Summary
Kantoor Walravens is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €69,790 and a net result of €56,578. Its solvency ranks better than 15% of 3,056 sector peers (NACE 66, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 13-10-2024 Normal situation
- Activity
- Agents and brokers in banking services NACE 66191
- Joint committee
- 341 Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten · annual accounts 2025
- Establishment unit
- 2.366.872.353 1500 Halle, since 13-10-2024
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
Board
- WALRAVENS, Christof François IsabellaDirector · since 13-10-2024
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €56,578
- Equity
- €69,790
- ▲ 641%
- Total assets
- €962,734
- ▲ 67×
- Employees on 31-12-2025
- 6
- 2025 accounts filed 13 days after the deadline
Total assets +6,598%: restructuring
Signalsraises riskWeak solvency compared with the sectorYoung company2025 accounts filed 13 days lateShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Three signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 3056 sector peers (2025).
NBB · sector comparisonPosition among 3056 sector peers
Solvency
better than 15%
← weakest
strongest →
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
13 days late
2024
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 22 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Recent changes
- · Gazette deed Demerger: Kantoor Walravens splits off to WALRAVENS & PARTNERSCapital increase of €3,788.73
- · Gazette deed Demerger proposal: WALRAVENS & PARTNERS BV splits off to Kantoor Walravens BV
- · Gazette deed IncorporationStarting capital €15,000 · Appointment: WALRAVENS,Christof François Isabella (director)
Comparable companies
These companies have the same main activity as Kantoor Walravens: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €693,000 and €1.3m, founded between 2023 and 2025.
| Company | Total assets | Gross margin |
|---|---|---|
| Kantoor Walravens Halle | €1.0m | €0.5m |
| KERREMANS-DE BONDT Willebroek | €0.9m | €0.4m |
| Maude Gelders Genk | €1.3m | €0.5m |
| Walravens & Partners Verzekeringen Halle | €0.7m | €0.5m |
| L Finances et Assurances Charleroi | €1.0m | €0.5m |
| INSUFIN Tielt | €0.9m | €0.3m |
| Estelle Somja Herve | €1.1m | €0.6m |
Key facts about Kantoor Walravens
- What is the company number of Kantoor Walravens?
- The company number of Kantoor Walravens is 1015.023.836. The VAT number is the same number with BE in front: BE 1015.023.836.
- Where is Kantoor Walravens based?
- The registered office is at Beestenmarkt 5, 1500 Halle.Company details
- What does Kantoor Walravens do?
- According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
- What is the legal form of Kantoor Walravens?
- The legal form of Kantoor Walravens is Private limited company (BV).
- When was Kantoor Walravens founded?
- Kantoor Walravens was founded on 13-10-2024.
- Is Kantoor Walravens still active?
- Yes, Kantoor Walravens is an active enterprise in the KBO register.
- How many employees does Kantoor Walravens have?
- Kantoor Walravens had an average of 3.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Kantoor Walravens fall under?
- In its 2025 annual accounts, Kantoor Walravens states joint committee 341 (Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten).
- What is the turnover of Kantoor Walravens?
- The turnover in financial year 2025 is ≈ €730,000. This figure is estimated from the gross margin of €459,192 and 31 comparable companies (NACE 66). It probably lies between €660,000 and €850,000.
- Is Kantoor Walravens profitable?
- In financial year 2025, Kantoor Walravens made a profit of €56,578.
- Where can I find the annual accounts of Kantoor Walravens?
- Kantoor Walravens filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Kantoor Walravens due?
- Kantoor Walravens must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check
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