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KAMO

Active
Private limited companyfounded 200421 yrs activeWaterloose Steenweg 550, 1050 Elsene, BelgiumKBO/BCE: BE 0869.849.082
Summary

The computed 12-month bankruptcy probability of KAMO is 1.9% (moderate). The 2025 annual accounts show equity of €374,807 and a net result of €91,814. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 68% of 13560 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability85▲+10
Solvency77▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 3.48 against 2.66 in 2024; short-term debt: 23.2% and cash: 26.4% of total assets), and 48.4% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 21 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
51.6%
Return on assets
12.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
19 d late
2024
31 d late
2023
58 d late
2022
59 d late
2021
24 d late
2020
4 d early
2019
88 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 39 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 November 2004, KAMO was incorporated.1 Revenue went from EUR 1 million in 2018 to EUR 622,449 in 2021 and headcount from 5.7 full-time equivalents in 2018 to 6.4 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2021 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€622,449▼ 3.5%
2020 · €645,267
EBIT margin
13.6%▲ 7.8pp
2020 · 5.9%
Net result
€91,814▲ 192%
2024 · €31,472
Working capital
€418,648▲ 18.6%
2024 · €352,890
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€622,449▼ 3.5%
Operating result€84,806▲ 124%€56,887▼ 32.9%€155,201▲ 173%€76,732▼ 50.6%€133,477▲ 74.0%
Net result€56,881above the sector's middle half▲ 156%€31,430above the sector's middle half▼ 44.7%€125,504above the sector's middle half▲ 299%€31,472within the sector's middle half▼ 74.9%€91,814above the sector's middle half▲ 192%
EBIT margin13.6%▲ 7.8pp
Equity€186,570above the sector's middle half▲ 43.6%€223,963above the sector's middle half▲ 20.0%€269,230above the sector's middle half▲ 20.2%€300,464above the sector's middle half▲ 11.6%€374,807above the sector's middle half▲ 24.7%
Total assets€251,022above the sector's middle half▲ 39.3%€397,430above the sector's middle half▲ 58.3%€435,491above the sector's middle half▲ 9.6%€593,473within the sector's middle half▲ 36.3%€726,396above the sector's middle half▲ 22.4%
Debt€64,452▲ 28.1%€173,467▲ 169%€166,262▼ 4.2%€293,010▲ 76.2%€351,589▲ 20.0%
Working capital€138,209▲ 203%€168,129▲ 21.6%€294,671▲ 75.3%€352,890▲ 19.8%€418,648▲ 18.6%
Solvency74.3%above the sector's middle half▲ 2.2pp56.4%within the sector's middle half▼ 18.0pp61.8%above the sector's middle half▲ 5.5pp50.6%above the sector's middle half▼ 11.2pp51.6%within the sector's middle half▲ 1.0pp
Staff (FTE)3.4▼ 34.6%4.75.2within the sector's middle half▲ 10.6%6.4▲ 23.1%
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2021: €84,806€84,806Net result 2021: €56,881€56,881Operating result 2022: €56,887€56,887Net result 2022: €31,430€31,430Operating result 2023: €155,201€155,201Net result 2023: €125,504€125,504Operating result 2024: €76,732€76,732Net result 2024: €31,472€31,472Operating result 2025: €133,477€133,477Net result 2025: €91,814€91,81420212022202320242025€0€50,000€100,000€150,000Operating result 2023: €155,201€155,000Net result 2023: €125,504€126,000Operating result 2024: €76,732€76,700Net result 2024: €31,472€31,500Operating result 2025: €133,477€133,000Net result 2025: €91,814€91,800202320242025
The operating result recovers in 2025; 2025 is 74% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €726,396
Fixed assets €139,164 ▲ 405%
Current assets €587,232 ▲ 3.8%
Equity and liabilities €726,396
Equity €374,807 ▲ 24.7%
Debt €351,589 ▲ 20.0%
Debt's share of the balance-sheet total falls from 49.4% to 48.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€150,147▲
2024 · €86,625
Cash flow
€108,484▲
2024 · €41,365
Current ratio
3.48▲
2024 · 2.66
Quick ratio
3.28▲
2024 · 2.45
Debt to equity
0.94▼
2024 · 0.98
ROE
24.5%▲
2024 · 10.5%
ROA
12.6%▲
2024 · 5.3%
Interest coverage
11.74▲
2024 · 7.83
Debt ≤ 1 year
€168,584▼
2024 · €213,010
Debt > 1 year
€183,005▲
2024 · €80,000
Income taxes
€36,264▲
2024 · €14,639
Staff costs
€209,183▲
2024 · €208,543
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet Code20242025
Assets
Total assets20/58€593,473€726,396▲
Fixed assets21/28€27,574€139,164▲
Tangible fixed assets22/27€25,117€136,707▲
