Summary
KANUK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €81k and a net result of €78k. Its solvency ranks better than 54% of 2435 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
16 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€81k
Net result
€78k
Total assets
€149k
Solvency
54.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €149k
Fixed assets
€47k
Current assets
€102k
Equity and liabilities €149k
Equity
€81k
Debt
€68k
Debt finances 45.7% of the balance-sheet total.
Key figures and ratios
ROE
96.3%
ROA
52.3%
Debt ≤ 1 year
€39k
Debt > 1 year
€29k
Income taxes
€20k
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet
Code2025
Assets
Total assets20/58€149k
Fixed assets21/28€47k
Tangible fixed assets22/27€47k
Plant, machinery and equipment23€4k
Furniture and vehicles24€43k
Current assets29/58€102k
Amounts receivable within one year40/41€14k
Trade receivables40€14k
Current investments50/53€70k
Cash at bank and in hand54/58€16k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€149k
Equity10/15€81k
Contributions10/11€3k
Reserves13€78k
Distributable reserves133€78k
Amounts payable17/49€68k
Amounts payable after more than one year17€29k
Financial debts170/4€29k
Amounts payable within one year42/48€39k
Current portion of amounts payable after more than one year42€8k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€20k
Taxes450/3€20k
Other amounts payable47/48€8k
Accrued charges and deferred income492/3€27
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k
Other operating charges640/8€265
Non-recurring operating charges66A€1k
Gross operating margin9900€107k
Operating profit (loss)9901€99k
Financial income75/76B€25
Recurring financial income75€25
Financial charges65/66B€615
Recurring financial charges65€615
Profit (loss) for the period before taxes9903€98k
Income taxes67/77€20k
Profit (loss) for the period9904€78k
Profit (loss) for the period to be appropriated9905€78k
Appropriation of the result
Profit (loss) to be appropriated9906€78k
Transfer to equity691/2€78k
To other reserves6921€78k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belseledorp 1209111 Sint-NiklaasGround area
1,896 m²
Building footprint
15 m²
Volume, LiDAR
17 m³
Parcel 46002C0549/00G000, Flanders · tallest building 2.8 m. Linked by address, not a title deed.
1 establishment unit
KANUK
since 20252.374.066.981
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46002C0549/00G000 | Flanders | 1,896 m² | 1 · 14 m² | 2.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
648828JMC9O9RB43Y085
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Of 591 companies in sector 66300 we hold annual accounts for 365. 224 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2025
Fiscal year end31-12
Activities, NACEBEL 2025
66300Activities auxiliary to financial services and insurance activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.