KamoNo
ActiveFrom the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
KamoNo has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,282 and a net result of €47,150. Its solvency ranks better than 67% of 21,130 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
KBO- Status
- Active since 19-03-2024 Normal situation
- Activity
- Computer consultancy and computer facilities management NACE 62200and 3 others
- Establishment unit
- 2.357.688.829 9160 Lokeren, since 19-03-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 17-10-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €61,179
- ▲ 84.8%
- Turnover
- ≈ €120,000
- estimated
- Profit
- €47,150
- ▲ 82.6%
- Equity
- €71,282
- ▲ 186%
- Total assets
- €96,198
- ▲ 109%
Score breakdownraises riskLast filed accounts filed 31 days late; 2 of the last 3 accounts latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 3.71, cash €80,207Equity €71,282 (74.1% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 68% of them on solvency, 77% on liquidity, 82% on profitability and 95% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 31 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00505397.
Annual accounts 2025 filed on 31-08-2026 at the NBB all 2 filings
2024 to 2025, 2 financial years
The operating result for 2025 is 83% higher than in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Comparable companies
These companies have the same main activity as KamoNo: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €91,700 and €107,000, founded between 2023 and 2024.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| KamoNo Lokeren | 2024 | €96,198 | €71,282 | €61,179 | €47,150 | 2025 |
| RM Consulting Buggenhout | 2023 | €96,704 | €72,061 | €59,291 | €43,933 | 2025 |
| Tweak Solutions Berlare | 2023 | €92,655 | €32,864 | €62,688 | €27,585 | 2025 |
| PIETER DEBAERE IT SOLUTIONS Deinze | 2024 | €92,225 | €68,534 | €66,144 | €47,312 | 2025 |
| Cecomatic Gavere | 2024 | €106,981 | €95,604 | €58,310 | €44,906 | 2025 |
| LUPI CONSULTING Geraardsbergen | 2023 | €102,297 | €47,174 | €57,454 | €28,744 | 2025 |
| JODELA-IT Gent | 2024 | €91,742 | €52,007 | €67,296 | €42,007 | 2025 |
They were chosen from the 18,969 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 39,278 companies had the same profile as KamoNo has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
The bankruptcy probability of KamoNo itself is lower: < 0.1% within 12 months. It rests on far more data about KamoNo than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for KamoNo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €252 | €838 | ▲ 233% |
| Other operating charges640/8 | - | €88 | - |
| Gross operating margin9900 | €33,097 | €61,179 | ▲ 84.8% |
| Operating profit (loss)9901 | €32,845 | €60,252 | ▲ 83.4% |
| Financial charges65/66B | €62 | €50 | ▼ 20.1% |
| Recurring financial charges65 | €62 | €50 | ▼ 20.1% |
| Profit (loss) for the period before taxes9903 | €32,783 | €60,203 | ▲ 83.6% |
| Income taxes67/77 | €6,959 | €13,053 | ▲ 87.6% |
| Profit (loss) for the period9904 | €25,824 | €47,150 | ▲ 82.6% |
| Profit (loss) for the period to be appropriated9905 | €25,824 | €47,150 | ▲ 82.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €46,120 | €96,198 | ▲ 109% |
| Fixed assets21/28 | €1,586 | €3,821 | ▲ 141% |
| Tangible fixed assets22/27 | €1,586 | €3,821 | ▲ 141% |
| Furniture and vehicles24 | €1,586 | €3,821 | ▲ 141% |
| Current assets29/58 | €44,535 | €92,377 | ▲ 107% |
| Amounts receivable within one year40/41 | €9,340 | €12,170 | ▲ 30.3% |
| Trade receivables40 | €9,208 | €12,170 | ▲ 32.2% |
| Other amounts receivable41 | €133 | - | - |
| Cash at bank and in hand54/58 | €35,194 | €80,207 | ▲ 128% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €46,120 | €96,198 | ▲ 109% |
| Equity10/15 | €24,965 | €71,282 | ▲ 186% |
| Profit (loss) carried forward14 | €24,965 | €71,282 | ▲ 186% |
| Amounts payable17/49 | €21,155 | €24,916 | ▲ 17.8% |
| Amounts payable within one year42/48 | €21,155 | €24,916 | ▲ 17.8% |
| Trade debts44 | €3,847 | €666 | ▼ 82.7% |
| Suppliers440/4 | €3,847 | €666 | ▼ 82.7% |
| Taxes, remuneration and social security45 | €16,449 | €21,656 | ▲ 31.7% |
| Taxes450/3 | €13,625 | €21,132 | ▲ 55.1% |
| Remuneration and social security454/9 | €2,824 | €524 | ▼ 81.4% |
| Other amounts payable47/48 | €859 | €2,594 | ▲ 202% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €25,824 | €47,150 | ▲ 82.6% |
| + Depreciation and write-downs630 | €252 | €838 | ▲ 233% |
