KAMELEIN
ActiveKAMELEIN has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €15k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 42% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+13
Solvency68▲+8
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 0.6 in 2024; short-term debt: 57% and cash: 38.6% of total assets), and 57% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43%
Return on assets
22.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
133 d early
2024
77 d early
2023
27 d early
2022
60 d early
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€15k▲ 67.3%
2024 · €9k
2021: €6k
2022: €11k
2023: €7k
2024: €9k
2021 → 2025
Working capital
€10k
2024 · €-17k
2021: €-6k
2022: €4k
2023: €-12k
2024: €-17k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€21k▲ 101%€22k▲ 2.6%€25k▲ 13.2%€27k▲ 11.7%
Operating result€9k-€16k▲ 71.7%€14k▼ 14.4%€16k▲ 18.9%€18k▲ 10.7%
Net result€6k-€11k▲ 91.5%€7k▼ 36.2%€9k▲ 28.7%€15k▲ 67.3%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€17k▼ 61.6%
Current assets
€46k▲ 79.3%
Equity and liabilities €64k
Equity
€27k▲ 11.7%
Debt
€36k▼ 22.0%
The debt ratio falls from 65.5% to 57.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▼
2024 · €26k
Cash flow
€20k▲
2024 · €18k
Solvency
43.0%▲
2024 · 34.5%
Current ratio
1.28▲
2024 · 0.60
Quick ratio
1.28▲
2024 · 0.60
Debt / equity
1.32▼
2024 · 1.89
ROE
53.2%▲
2024 · 35.5%
ROA
22.9%▲
2024 · 12.3%
Interest coverage
32.56▲
2024 · 19.96
Debt
€36k▼
2024 · €47k
Debt ≤ 1 year
€36k▼
2024 · €43k
Income taxes
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€64k▼
Fixed assets21/28€45k€17k▼
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€9k€2k▼
Plant, machinery and equipment23€104-
Furniture and vehicles24€9k€2k▼
Financial fixed assets28€32k€12k▼
Current assets29/58€26k€46k▲
Amounts receivable within one year40/41€20k€14k▼
Trade receivables40€20k€13k▼
Other amounts receivable41€13€1k▲
Cash at bank and in hand54/58€5k€25k▲
Deferred charges and accrued income490/1€89€7k▲
Equity and liabilities
Total equity and liabilities10/49€71k€64k▼
Equity10/15€25k€27k▲
Contributions10/11€5k€5k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€12k€14k▲
Amounts payable17/49€47k€36k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€43k€36k▼
Current portion of amounts payable after more than one year42€14k€3k▼
Trade debts44€9k€7k▼
Suppliers440/4€9k€7k▼
Taxes, remuneration and social security45€15k€15k▲
Taxes450/3€15k€15k▲
Other amounts payable47/48€5k€11k▲
Accrued charges and deferred income492/3€12-
Income statement
Code20242025
Non-recurring operating income76A-€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€6k▼
Other operating charges640/8€223€660▲
Non-recurring operating charges66A-€8k
Gross operating margin9900€26k€32k▲
Operating profit (loss)9901€16k€18k▲
Financial income75/76B€15€2k▲
Recurring financial income75€15€2k▲
Non-recurring financial income76B-€2k
Financial charges65/66B€1k€729▼
Recurring financial charges65€1k€729▼
Profit (loss) for the period before taxes9903€15k€20k▲
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€9k€15k▲
Profit (loss) for the period to be appropriated9905€9k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€26k▲
Profit (loss) brought forward from the previous period14P€9k€12k▲
Profit to be distributed694/7€6k€12k▲
Return on contributions (dividend)694€6k€12k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2021net €15k ▲67.3%
Operating result €18k, net result €15k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.28
Current ratio from 0.60 to 1.28; short-term debt falls from €43k to €36k.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Paily 74130 EsneuxGround area
673 m²
Building footprint
146 m²
Volume, LiDAR
585 m³
Parcel 62032E0244/00B000, Wallonia · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KAMELEIN
since 20212.313.066.453
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62032E0244/00B000 | Wallonia | 673 m² | 1 · 146 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Lancris
BE 1018.351.728
Lokeren · Eq €28k
JVC CONSULT
BE 0743.648.421
Sint-Truiden · Eq €27k
BIMMER
BE 0740.968.152
Tienen · Eq €28k
Exito
BE 0697.957.857
Hasselt · Eq €27k
KEMPEA
BE 1017.240.780
Braine-l'Alleud · Eq €27k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 33,719 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.