2019 → 2025
Working capital
€1.57M▼ 24.3%
2024 · €2.08M
2019: €534k
2020: €948k
2021: €2.12M
2022: €2.12M
2023: €2.05M
2024: €2.08M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.14M-€2.14M=€2.14M=€2.14M=€1.63M▼ 24.0%
Operating result€1.71M-€3.01M▲ 76.1%€2.37M▼ 21.3%€1.79M▼ 24.4%€1.45M▼ 18.8%
Net result€1.17M-€2.26M▲ 93.5%€1.78M▼ 21.0%€1.37M▼ 23.1%€1.10M▼ 19.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 19% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.76M
Fixed assets
€57k▼ 13.5%
Current assets
€2.70M▼ 24.2%
Equity and liabilities €2.76M
Equity
€1.63M▼ 24.0%
Debt
€1.13M▼ 24.1%
The debt ratio falls from 41.0% to 41.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1.47M▼
2024 · €1.81M
Cash flow
€1.12M▼
2024 · €1.39M
Solvency
59.0%▲
2024 · 59.0%
Current ratio
2.39▼
2024 · 2.40
Quick ratio
2.39▼
2024 · 2.40
Debt / equity
0.69▼
2024 · 0.70
ROE
67.7%▲
2024 · 64.0%
ROA
39.9%▲
2024 · 37.8%
Interest coverage
17771.20▲
2024 · 3205.10
Debt
€1.13M▼
2024 · €1.49M
Debt ≤ 1 year
€1.13M▼
2024 · €1.49M
Income taxes
€371k▼
2024 · €464k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.63M€2.76M▼
Fixed assets21/28€66k€57k▼
Tangible fixed assets22/27€66k€57k▼
Furniture and vehicles24€66k€57k▼
Current assets29/58€3.56M€2.70M▼
Amounts receivable within one year40/41€2.28M€1.68M▼
Trade receivables40€82k€11k▼
Other amounts receivable41€2.20M€1.67M▼
Current investments50/53€1.25M€1.00M▼
Cash at bank and in hand54/58€19k€12k▼
Deferred charges and accrued income490/1€14k€9k▼
Equity and liabilities
Total equity and liabilities10/49€3.63M€2.76M▼
Equity10/15€2.14M€1.63M▼
Contributions10/11€19k€19k=
Reserves13€2.12M€1.61M▼
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€2.12M€1.61M▼
Amounts payable17/49€1.49M€1.13M▼
Amounts payable within one year42/48€1.49M€1.13M▼
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€115k€187k▲
Taxes450/3€111k€183k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€1.37M€939k▼
Accrued charges and deferred income492/3€2k€523▼
Income statement
Code20242025
Remuneration, social security and pensions62€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€1.81M€1.47M▼
Operating profit (loss)9901€1.79M€1.45M▼
Financial income75/76B€47k€20k▼
Recurring financial income75€47k€20k▼
Financial charges65/66B€564€83▼
Recurring financial charges65€564€83▼
Profit (loss) for the period before taxes9903€1.84M€1.47M▼
Income taxes67/77€464k€371k▼
Profit (loss) for the period9904€1.37M€1.10M▼
Profit (loss) for the period to be appropriated9905€1.37M€1.10M▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.37M€1.10M▼
Transfer from equity791/2-€513k
Profit to be distributed694/7€1.37M€1.61M▲
Return on contributions (dividend)694€1.37M€1.61M▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2019net €2.26M ▲93.5%
Operating result €3.01M, net result €2.26M, both a record.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 17 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 10.76
Current ratio from 4.50 to 10.76; short-term debt falls from €271k to €217k.
31-12
Financial
Equity above €2MEq €2.14M ▲120%
3 profitable years in a row build equity to €2.14M.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €441k ▼14.4%
Net result drops to €441k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
17-12-2025
Resigned as Manager
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lerestraat 263700 Tongeren-BorgloonGround area
1,409 m²
Building footprint
482 m²
Parcel 73062A0310/00S000, Flanders. Linked by address, not a title deed.
1 establishment unit
Lerestraat 26, 3700 Tongeren-Borgloon
since 20182.276.449.349
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73062A0310/00S000 | Flanders | 1,409 m² | 1 · 482 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 22,508 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.