KAMPELHOF

Active

Private limited companyfounded 201313 yrs activeKleine Boterhoek(STL) 8, 9980 Sint-Laureins, BelgiumKBO/BCE: BE 0533.757.247

KAMPELHOF has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €901k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 1727 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2025

72 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability94▼-6

Solvency25▲+21

Growth58=

Track record100

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity ample (current ratio 5.43 against 3.58 in 2024; short-term debt: 13% and cash: 0.5% of total assets), but 99.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 01

Relative position

BE, all sectors

reference

Sector 01

lower

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

0.3%

Return on assets

19.9%

Age of the figures

15 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 1727 sector peers (2025).

NBB · sector comparison

Position among 1727 sector peers

Solvency

better than 9%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

3 d early

2024

11 d early

2023

48 d early

2022

on the day

2021

on the day

2020

2 d early

2019

on the day

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close18-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover

€5.10M

EBIT margin

-28.5%

Net result

€901k▼ 20.7%

2024 · €1.14M

2019: €14k 2020: €94k 2021: €-1.52M 2022: €-2.35M 2023: €-139k 2024: €1.14M

2019 → 2025

Working capital

€2.61M▲ 25.3%

2024 · €2.08M

2019: €1.26M 2020: €1.28M 2021: €-179k 2022: €-2.63M 2023: €1.12M 2024: €2.08M

2019 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€5.10M-

Equity€470k-€-1.88M€-2.02M▼ 7.4%€-887k▲ 56.2%€14k

Operating result€-1.46M-€-2.29M▼ 57.3%€-89k▲ 96.1%€1.21M€943k▼ 22.2%

Net result€-1.52M-€-2.35M▼ 55.3%€-139k▲ 94.1%€1.14M€901k▼ 20.7%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 22% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €4.53M

29.4%

70.6%

Fixed assets €1.33M▲ 0.3%

Current assets €3.20M▲ 10.7%

Equity and liabilities €4.53M

99.7%

Equity €14k

Debt €4.52M

Debt finances 99.7% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

EBITDA

€1.11M▼

2024 · €1.40M

Cash flow

€1.07M▼

2024 · €1.32M

Solvency

0.3%▲

2024 · -21.0%

Current ratio

5.43▲

2024 · 3.58

Quick ratio

5.43▲

2024 · 3.58

ROA

19.9%▼

2024 · 26.9%

Interest coverage

27.25▼

2024 · 27.95

Debt

€4.52M▼

2024 · €5.10M

Debt ≤ 1 year

€589k▼

2024 · €807k

Debt > 1 year

€3.93M▼

2024 · €4.30M

Income taxes

€1k▼

2024 · €27k

Staff costs

€88k▼

2024 · €101k

A ratio outside any meaningful range has been withheld (balance sheet total €4.53M, equity €14k).

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€4.22M€4.53M▲

Fixed assets21/28€1.33M€1.33M▲

Intangible fixed assets21-€19k

Tangible fixed assets22/27€1.33M€1.31M▼

Land and buildings22€1.32M€1.31M▼

Plant, machinery and equipment23€6k€4k▼

Furniture and vehicles24€403€134▼

Financial fixed assets28€185€185=

Current assets29/58€2.89M€3.20M▲

Amounts receivable within one year40/41€2.48M€2.58M▲

Trade receivables40€2.48M€2.58M▲

Other amounts receivable41€0-

Cash at bank and in hand54/58€7k€21k▲

Deferred charges and accrued income490/1€400k€603k▲

Equity and liabilities

Total equity and liabilities10/49€4.22M€4.53M▲

Equity10/15€-887k€14k▲

Contributions10/11€1.86M€1.86M=

Reserves13€7k€7k=

Non-distributable reserves130/1€7k€7k=

Reserves not available under the articles1311€7k€7k=

Profit (loss) carried forward14€-2.75M€-1.85M▲

Amounts payable17/49€5.10M€4.52M▼

Amounts payable after more than one year17€4.30M€3.93M▼

Financial debts170/4€652k€510k▼

Trade debts175€3.64M€3.42M▼

Amounts payable within one year42/48€807k€589k▼

Current portion of amounts payable after more than one year42€353k€370k▲

Financial debts43€300k€0▼

Credit institutions430/8€300k€0▼

Trade debts44€72k€193k▲

Suppliers440/4€72k€193k▲

Taxes, remuneration and social security45€82k€26k▼

Taxes450/3€73k€17k▼

Remuneration and social security454/9€10k€9k▼

Accrued charges and deferred income492/3€384€0▼

Income statement Code20242025

Non-recurring operating income76A€199k€199k▲

Remuneration, social security and pensions62€101k€88k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€184k€171k▼

Other operating charges640/8€23k€20k▼

Gross operating margin9900€1.52M€1.22M▼

Operating profit (loss)9901€1.21M€943k▼

Financial income75/76B€3€0▼

Recurring financial income75€3€0▼

Financial charges65/66B€50k€41k▼

Recurring financial charges65€50k€41k▼

Profit (loss) for the period before taxes9903€1.16M€902k▼

Income taxes67/77€27k€1k▼

Profit (loss) for the period9904€1.14M€901k▼

Profit (loss) for the period to be appropriated9905€1.14M€901k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-2.75M€-1.85M▲

Profit (loss) brought forward from the previous period14P€-3.89M€-2.75M▲

Social balance

Average headcount (FTE)90873.03.1▲

The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

Next filing, fiscal year 2026, expected by 31-01-2027

2026

28-01

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

20-01

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

30-06

Financial Back to profitnet €1.14M

Net result €1.14M after 3 loss-making years.

2023

14-12

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

30-06

Financial Liquidity times 5current ratio 2.51

Current ratio from 0.48 to 2.51; short-term debt falls from €5.02M to €737k.

31-01

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

30-06

Financial Weakest financial yearnet €-2.35M

Net result drops to €-2.35M, the lowest in the series; recovery starts the following year.

31-01

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

29-01

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

31-01

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

28-02

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema · 28 days late

2018

12-02

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema · 12 days late

2017

01-02

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema · 1 day late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Laureins · 2 establishment units since 2013

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kleine Boterhoek(STL) 89980 Sint-Laureins

Ground area

1.9 ha

Building footprint

954 m²

Volume, LiDAR

4,326 m³

3 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.

2 establishment units

KAMPELHOF

Baaikensedestraat 6B, 9990 MaldegemRaising of dairy cattle

since 20132.218.965.961

KAMPELHOF

Baaikensedestraat 6, 9990 MaldegemSupport activities for crop production

since 20132.218.966.159

3 parcels

Flanders 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
43014C0950/00E000	Flanders	1.5 ha	1 · 546 m²	10.0 m · 1 fl.
43010C0717/00B000	Flanders	2,591 m²	1 · 232 m²	8.9 m · 2 fl.
43010C0719/00H000	Flanders	1,440 m²	1 · 176 m²	6.1 m · 1 fl.