Equity
€125,151 ▲ 20.0%
kaplus has made a profit in every financial year since 2022.
kaplus
Lifetime
4 annual accounts with figures on one time axispeak €193,956 (2025)
€193,956▲ 15.0%
peak €41,789 (2023)
€20,866▼ 11.9%
peak €125,151 (2025)
€125,151▲ 20.0%
€110,292▼ 0.3%
Board2 names since 2022
2 directorsJan Caluwaert and 1 other
Documentsfilings and deeds
17-06-202644 days before the deadline
2025micro format
Gross margin from €168,609 to €193,956Equity from €104,284 to €125,151Cash from €115,682 to €160,337
Key points
from the 2025 annual accountsTurnover
≈ €480,000 estimated
The micro format states no turnover.
Position in the sector
€193,956
Higher gross margin than 93% of companies in other professional activities. Sector median €27,570 · 4,356 companies.
Checked score
95
Excellent
Financially stronger than 63% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025highest value
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 2.74, cash €160,337
Sector: Other professional, scientific and technical activities (NACE 74)
Equity €125,151 (53.2% of total assets)
Size: total assets €235,443
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 55% of them on solvency, 80% on liquidity, 53% on profitability and 66% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as kaplus has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of kaplus itself is lower: < 0.1% within 12 months. It rests on far more data about kaplus than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for kaplus. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.74 (2.28 in 2024), above the usual 1.5. Short-term debt is 30.5% and cash 68.1% of total assets. 46.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
44 days early
2024
38 days early
2023
27 days early
2022
40 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 37 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Katrien Smet 90 sharesdeed of 04-10-2022
- Jan Caluwaert 30 sharesdeed of 04-10-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0791697073
Incorporation
Founders: Katrien Smet and Jan Caluwaert · Appointments: Katrien Smet (director) and Jan Caluwaert (director) · Founder: Katrien Smet · published on 04-10-2022 · Gazette deed
First establishment
Kallobaan 106, Beveren-Kruibeke-Zwijndrecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| kaplus Beveren-Kruibeke-Zwijndrecht | €235,443 | €193,956 | 53.2% | - |
| OXID INTERIEUR Nijlen | €213,376 | €203,635 | 13.5% | - |
| AKAIRO Ottignies-Louvain-la-Neuve | €256,928 | €149,289 | 24.4% | 1.5 |
| JLsigns Hasselt | €209,502 | €139,453 | 9.6% | 1.8 |
| A-Impression Stavelot | €203,994 | €143,338 | 26.0% | - |
| B-P-M Gesves | €220,954 | €124,016 | 49.6% | - |
| VILVOORDE PRINT Schaerbeek | €263,262 | €126,079 | 6.8% | - |
These companies have the same main activity as kaplus: graphic design and visual communication (NACE 74120). They are comparable in size and age: total assets between €204,000 and €263,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 30-09-2022Normal situation
- Activity
- Graphic design and visual communicationNACE 74120and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.336.195.0159120 Beveren-Kruibeke-Zwijndrecht, since 30-09-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2024
Annual accounts 2025
- €235,443▲ 9.6%
- Filing
- Filed on 17-06-2026, 44 days before the end of the filing period
Insights on kaplus
kaplus files the micro format. That format states no turnover. The gross margin rose from €60,271 in 2022 to €193,956 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about kaplus
- What is the company number of kaplus?
- The company number of kaplus is 0791.697.073. The VAT number is the same number with BE in front: BE 0791.697.073.
- Where is kaplus based?
- The registered office is at Kallobaan 106, 9120 Beveren-Kruibeke-Zwijndrecht.Company details
- What does kaplus do?
- According to the KBO register, the main activity is graphic design and visual communication (NACE 74120).
- What is the legal form of kaplus?
- kaplus is a private limited company (BV).
- When was kaplus founded?
- kaplus was founded on 30-09-2022.
- Is kaplus still active?
- Yes, kaplus is an active enterprise in the KBO register.
- How many employees does kaplus have?
- kaplus had an average of 2.1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does kaplus fall under?
- In its 2025 annual accounts, kaplus states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of kaplus?
- The turnover in financial year 2025 is ≈ €480,000. This figure is estimated from the gross margin of €193,956 and 2,203 comparable companies of the same size. It probably lies between €320,000 and €750,000. It is a rough estimate.
- Is kaplus profitable?
- In financial year 2025, kaplus made a profit of €20,866.
- Where can I find the annual accounts of kaplus?
- kaplus filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of kaplus due?
- kaplus must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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