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KAMD

Active
Private limited companyfounded 2006active for 20 yearsRue Cochetay 4, 4140 Sprimont, BelgiumKBO/BCE: BE 0880.516.411
Summary

The computed 12-month bankruptcy probability of KAMD is 1.9% (moderate). The 2025 annual accounts show equity of €265,069 and a net result of -€2,280. Equity is growing by about 3.5% per year across the filed financial years. Its solvency ranks better than 65% of 163 sector peers (NACE 53, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other postal and courier activities
NACE 53200Pet care services, excluding veterinary services NACE 96993
6th largest company by equity in the province of Liège, Postal and courier sector2 sites
Size
€574,789total assets 2025
Staff
10.8 FTE
Equity
€265,069
Loss
-€2,280
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Structure
Accounts filed 53 days late0 of 4 deeds read
Why 54raises riskLatest accounts 53 days late; 2 of the last 3 lateSize: 10.8 FTE, total assets €574,789Sector: Postal and courier activities (NACE 53)lowers riskFounded in 2006Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 41% of its sector peers (NACE 53, small)
Financial strength · tick = 2024
Average
Solvency 71+5
equity 46.1% of total assets
Liquidity 28-2
short-term debt 50.6% · cash 2.8%
Profitability 68-3
return on assets -0.4%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (58 companies, NACE 53, small)
Last 24 months 11-2024: 1.3%lowest value 12-2024: 1.3%● unchanged vs 11-2024lowest value 01-2025: 1.3%● unchanged vs 12-2024lowest value 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.4%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.8%▲ +0.4 percentage points vs 06-2025 08-2025: 2.8%▲ +1.0 percentage point vs 07-2025 09-2025: 3.3%▲ +0.5 percentage points vs 08-2025highest value 10-2025: 1.6%▼ -1.7 percentage points vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.5%▼ -0.1 percentage points vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.6%▲ +0.1 percentage points vs 06-2026 08-2026: 2.5%▲ +0.9 percentage points vs 07-2026 09-2026: 2.8%▲ +0.3 percentage points vs 08-2026 10-2026: 1.9%▼ -0.9 percentage points vs 09-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.75, compared with 0.65 in 2024, below 1; short-term debt: 50.6% and cash: 2.8% of total assets), and 53.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, small): better than 75% on solvency, 34% on liquidity, 34% on profitability and 22% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Latest accounts 53 days late; 2 of the last 3 late
NBB · filings
raises risk · Size: 10.8 FTE, total assets €574,789
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Postal and courier activities (NACE 53)
KBO
lowers risk · Founded in 2006
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
53 days late
2024
33 days late
2023
29 days late
2022
24 days late
2021
18 days late
2020
18 days early
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days after the deadline; the sector median (NACE 53) for financial year 2024 is 13 days after the deadline, and 56% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Back to profitnet €11,168

Key points

  • Positive: 6th largest company by equity in the province of Liège, Postal and…in the Checked rankings No. 6 View
  • Total assets 20256 financial years filed €574,789 View
  • Active since 2006founded 05-04-2006 20 years View

By topic

Financials

Financial year
2025
Total assets
€574,789
Loss
-€2,280
Solvency
46.1%
Total assets▼ 12.2%
Net result
20182025
Go to Financials

Timeline

Events
23
Since
2008
Next accounts
by 31-07-2027
  1. 29-08-2024Annual accounts filed
  2. 24-08-2023Annual accounts filed
  3. 31-12-2022Back to profit
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Other postal and courier activitiesNACE 53200
Founded
05-04-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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