KANOE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €461k and a net result of €112k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 64% of 5523 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
72 d early
2024
17 d early
2023
63 d late
2022
55 d early
2021
23 d late
2020
23 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€461k▼ 13.0%
2024 · €530k
2018: €267k
2019: €337k
2020: €374k
2021: €386k
2022: €437k
2023: €409k
2024: €530k
2018 → 2025
Net result
€112k▼ 7.6%
2024 · €121k
2018: €69k
2019: €70k
2020: €61k
2021: €78k
2022: €80k
2023: €101k
2024: €121k
2018 → 2025
Total assets
€686k▼ 7.1%
2024 · €738k
2018: €515k
2019: €522k
2020: €558k
2021: €565k
2022: €554k
2023: €729k
2024: €738k
2018 → 2025
Solvency
67.2%▼ 4.6pp
2024 · 71.8%
2018: 51.8%
2019: 64.5%
2020: 67.0%
2021: 68.3%
2022: 78.8%
2023: 56.1%
2024: 71.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€386k-€437k▲ 13.2%€409k▼ 6.4%€530k▲ 29.6%€461k▼ 13.0%
Operating result€110k-€114k▲ 3.7%€146k▲ 28.8%€162k▲ 10.3%€166k▲ 2.5%
Net result€78k-€80k▲ 3.5%€101k▲ 26.5%€121k▲ 19.3%€112k▼ 7.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €686k
Fixed assets
€557k▼ 2.3%
Current assets
€129k▼ 23.2%
Equity and liabilities €686k
Equity
€461k▼ 13.0%
Provisions
€85k=
Debt
€139k▲ 13.6%
The debt ratio rises from 16.6% to 20.3%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
67.2%▼
2024 · 71.8%
ROE
24.3%▲
2024 · 22.9%
ROA
16.3%▼
2024 · 16.4%
Debt
€139k▲
2024 · €123k
Debt ≤ 1 year
€94k▲
2024 · €52k
Debt > 1 year
€45k▼
2024 · €70k
Income taxes
€49k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€738k€686k▼
Fixed assets21/28€570k€557k▼
Tangible fixed assets22/27€160k€147k▼
Land and buildings22€159k€146k▼
Furniture and vehicles24€1k€671▼
Financial fixed assets28€410k€410k=
Current assets29/58€168k€129k▼
Amounts receivable within one year40/41€90k€89k▼
Trade receivables40€84k€83k▼
Other amounts receivable41€6k€6k▲
Cash at bank and in hand54/58€78k€40k▼
Equity and liabilities
Total equity and liabilities10/49€738k€686k▼
Equity10/15€530k€461k▼
Contributions10/11€6k€6k=
Reserves13€524k€455k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€522k€455k▼
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€85k€85k=
Provisions for liabilities and charges160/5€85k€85k=
Pensions and similar obligations160€85k€85k=
Amounts payable17/49€123k€139k▲
Amounts payable after more than one year17€70k€45k▼
Financial debts170/4€70k€45k▼
Amounts payable within one year42/48€52k€94k▲
Current portion of amounts payable after more than one year42€24k€25k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€13k€59k▲
Taxes450/3€9k€55k▲
Remuneration and social security454/9€4k€4k▼
Other amounts payable47/48€12k€5k▼
Accrued charges and deferred income492/3€225€185▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€13k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€179k€183k▲
Operating profit (loss)9901€162k€166k▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€156k€161k▲
Income taxes67/77€35k€49k▲
Profit (loss) for the period9904€121k€112k▼
Profit (loss) for the period to be appropriated9905€121k€112k▼
Appropriation of the result
Profit (loss) to be appropriated9906€121k€112k▼
Transfer from equity791/2€0€181k▲
Transfer to equity691/2€121k€112k▼
To other reserves6921€121k€112k▼
Profit to be distributed694/7€0€181k▲
Return on contributions (dividend)694€0€181k▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €121k ▲19.3%
Net result €121k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 3.21
Current ratio from 1.04 to 3.21; short-term debt falls from €140k to €52k.
31-12
Financial
Equity above €500kEq €530k ▲29.6%
7 profitable years in a row build equity to €530k.
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 63 days late
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €61k ▼13.4%
Net result drops to €61k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 11.40
Current ratio from 2.92 to 11.40; short-term debt falls from €73k to €22k.
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterrijtstraat 11A3900 PeltGround area
1.8 ha
Building footprint
1,758 m²
Volume, LiDAR
11,611 m³
Parcel 72502E0102/00D153, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KANOE BVBA
since 20072.163.450.089
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72502E0102/00D153 | Flanders | 1.8 ha | 1 · 1,758 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,661 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2007
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.