Plant, machinery and equipment23€4,510€2,351▼
Furniture and vehicles24€6,455€3,485▼
Other tangible fixed assets26€14,152€130,871▲
Financial fixed assets28€2,457€2,457=
Current assets29/58€565,900€587,232▲
Amounts receivable after more than one year29-€276,830
Other amounts receivable291-€276,830
Stocks and contracts in progress3€43,181€34,111▼
Stocks30/36€43,181€34,111▼
Amounts receivable within one year40/41€120,233€71,298▼
Trade receivables40€120,233€71,298▼
Cash at bank and in hand54/58€387,614€191,500▼
Deferred charges and accrued income490/1€14,872€13,494▼
Equity and liabilities
Total equity and liabilities10/49€593,473€726,396▲
Equity10/15€300,464€374,807▲
Contributions10/11€18,600€18,600=
Reserves13€193,384€225,913▲
Distributable reserves133€193,384€225,913▲
Profit (loss) carried forward14€88,480€130,294▲
Amounts payable17/49€293,010€351,589▲
Amounts payable after more than one year17€80,000€183,005▲
Financial debts170/4-€103,005
Other amounts payable178/9€80,000€80,000=
Amounts payable within one year42/48€213,010€168,584▼
Current portion of amounts payable after more than one year42-€28,539
Trade debts44€155,353€67,724▼
Suppliers440/4€155,353€67,724▼
Taxes, remuneration and social security45€48,831€72,322▲
Taxes450/3€26,872€49,359▲
Remuneration and social security454/9€21,959€22,963▲
Other amounts payable47/48€8,826-
Income statement Code20242025
Remuneration, social security and pensions62€208,543€209,183▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,893€16,670▲
Other operating charges640/8€6,551€5,725▼
Gross operating margin9900€301,719€365,056▲
Operating profit (loss)9901€76,732€133,477▲
Financial income75/76B€442€7,387▲
Recurring financial income75€442€7,387▲
Financial charges65/66B€31,063€12,786▼
Recurring financial charges65€11,063€12,786▲
Non-recurring financial charges66B€20,000-
Profit (loss) for the period before taxes9903€46,110€128,078▲
Income taxes67/77€14,639€36,264▲
Profit (loss) for the period9904€31,472€91,814▲
Profit (loss) for the period to be appropriated9905€31,472€91,814▲
Appropriation of the result
Profit (loss) to be appropriated9906€108,480€180,294▲
Profit (loss) brought forward from the previous period14P€77,009€88,480▲
Transfer from equity791/2-€17,471
Transfer to equity691/2€20,000€50,000▲
To other reserves6921€20,000€50,000▲
Profit to be distributed694/7-€17,471
Return on contributions (dividend)694-€17,471
Social balance
Average headcount (FTE)90875.2-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€622,449-----
Non-recurring operating income76A-€2,066----
Goods, raw materials, services and sundry goods60/61€465,014-----
Remuneration, social security and pensions62€56,323€85,323€128,670€208,543€209,183▲ 0.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,960€16,402€19,897€9,893€16,670▲ 68.5%
Other operating charges640/8€347€1,455€5,128€6,551€5,725▼ 12.6%
Gross operating margin9900€157,436€160,068€308,896€301,719€365,056▲ 21.0%
Operating profit (loss)9901€84,806€56,887€155,201€76,732€133,477▲ 74.0%
Financial income75/76B€296€456€276€442€7,387▲ 1,572%
Recurring financial income75€296€456€276€442€7,387▲ 1,572%
Financial charges65/66B€5,339€12,939€10,479€31,063€12,786▼ 58.8%
Recurring financial charges65€5,339€12,939€10,479€11,063€12,786▲ 15.6%
Non-recurring financial charges66B---€20,000--
Profit (loss) for the period before taxes9903€79,763€44,404€144,998€46,110€128,078▲ 178%
Income taxes67/77€22,882€12,974€19,494€14,639€36,264▲ 148%
Profit (loss) for the period9904€56,881€31,430€125,504€31,472€91,814▲ 192%
Transfer from tax-exempt reserves789€3,315€3,315€3,315---
Profit (loss) for the period to be appropriated9905€60,196€34,744€128,819€31,472€91,814▲ 192%
Line20212022202320242025Change
Assets
Total assets20/58€251,022€397,430€435,491€593,473€726,396▲ 22.4%
Fixed assets21/28€48,361€55,834€54,559€27,574€139,164▲ 405%
Tangible fixed assets22/27€26,144€33,497€32,102€25,117€136,707▲ 444%
Plant, machinery and equipment23€1,483€3,133€3,993€4,510€2,351▼ 47.9%
Furniture and vehicles24-€8,589€11,936€6,455€3,485▼ 46.0%
Other tangible fixed assets26€24,661€21,775€16,174€14,152€130,871▲ 825%
Financial fixed assets28€22,217€22,337€22,457€2,457€2,457=
Current assets29/58€202,661€341,596€380,933€565,900€587,232▲ 3.8%
Amounts receivable after more than one year29----€276,830-
Other amounts receivable291----€276,830-
Stocks and contracts in progress3€3,500€31,450€33,703€43,181€34,111▼ 21.0%
