KAMO
ActiveKAMO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €420k and a net result of €-982. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 95% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+2
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
short-term debt: 0.9% and cash: 85.5% of total assets, and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.1%
Return on assets
-0.2%
Age of the figures
18 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 13-11-2025, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
7 d early
2023
25 d early
2022
103 d early
2021
33 d early
2020
13 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€420k▼ 0.2%
2024 · €421k
2019: €431k
2020: €428k
2021: €425k
2022: €425k
2023: €424k
2024: €421k
2019 → 2025
Total assets
€424k▼ 0.2%
2024 · €425k
2019: €507k
2020: €504k
2021: €432k
2022: €428k
2023: €428k
2024: €425k
2019 → 2025
Net result
€-982▲ 73.5%
2024 · €-4k
2019: €-4k
2020: €-3k
2021: €-3k
2022: €-222
2023: €-185
2024: €-4k
2019 → 2025
Working capital
€420k▼ 0.2%
2024 · €421k
2019: €433k
2020: €431k
2021: €429k
2022: €425k
2023: €424k
2024: €421k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€425k-€425k▼ 0.1%€424k=€421k▼ 0.9%€420k▼ 0.2%
Operating result€-3k-€-1k▲ 60.4%€-1k▲ 3.4%€-5k▼ 378%€-3k▲ 44.1%
Net result€-3k-€-222▲ 93.0%€-185▲ 16.4%€-4k▼ 1,899%€-982▲ 73.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €424k
Fixed assets
€1=
Current assets
€424k▼ 0.2%
Equity and liabilities €424k
Equity
€420k▼ 0.2%
Debt
€4k▲ 0.4%
The debt ratio stays at 0.9%.
Key figures and ratios
Solvency
99.1%=
2024 · 99.1%
Debt / equity
0.01▲
2024 · 0.01
ROE
-0.2%▲
2024 · -0.9%
ROA
-0.2%▲
2024 · -0.9%
Debt
€4k▲
2024 · €4k
Debt ≤ 1 year
€4k▼
2024 · €4k
A ratio outside any meaningful range has been withheld (balance sheet total €424k, equity €420k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€425k€424k▼
Fixed assets21/28€1€1=
Financial fixed assets28€1€1=
Current assets29/58€425k€424k▼
Amounts receivable within one year40/41€60k€60k▼
Other amounts receivable41€60k€60k▼
Current investments50/53€82k€0▼
Cash at bank and in hand54/58€281k€362k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€425k€424k▼
Equity10/15€421k€420k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€413k€412k▼
Amounts payable17/49€4k€4k▲
Amounts payable within one year42/48€4k€4k▼
Trade debts44€197€145▼
Suppliers440/4€197€145▼
Other amounts payable47/48€4k€4k=
Accrued charges and deferred income492/3-€66
Income statement
Code20242025
Other operating charges640/8€581€644▲
Gross operating margin9900€-4k€-2k▲
Operating profit (loss)9901€-5k€-3k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€211€214▲
Recurring financial charges65€211€214▲
Profit (loss) for the period before taxes9903€-4k€-982▲
Profit (loss) for the period9904€-4k€-982▲
Profit (loss) for the period to be appropriated9905€-4k€-982▲
Appropriation of the result
Profit (loss) to be appropriated9906€413k€412k▼
Profit (loss) brought forward from the previous period14P€416k€413k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
13-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Liquidity times 17current ratio 118.06
Current ratio from 6.87 to 118.06; short-term debt falls from €73k to €4k.
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 13 days late
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Europalaan 173900 PeltGround area
2.6 ha
Building footprint
9.1 ha
Parcel 72502E0102/00H144, Flanders. Linked by address, not a title deed.
1 establishment unit
Europalaan 17, 3900 Pelt
since 20012.101.132.638
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72502E0102/00H144 | Flanders | 2.6 ha | 1 · 9.1 ha | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VENI Financial Services
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JOMINKA
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CoopHub.EU
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 36,013 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2000
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.