Skip to content

KAPPER MED

Active
Private limited companyfounded 2023active for 3 yearsOtegemstraat 19, 8550 Zwevegem, BelgiumKBO/BCE: BE 0803.318.069
Summary

KAPPER MED has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,283 and a net result of €1,452. Equity shrank by about 20% per year on average since 2023. In 2025 it rose by 174.7%. Its solvency ranks better than 89% of 5,724 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 28-06-2023 Normal situation
Activity
Hairdressing and barber services NACE 96210and 1 other
Financial year end
31 December
Peppol
Reachable since 29-12-2025

Board and ownership

Board
Shareholders
  • MAZIATI Mohammeddeed of 30-06-2023

Financial position

69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
€1,640
Turnover
≈ €11,000
estimated
Profit
€1,452
Equity
€2,283
▲ 175%
Total assets
€2,899
▲ 132%
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskSize: total assets €2,899Founded in 2023Last filed accounts filed 31 days late; 2 of the last 3 accounts latelowers riskLiquidity: current ratio 4.71, cash €2,899Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 93% of micro companies in personal services (NACE 96)
Financial strength · tick: 2024
Strong
Solvency 100+8
equity 78.8% of total assets
Liquidity 93+8
short-term debt 21.2% · cash 100.0%
Profitability 100+100
return on assets 50.1%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,627 companies, NACE 96, micro)
Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024lowest value 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.7%▲ +0.1 percentage points vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 1.5%▲ +0.6 percentage points vs 07-2025 09-2025: 1.8%▲ +0.3 percentage points vs 08-2025 10-2025: 3.0%▲ +1.2 percentage points vs 09-2025highest value 11-2025: 1.6%▼ -1.4 percentage points vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.7%▲ +0.1 percentage points vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.8%▲ +0.1 percentage points vs 06-2026 08-2026: 2.7%▲ +0.9 percentage points vs 07-2026 09-2026: 1.1%▼ -1.6 percentage points vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026 11-2026: 1.1%● unchanged vs 10-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 93% of them on solvency, 93% on liquidity, 93% on profitability and 94% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Size: total assets €2,899
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 4.71, cash €2,899
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
31 days late
2024
61 days late
2023
2 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 31 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00476997.

Annual accounts 2025 filed on 31-08-2026 at the NBB all 3 filings

Turnover
≈ €11,000
Estimated: probably between €6,500 and €21,000
Total assets
€2,899▲ 132%
2024 · €1,247
Net result
€1,452
2024 · -€2,697
Working capital
€2,283▲ 175%
2024 · €831
Multi-year overview
2023 to 2025, 3 financial years
Operating result
€1,514
2025
20232025
Net result
€1,452
2025
middle half of the sector
20232025
Equity
€2,283
▲ 175% 2025
middle half of the sector
20232025
Total assets
€2,899
▲ 132% 2025
lowest quarter of the sector
20232025
Debt
€616
▲ 47.9% 2025
20232025
Working capital
€2,283
▲ 175% 2025
middle half of the sector
20232025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result-€461--€2,648▼ 474%€1,514
Net result-€472within the sector's middle half--€2,697within the sector's middle half▼ 471%€1,452within the sector's middle half
Equity€3,528within the sector's middle half-€831within the sector's middle half▼ 76.4%€2,283within the sector's middle half▲ 175%
Total assets€3,828below the sector's middle half-€1,247below the sector's middle half▼ 67.4%€2,899below the sector's middle half▲ 132%
Debt€300-€416▲ 38.8%€616▲ 47.9%
Working capital€3,528within the sector's middle half-€831within the sector's middle half▼ 76.4%€2,283within the sector's middle half▲ 175%
above within below The sector band is the middle half of the companies in Personal service activities (NACE 96). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is a profit of €1,514, after a loss of €2,648 in 2024. It is the highest result since 2023.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €2,899
Equity €2,283 ▲ 175%
Debt €616 ▲ 47.9%
Debt's share of the balance-sheet total falls from 33.4% to 21.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€616▲
2024 · €416
The ratios are withheld because a balance sheet total of €2,899 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet Code20242025
Assets
Total assets20/58€1,247€2,899▲
Current assets29/58€1,247€2,899▲
Amounts receivable within one year40/41€350-
Trade receivables40€350-
Cash at bank and in hand54/58€897€2,899▲
Equity and liabilities
Total equity and liabilities10/49€1,247€2,899▲
Equity10/15€831€2,283▲
Contributions10/11€4,000€4,000=
Profit (loss) carried forward14-€3,169-€1,717▲
Amounts payable17/49€416€616▲
Amounts payable within one year42/48€416€616▲
Trade debts44€368€616▲
Suppliers440/4€368€616▲
Other amounts payable47/48€48-
Income statement Code20242025
Remuneration, social security and pensions62€306-
Other operating charges640/8-€126
Gross operating margin9900-€2,342€1,640▲
Operating profit (loss)9901-€2,648€1,514▲
Financial charges65/66B€49€62▲
Recurring financial charges65€49€62▲
Profit (loss) for the period before taxes9903-€2,697€1,452▲
Profit (loss) for the period9904-€2,697€1,452▲
Profit (loss) for the period to be appropriated9905-€2,697€1,452▲
Appropriation of the result
Profit (loss) to be appropriated9906-€3,169-€1,717▲
Profit (loss) brought forward from the previous period14P-€472-€3,169▼