Stocks30/36€3,500€31,450€33,703€43,181€34,111▼ 21.0%
Amounts receivable within one year40/41€21,085€41,062€10,813€120,233€71,298▼ 40.7%
Trade receivables40€1,953€41,062€10,813€120,233€71,298▼ 40.7%
Other amounts receivable41€19,132-----
Cash at bank and in hand54/58€176,447€267,460€320,627€387,614€191,500▼ 50.6%
Deferred charges and accrued income490/1€1,629€1,624€15,789€14,872€13,494▼ 9.3%
Equity and liabilities
Total equity and liabilities10/49€251,022€397,430€435,491€593,473€726,396▲ 22.4%
Equity10/15€186,570€223,963€269,230€300,464€374,807▲ 24.7%
Contributions10/11€12,400€18,600€18,600€18,600€18,600=
Capital10€12,400€18,600----
Issued capital100€18,600€18,600----
Uncalled capital101€6,200-----
Outside capital11--€18,600---
Share premium1100/10--€18,600---
Reserves13€111,713€136,698€173,384€193,384€225,913▲ 16.8%
Non-distributable reserves130/1€1,860€1,860----
Legal reserve130€1,860€1,860----
Tax-exempt reserves132€6,629€3,315----
Distributable reserves133€103,224€131,524€173,384€193,384€225,913▲ 16.8%
Profit (loss) carried forward14€61,745€68,190€77,009€88,480€130,294▲ 47.3%
Investment grants15€712€475€237---
Amounts payable17/49€64,452€173,467€166,262€293,010€351,589▲ 20.0%
Amounts payable after more than one year17--€80,000€80,000€183,005▲ 129%
Financial debts170/4----€103,005-
Other amounts payable178/9--€80,000€80,000€80,000=
Amounts payable within one year42/48€64,452€173,467€86,262€213,010€168,584▼ 20.9%
Current portion of amounts payable after more than one year42€3,334€3,282--€28,539-
Trade debts44€9,751€105,264€29,382€155,353€67,724▼ 56.4%
Suppliers440/4€9,751€105,264€29,382€155,353€67,724▼ 56.4%
Taxes, remuneration and social security45€46,967€46,302€42,221€48,831€72,322▲ 48.1%
Taxes450/3€43,010€39,633€34,360€26,872€49,359▲ 83.7%
Remuneration and social security454/9€3,957€6,668€7,861€21,959€22,963▲ 4.6%
Other amounts payable47/48€4,400€18,620€14,659€8,826--
Line20212022202320242025Change
Profit (loss) for the period9904€56,881€31,430€125,504€31,472€91,814▲ 192%
+ Depreciation and write-downs630€15,960€16,402€19,897€9,893€16,670▲ 68.5%
Operating cash flow (approximation)€72,841€47,832€145,401€41,365€108,484▲ 162%
Investment in fixed assets (approximation)--€23,875-€18,622€17,092-€128,260▼ 850%
Change in cash-€91,013€53,167€66,987-€196,114▼ 393%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
27-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
31-12
Financial Highest result since 2018net €125,504 ▲299%
Operating result €155,201, net result €125,504, both a record.
31-12
Financial Liquidity doublescurrent ratio 4.42
Current ratio from 1.97 to 4.42; short-term debt falls from €173,467 to €86,262.
28-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial Equity above €200,000Eq €223,963 ▲20%
5 profitable years in a row build equity to €223,963.
24-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial Equity above €150,000Eq €186,570 ▲43.6%
4 profitable years in a row build equity to €186,570.
27-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
27-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 88 days late
2019
31-12
Financial Equity above €100,000Eq €107,921 ▲14.8%
2 profitable years in a row build equity to €107,921.
Show earlier events
26-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
15-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
05-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
358 m²
Building footprint
256 m²
Volume, LiDAR
6,122 m³
Parcel 21447B0288/00Z003, Brussels · tallest building 28.4 m, ±8 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
Japanese Modern Restaurant Kamo
Waterloose Steenweg 550, 1050 ElseneNACE 55301
since 20062.157.260.105
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21447B0288/00Z003 Brussels 358 m² 1 · 256 m² 28.4 m · 8 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Elsene2.157.260.105
1 permission
Toelating · Eetgelegenheid · since 22-06-2010

Similar companies · same sector, comparable size

Of 20,505 companies in sector 56111 we hold annual accounts for 11,454. 7,090 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-11-2004
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
Contact
Phone +32 2 648 78 48Elsene
E-invoicing
Reachable via Peppol
Peppol ID 0208:0869849082
Also 9925:BE0869849082
Registered 18-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.