| Operating cash flow (approximation) | €26,076 | €47,988 | ▲ 84.0% |
| Investment in fixed assets (approximation) | - | -€3,074 | - |
| Change in cash | - | €45,013 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Owners and capital
Shareholders
- KAMOEN Nora Solange 100 shares (100%) · €2,000 in cash
Capital transactions
- 21-03-2024 Incorporation · €2,000 · 100 shares
Articles of association
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 21-03-2024 (in Dutch)
Network & group
KamoNo shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of KamoNo. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
21-03
Gazette deed
IncorporationAppointment: KAMOEN Nora Solange (director) · Founder · Founding capital7 points ▸
- Incorporation, “KamoNo” (deed in Dutch)
- Founder, KAMOEN Nora Solange
- Founding capital, €2,000
- Registered office clause, “Koffiedreef 17,9160 Eksaarde(Lokeren)”, 2 (deed in Dutch)
- Board rule, 1, 3
- Director appointment, KAMOEN Nora Solange (director)
- Other provision, “benoemingsverbod, geen verbodsbepaling verzet zich tegen aanstelling” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
KamoNo was incorporated on 19 March 2024 as a private limited company by one natural person, with a starting capital of €2,000.12 KAMOEN Nora Solange is director of the company, appointed in the act of 21-03-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 202538 activities
- Ontwerpen en programmeren van computerprogramma's
- Computerconsultancy-activiteiten
- Verlenen van advies aan de gebruikers over soorten computers(hardware)en hun configuratie en de toepassing van bijbehorende programmatuur(software)
- Overige diensten op het gebied van informatietechnologie en computer
- Beheer van computerfaciliteiten
- Webportalen
- Al dan niet permanent verwerken van gegevens met behulp van een eigen programma of een programma van de klant:-invoeren van gegevens-volledige verwerking van gegevens
- Gegevensverwerking,webhosting en aanverwante activiteiten
- Overige dienstverlenende activiteiten op het gebied van informatie,n.e.g.
- Samenstelling van databanken door samenbrengen en al dan niet interpreteren van bestaande gegevens uit verschillende bronnen:uurroosters,industriële catalogi,wetenschappelijke gegevens,enzovoorts
- Terbeschikking stellen van databank:leveren van gegevens voor gebruikers(individueel of in groep),in een bepaalde volgorde,door on-line terugzoeken of door toegankelijkheid van de gegevens
- Activiteiten van grafische designers
- Reclamebureaus
- Ontwerpen en voeren van reclame-en promotiecampagnes voor derden via de verschillende media
- Overige uitgeverijen van software
- Statistische analyses van de resultaten van het onderzoek
- Ontwerpen van publicitaire teksten en slogans(copywriters)
- Ontwerpen van publicitaire artikelen
- Activiteiten van fotografen,met uitzondering van persfotografen
- Overige diensten op het gebied van informatietechnologie
- Het vervoeren,vervaardigen,verkopen en van producten via internet,en het verrichten van alle overige bijbehorende commerciële activiteiten
- Het verstrekken van opleiding en organiseren van seminaries,workshops en/of symposia inzake voornoemde activiteiten
- Diverse administratieve activiteiten ten behoeve van kantoren
- Fotokopiëren,document voorbereiding en andere gespecialiseerde ondersteunende activiteiten ten behoeve van kantoren
- Overige zakelijke dienstverlening,n.e.g.
- Overige adviesbureaus op het gebied van bedrijfsbeheer;adviesbureaus op het gebied van bedrijfsvoering
- Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding,enzovoorts
- Detailhandel in allerlei producten via het internet(e-commerce)
- Berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning,organisatie,efficiëntie,enzovoorts
- Managementactiviteiten van holdings:tussenkomen in het dagelijks bestuur,vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal,enzovoorts
- Activiteiten van hoofdkantoren
- Handelsbemiddeling gespecialiseerd in andere goederen
- Bemiddeling bij de aankoop,verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
- Beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis
- Innen van de huur(residentiële gebouwen)
- Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis
- Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed,exclusief sociale woningen
- Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed,exclusief terreinen
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 46007B1410/00A000 | Flanders | 450 m² | 1 · 101 m² | 21.9 m · 6 |