KAMS
ActiveKAMS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €9k. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 1190 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency77▲+26
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.15 in 2024), but 63.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.1%
Return on assets
7.4%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
2 d early
2024
54 d late
2023
30 d late
2022
53 d late
2021
17 d early
2020
47 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€44k▲ 25.8%
2024 · €35k
2018: €17k
2019: €12k
2020: €14k
2021: €20k
2022: €23k
2023: €28k
2024: €35k
2018 → 2025
Total assets
€121k▲ 4.9%
2024 · €115k
2018: €30k
2019: €26k
2020: €18k
2021: €29k
2022: €54k
2023: €62k
2024: €115k
2018 → 2025
Net result
€9k▼ 66.2%
2024 · €27k
2018: €6k
2019: €-7k
2020: €2k
2021: €6k
2022: €3k
2023: €5k
2024: €27k
2018 → 2025
Working capital
€42k▲ 350%
2024 · €9k
2018: €14k
2019: €10k
2020: €12k
2021: €15k
2022: €917
2023: €2k
2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€23k▲ 15.1%€28k▲ 21.7%€35k▲ 23.0%€44k▲ 25.8%
Operating result€7k-€5k▼ 27.7%€7k▲ 45.6%€33k▲ 343%€13k▼ 60.4%
Net result€6k-€3k▼ 50.8%€5k▲ 64.7%€27k▲ 427%€9k▼ 66.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121k
Fixed assets
€34k▼ 25.0%
Current assets
€88k▲ 23.9%
Equity and liabilities €121k
Equity
€44k▲ 25.8%
Debt
€77k▼ 4.1%
The debt ratio falls from 69.9% to 63.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€30k▼
2024 · €45k
Cash flow
€26k▼
2024 · €39k
Solvency
36.1%▲
2024 · 30.1%
Current ratio
1.93▲
2024 · 1.15
Quick ratio
1.93▲
2024 · 1.15
Debt / equity
1.77▼
2024 · 2.32
ROE
20.5%▼
2024 · 76.2%
ROA
7.4%▼
2024 · 23.0%
Interest coverage
9.65▼
2024 · 21.88
Debt
€77k▼
2024 · €81k
Debt ≤ 1 year
€45k▼
2024 · €61k
Debt > 1 year
€32k▲
2024 · €19k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€121k▲
Fixed assets21/28€45k€34k▼
Tangible fixed assets22/27€41k€27k▼
Plant, machinery and equipment23€16k€12k▼
Furniture and vehicles24€23k€13k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€3k€7k▲
Current assets29/58€71k€88k▲
Amounts receivable within one year40/41€62k€79k▲
Trade receivables40€29k€10k▼
Other amounts receivable41€33k€69k▲
Cash at bank and in hand54/58€9k€9k▼
Equity and liabilities
Total equity and liabilities10/49€115k€121k▲
Equity10/15€35k€44k▲
Contributions10/11€13k€13k=
Outside capital11€13k€13k=
Other1109/19€13k€13k=
Reserves13€322€322▲
Non-distributable reserves130/1€322€322▲
Reserves not available under the articles1311€322€322▲
Profit (loss) carried forward14€21k€30k▲
Amounts payable17/49€81k€77k▼
Amounts payable after more than one year17€19k€32k▲
Financial debts170/4€19k€32k▲
Amounts payable within one year42/48€61k€45k▼
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€26k€8k▼
Suppliers440/4€26k€8k▼
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€9k€7k▼
Other amounts payable47/48€20k€23k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€17k▲
Other operating charges640/8€3k€899▼
Non-recurring operating charges66A-€399
Gross operating margin9900€48k€31k▼
Operating profit (loss)9901€33k€13k▼
Financial income75/76B€16€2k▲
Recurring financial income75€16€2k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€31k€12k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€27k€9k▼
Profit (loss) for the period to be appropriated9905€27k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€30k▼
Profit (loss) brought forward from the previous period14P€15k€21k▲
Profit to be distributed694/7€20k-
Directors or managers695€20k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Highest result since 2018net €27k ▲427%
Operating result €33k, net result €27k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 47 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 4.02
Current ratio from 1.71 to 4.02; short-term debt falls from €14k to €4k.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Weakest financial yearnet €-7k ▼215%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Annastraat 243550 Heusden-ZolderGround area
711 m²
Building footprint
324 m²
Parcel 71065F0230/02T000, Flanders. Linked by address, not a title deed.
1 establishment unit
Kam's Cleaning
since 20182.274.149.063
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065F0230/02T000 | Flanders | 710 m² | 1 · 324 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PHOENIX REPAIR
BE 0747.903.256
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DM-CLEANING
BE 0500.592.947
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CLEANOBEL
BE 0771.835.037
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HOME & SERVICE
BE 0686.791.870
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Of 7,264 companies in sector 81210 we hold annual accounts for 2,690. 2,204 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2018
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.