KAMINO
ActiveKAMINO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €205k and a net result of €46k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 85% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 7.96 against 7.53 in 2023; short-term debt: 12.4% and cash: 89.3% of total assets), and 12.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
40 d early
2022
3 d early
2021
34 d early
2020
15 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€205k▲ 28.6%
2023 · €159k
2018: €124k
2019: €138k
2020: €169k
2021: €185k
2022: €123k
2023: €159k
2018 → 2024
Total assets
€234k▲ 27.7%
2023 · €183k
2018: €137k
2019: €150k
2020: €185k
2021: €210k
2022: €228k
2023: €183k
2018 → 2024
Net result
€46k▲ 24.2%
2023 · €37k
2018: €24k
2019: €8k
2020: €31k
2021: €16k
2022: €32k
2023: €37k
2018 → 2024
Working capital
€202k▲ 29.8%
2023 · €156k
2018: €120k
2019: €132k
2020: €163k
2021: €179k
2022: €118k
2023: €156k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€169k-€185k▲ 9.6%€123k▼ 33.7%€159k▲ 29.9%€205k▲ 28.6%
Operating result€45k-€24k▼ 47.9%€46k▲ 96.1%€52k▲ 13.2%€59k▲ 12.6%
Net result€31k-€16k▼ 47.4%€32k▲ 99.6%€37k▲ 13.3%€46k▲ 24.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 13% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €234k
Fixed assets
€3k▼ 18.9%
Current assets
€231k▲ 28.7%
Equity and liabilities €234k
Equity
€205k▲ 28.6%
Debt
€29k▲ 21.8%
The debt ratio falls from 13.0% to 12.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€61k▲
2023 · €56k
Cash flow
€48k▲
2023 · €40k
Solvency
87.6%▲
2023 · 87.0%
Current ratio
7.96▲
2023 · 7.53
Quick ratio
7.96▲
2023 · 7.53
Debt / equity
0.14▼
2023 · 0.15
ROE
22.2%▼
2023 · 23.0%
ROA
19.5%▼
2023 · 20.0%
Interest coverage
229.40▲
2023 · 204.36
Debt
€29k▲
2023 · €24k
Debt ≤ 1 year
€29k▲
2023 · €24k
Income taxes
€13k▼
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€183k€234k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€180k€231k▲
Amounts receivable within one year40/41€17k€19k▲
Trade receivables40€17k€19k▲
Current investments50/53€1k€1k=
Cash at bank and in hand54/58€159k€209k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€183k€234k▲
Equity10/15€159k€205k▲
Contributions10/11€19k€19k=
Reserves13€141k€187k▲
Distributable reserves133€141k€187k▲
Amounts payable17/49€24k€29k▲
Amounts payable within one year42/48€24k€29k▲
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€13k€14k▲
Other amounts payable47/48€8k€8k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€988€904▼
Gross operating margin9900€57k€62k▲
Operating profit (loss)9901€52k€59k▲
Financial income75/76B-€97
Recurring financial income75-€97
Financial charges65/66B€273€268▼
Recurring financial charges65€273€268▼
Profit (loss) for the period before taxes9903€52k€59k▲
Income taxes67/77€15k€13k▼
Profit (loss) for the period9904€37k€46k▲
Profit (loss) for the period to be appropriated9905€37k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€46k▲
Transfer to equity691/2€37k€46k▲
To other reserves6921€37k€46k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €46k ▲24.2%
Operating result €59k, net result €46k, both a record.
31-12
Financial
Equity above €200kEq €205k ▲28.6%
7 profitable years in a row build equity to €205k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 7.53
Current ratio from 2.13 to 7.53; short-term debt falls from €104k to €24k.
31-12
Financial
Equity above €150kEq €159k ▲29.9%
6 profitable years in a row build equity to €159k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €169k ▲22.4%
3 profitable years in a row build equity to €169k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €8k ▼68%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
18-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Perrestraat(OPV) 83360 BierbeekGround area
1,271 m²
Building footprint
188 m²
Volume, LiDAR
995 m³
Parcel 24713D0083/00K000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KAMINO
since 20142.233.846.652
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24713D0083/00K000 | Flanders | 1,271 m² | 1 · 188 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 240 EUR awarded · 240 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 45 EUR | 45 EUR |
| 2023 | 1 | 60 EUR | 60 EUR |
| 2022 | 1 | 135 EUR | 135 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
GROEN-PLANNING
BE 0463.626.544
Wuustwezel · Eq €205k
SOHICI
BE 0841.394.529
Sint-Pieters-Woluwe · Eq €205k
DTMC
BE 0472.845.108
Nivelles · Eq €205k
VDS MGMT
BE 0783.670.423
Aalst · Eq €205k
GLIMO
BE 0467.374.605
Heers · Eq €205k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 39,793 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-07-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.