KANARYAM
Open bankruptcyA bankruptcy procedure is open for KANARYAM according to publications in the Belgian State Gazette; curator: HERVE POLLET.
Summary
The 2024 annual accounts show equity of €31k and a net result of €387.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
5 d late
2022
30 d late
2021
14 d late
2020
23 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€31k▲ 1.3%
2023 · €30k
2018: €14k
2019: €15k
2020: €32k
2021: €21k
2022: €34k
2023: €30k
2018 → 2024
Total assets
€42k▼ 9.9%
2023 · €47k
2018: €21k
2019: €28k
2020: €42k
2021: €28k
2022: €44k
2023: €47k
2018 → 2024
Net result
€387
2023 · €-5k
2018: €7k
2019: €2k
2020: €17k
2021: €-11k
2022: €13k
2023: €-5k
2018 → 2024
Working capital
€30k▲ 4.8%
2023 · €29k
2018: €13k
2019: €6k
2020: €25k
2021: €16k
2022: €31k
2023: €29k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€32k-€21k▼ 35.2%€34k▲ 64.8%€30k▼ 11.1%€31k▲ 1.3%
Operating result€20k-€-10k€17k€-2k€4k
Net result€17k-€-11k€13k€-5k€387
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €4k after a loss of €2k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €42k
Fixed assets
€316 ▼ 76.2%
Current assets
€42k ▼ 8.0%
Equity and liabilities €42k
Equity
€31k ▲ 1.3%
Debt
€12k ▼ 30.4%
Debt's share of the balance-sheet total falls from 35.4% to 27.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5k▲
2023 · €-206
Cash flow
€1k▲
2023 · €-3k
Current ratio
3.63▲
2023 · 2.75
Debt to equity
0.38▼
2023 · 0.55
ROE
1.3%▲
2023 · -16.4%
ROA
0.9%▲
2023 · -10.6%
Interest coverage
2.70▲
2023 · -0.15
Debt ≤ 1 year
€12k▼
2023 · €17k
Income taxes
€2k▼
2023 · €2k
Staff costs
€13k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet
Code20232024
Assets
Total assets20/58€47k€42k▼
Fixed assets21/28€1k€316▼
Tangible fixed assets22/27€1k€316▼
Plant, machinery and equipment23€1k€230▼
Furniture and vehicles24€204€86▼
Current assets29/58€45k€42k▼
Amounts receivable within one year40/41€39k€32k▼
Trade receivables40€9k-
Other amounts receivable41€30k€32k▲
Cash at bank and in hand54/58€5k€4k▼
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€47k€42k▼
Equity10/15€30k€31k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€22k€23k▲
Amounts payable17/49€17k€12k▼
Amounts payable within one year42/48€17k€12k▼
Trade debts44€10k€4k▼
Suppliers440/4€10k€4k▼
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€6k▼
Remuneration and social security454/9-€1k
Income statement
Code20232024
Remuneration, social security and pensions62€3k€13k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1,000▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€7k€21k▲
Operating profit (loss)9901€-2k€4k▲
Financial income75/76B€80€66▼
Recurring financial income75€80€66▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-3k€2k▲
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€-5k€387▲
Profit (loss) for the period to be appropriated9905€-5k€387▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€23k▲
Profit (loss) brought forward from the previous period14P€27k€22k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-03
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · KANARYAM SRL RUE JOSEPH WAUTERS 123, 6020 DAMPREMY · event 23-03-2026
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €387
Net result €387 after one loss-making year.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
14-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
31-12
Financial
Weakest financial yearnet €-11k ▼166%
Net result drops to €-11k, the lowest in the series.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Highest result since 2018net €17k ▲664%
Operating result €20k, net result €17k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.49
Current ratio from 1.48 to 3.49; short-term debt falls from €13k to €10k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Show earlier events
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph Wauters 1236020 CharleroiGround area
213 m²
Building footprint
70 m²
Volume, LiDAR
698 m³
Parcel 52016A0092/00B003, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kanaryam
since 20132.220.269.721
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52016A0092/00B003 | Wallonia | 213 m² | 1 · 70 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | HERVE POLLET RUE T’SERCLAES DE TILLY 49,
6061 MONTIGNIES-SUR-SAMBRE- .
Date provisoire de cessation de paiement : 23/03/2026 |
23-03-2026 → present |
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Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 2,990 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2013
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
56112Limited-service restaurants, excluding mobile food services
46720Wholesale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475678756