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Line202320242025Change
Remuneration, social security and pensions62-€306--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,385---
Other operating charges640/8--€126-
Gross operating margin9900€924-€2,342€1,640-
Operating profit (loss)9901-€461-€2,648€1,514-
Financial charges65/66B€11€49€62▲ 27.3%
Recurring financial charges65€11€49€62▲ 27.3%
Profit (loss) for the period before taxes9903-€472-€2,697€1,452-
Profit (loss) for the period9904-€472-€2,697€1,452-
Profit (loss) for the period to be appropriated9905-€472-€2,697€1,452-
Line202320242025Change
Assets
Total assets20/58€3,828€1,247€2,899▲ 132%
Current assets29/58€3,828€1,247€2,899▲ 132%
Amounts receivable within one year40/41-€350--
Trade receivables40-€350--
Cash at bank and in hand54/58€3,828€897€2,899▲ 223%
Equity and liabilities
Total equity and liabilities10/49€3,828€1,247€2,899▲ 132%
Equity10/15€3,528€831€2,283▲ 175%
Contributions10/11€4,000€4,000€4,000=
Profit (loss) carried forward14-€472-€3,169-€1,717▲ 45.8%
Amounts payable17/49€300€416€616▲ 47.9%
Amounts payable within one year42/48€300€416€616▲ 47.9%
Trade debts44€300€368€616▲ 67.3%
Suppliers440/4€300€368€616▲ 67.3%
Other amounts payable47/48-€48--
Line202320242025Change
Profit (loss) for the period9904-€472-€2,697€1,452-
+ Depreciation and write-downs630€1,385---
Operating cash flow (approximation)€913-€2,697€1,452-
Change in cash--€2,930€2,001-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as KAPPER MED has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of KAPPER MED itself: 1.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for KAPPER MED. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (3)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00476997 PDF
31-12-2024 micro format 30-09-2025 2025-00533801 PDF
31-12-2023 micro format 02-08-2024 2024-00330692 PDF

Board & ownership

Directors

Directors
1 director, since incorporation
MAZIATI Mohammed
Director · since 28-06-2023 · term without a fixed end · listed in the 2023 annual accounts, filed on 02-08-2024
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 30-06-2023

Owners and capital

Shareholders

At incorporation deed of 30-06-2023 ↗

Capital transactions

Capital over time
  1. 30-06-2023 Incorporation · €4,000 · 100 shares

Articles of association

Board and representation

Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director

Capital, shares and profit

Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Procedure- en expertisekosten voor helft overdrager en helft koper(s), naar evenredigheid aantal verworven aandelen bij meer kopers, Artikel…”

Audit, dissolution and liquidation

Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 30-06-2023 (in Dutch)

Network & group

KAPPER MED shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of KAPPER MED. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Deeds, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
31-08
NBB filing Annual accounts 2025 filedNBB
micro format · 31 days late
2025
31-12
Financial Back to profitnet €1,452
The net result is €1,452, after 2 loss-making years.
30-09
NBB filing Annual accounts 2024 filedPDF
micro format · 61 days late
2024
31-12
Financial Weakest financial yearnet -€2,697
The net result drops to -€2,697, the lowest from 2023 to 2025. It recovers the following year.
02-08
NBB filing Annual accounts 2023 filedPDF
micro format · 2 days late
2023
30-06
Gazette deed Incorporation
Founding capital of €4,000, 100 shares · Founder: MAZIATI Mohammed (comparant) · Appointment: MAZIATI Mohammed (director)4 points ▸
  • Founder, MAZIATI Mohammed (comparant)
  • Founding capital, €4,000, 100 shares
  • Registered office clause, Otegemstraat 19, 8550 Zwevegem
  • Director appointment, MAZIATI Mohammed
  • The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 28 June 2023, KAPPER MED was incorporated as a private limited company by one natural person, with a starting capital of €4,000.12 MAZIATI Mohammed has served as director since 2023.3 Total assets went from €3,828 in 2023 to €2,899 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 30-06-2023
  3. 3National Bank, annual accounts 2023
  4. 4National Bank, annual accounts 2023 and 2025

Company details

Register details

Identity

KBO record
Name KAPPER MED in Dutch
Enterprise number 0803.318.069
Legal form Private limited company
Status Active, normal situation
Founded 28-06-2023
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 30-06-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaamse Gewest”
deed of 30-06-2023 (in Dutch)

Registered office and establishments

Registered office Otegemstraat 19, 8550 Zwevegem, Belgium

Activities

NACEBEL 2025
96210 Hairdressing and barber services main activity
47750 Retail sale of cosmetics and toilet articles
Codes under NACEBEL 2008
96021 Hairdressing main activity
47750 Retail trade
PurposeThe purpose describes the activities the company may carry out under its articles.
“Een kapsalon met aanverwante diensten en bewerkingen die met het kappersberoep betrekking hebben, alsook het samenstellen, aanpassen en…”
3 activities
  1. Een kapsalon met aanverwante diensten en bewerkingen die met het kappersberoep betrekking hebben, alsook het samenstellen, aanpassen en verkopen van producten en artikelen die direct of indirect betrekking hebben op het beroep, zoals onder meer de detailhandel in haar- en schoonheidsproducten. De vennootschap kan tevens de algemene schoonheidsverzorging beoefenen zoals manicure, pedicure, massage, gelaatsverzorging, de uitbating van zonnebanken of aanverwante toestellen zonder dat deze lijst beperkt kan worden geïnterpreteerd.
  2. Het uitbaten van een schoonheidsinstituut inhoudende lichaamsverzorging, gezichtsverzorging en schoonheidszorg, ontharing, massages, nagelstudio, manicure, pedicure, make-up, in het algemeen en alle activiteiten die hiermee rechtstreeks of onrechtstreeks verband houden.
  3. De aan- en verkoop, klein- en groothandel, import en export van en de handel als tussenpersoon in schoonheidsproducten, zonneproducten, badproducten, zepen, parfumerieën, haarlotions, voedingssupplementen, make-up, hygiënische producten, cosmetica en aanverwanten.
deed of 30-06-2023 (in Dutch)

Invoicing and payment

VAT number BE 0803.318.069
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0803318069
Other Peppol ID 9925:BE0803318069
Registered 29-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 5 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
exact location from the address register On OpenStreetMap

Buildings and parcels at the address

Ground area
370 m²
Building footprint
136 m²
Building volume
985 m³
Cadastral parcel Region Area Buildings Height / floors
34042A0313/00W000 Flanders 370 m² 1 · 135 m² 12.3 m · 2