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KAMAPI 2

Active
Private limited company (pre-2019)founded 199828 yrs activePlace Gendebien(MLT) 2, 6120 Ham-sur-Heure-Nalinnes, BelgiumKBO/BCE: BE 0463.912.396
Summary

The computed 12-month bankruptcy probability of KAMAPI 2 is 4.1% (elevated). For KAMAPI 2, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€21,640) and a net result of €45,574. Equity is shrinking by ~2.6% per year across the filed fiscal years. The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability-
Solvency-
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 28 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2024 close31-07-2025 deadline28-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-08-2024, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
30 d late
2022
77 d early
2021
5 d late
2020
82 d early
2019
45 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 16 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

KAMAPI 2 was incorporated on 28 July 1998.1 Total assets fell from EUR 23,911 in 2018 to EUR 7,707 in 2022 and headcount from 1.3 full-time equivalents in 2018 to 0.8 in 2021.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2021 and 2022

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Financials · fiscal year 2023, micro schema

Equity
-€21,640▲ 67.8%
2022 · -€67,214
Total assets
€7,707▼ 33.9%
2021 · €11,661
Net result
€45,574
2022 · -€6,354
Working capital
-€45,907▼ 5.9%
2021 · -€43,341
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20192020202120222023
Operating result-€4,292▲ 76.6%€1,507-€4,015-€6,309▼ 57.1%€45,589
Net result-€4,434▲ 76.1%€1,470-€3,992-€6,354▼ 59.2%€45,574
Equity-€58,337▼ 8.2%-€56,867▲ 2.5%-€60,859▼ 7.0%-€67,214▼ 10.4%-€21,640▲ 67.8%
Total assets€20,899▼ 12.6%€27,233▲ 30.3%€11,661▼ 57.2%€7,707▼ 33.9%
Debt€79,237▲ 1.8%€84,100▲ 6.1%€72,521▼ 13.8%€74,920▲ 3.3%€21,640▼ 71.1%
Working capital-€46,836▼ 2.6%-€42,097▲ 10.1%-€43,341▼ 3.0%-€45,907▼ 5.9%
Staff (FTE)1.7▲ 30.8%0.8▼ 52.9%0.8=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2019: -€4,292-€4,292Net result 2019: -€4,434-€4,434Operating result 2020: €1,507€1,507Net result 2020: €1,470€1,470Operating result 2021: -€4,015-€4,015Net result 2021: -€3,992-€3,992Operating result 2022: -€6,309-€6,309Net result 2022: -€6,354-€6,354Operating result 2023: €45,589€45,589Net result 2023: €45,574€45,57420192020202120222023-€20,000€0€20,000€40,000Operating result 2021: -€4,015-€4,020Net result 2021: -€3,992-€3,990Operating result 2022: -€6,309-€6,310Net result 2022: -€6,354-€6,350Operating result 2023: €45,589€45,600Net result 2023: €45,574€45,600202120222023
The operating result returns to profit in 2023: €45,589 after a loss of €6,309 in 2022, the highest result in the available series.
Key figures and ratios
2023 value · change against 2022
Debt to equity
-1.00▲
2022 · -1.11
Debt ≤ 1 year
€21,640▼
2022 · €53,394
Staff costs
€23,580▼
2022 · €24,623
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 43 lines
Balance sheet Code20222023
Assets
Total assets20/58€7,707-
Fixed assets21/28€220-
Financial fixed assets28€220-
Current assets29/58€7,487-
Amounts receivable within one year40/41€4,124-
Trade receivables40€4,093-
Other amounts receivable41€32-
Cash at bank and in hand54/58€2,921-
Deferred charges and accrued income490/1€441-
Equity and liabilities
Total equity and liabilities10/49€7,707-
Equity10/15-€67,214-€21,640▲
Contributions10/11€18,592€18,592=
Capital10€18,592€18,592=
Issued capital100€18,592€18,592=
Reserves13€74€74=
Non-distributable reserves130/1€74€74=
Legal reserve130€74€74=
Profit (loss) carried forward14-€85,879-€40,305▲
Amounts payable17/49€74,920€21,640▼
Amounts payable within one year42/48€53,394€21,640▼
Current portion of amounts payable after more than one year42€24,966-
Trade debts44€1,356-
Suppliers440/4€1,356-
Taxes, remuneration and social security45€2,546-
Taxes450/3€539-
Remuneration and social security454/9€2,007-
Other amounts payable47/48€24,525€21,640▼
Accrued charges and deferred income492/3€21,527-
Income statement Code20222023
Non-recurring operating income76A-€52,737
Remuneration, social security and pensions62€24,623€23,580▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,268-
Other operating charges640/8€348€168▼
Gross operating margin9900€21,930€69,337▲
Operating profit (loss)9901-€6,309€45,589▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€45€15▼
Recurring financial charges65€45€15▼
Profit (loss) for the period before taxes9903-€6,354€45,574▲
Profit (loss) for the period9904-€6,354€45,574▲
Profit (loss) for the period to be appropriated9905-€6,354€45,574▲
Appropriation of the result
Profit (loss) to be appropriated9906-€85,879-€40,305▲
Profit (loss) brought forward from the previous period14P-€79,525-€85,879▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120222023Change
Non-recurring operating income76A----€52,737-
Remuneration, social security and pensions62--€32,745€24,623€23,580▼ 4.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,268€3,268€3,268€3,268--
Other operating charges640/8--€657€348€168▼ 51.7%
Gross operating margin9900€38,414€28,442€32,655€21,930€69,337▲ 216%
Operating profit (loss)9901-€4,292€1,507-€4,015-€6,309€45,589▲ 823%
Financial income75/76B----€0-
Recurring financial income75-€3--€0-
Financial charges65/66B--€2€45€15▼ 67.4%
Recurring financial charges65€142€39€2€45€15▼ 67.4%
Profit (loss) for the period before taxes9903-€4,434€1,470-€4,017-€6,354€45,574▲ 817%
Income taxes67/77---€25---
Profit (loss) for the period9904-€4,434€1,470-€3,992-€6,354€45,574▲ 817%
Profit (loss) for the period to be appropriated9905-€4,434€1,470-€3,992-€6,354€45,574▲ 817%
Line20192020202120222023Change
Assets
Total assets20/58€20,899€27,233€11,661€7,707--
Fixed assets21/28€10,025€6,757€3,488€220--
Tangible fixed assets22/27€9,805€6,537€3,268---
Other tangible fixed assets26--€3,268---
Financial fixed assets28€220€220€220€220--
Current assets29/58€10,874€20,476€8,173€7,487--
Amounts receivable within one year40/41€4,498€3,106€3,638€4,124--
Trade receivables40--€3,607€4,093--
Other amounts receivable41--€32€32--
Cash at bank and in hand54/58€6,376€16,955€4,142€2,921--
Deferred charges and accrued income490/1--€393€441--
Equity and liabilities
Total equity and liabilities10/49€20,899€27,233€11,661€7,707--
Equity10/15-€58,337-€56,867-€60,859-€67,214-€21,640▲ 67.8%
Contributions10/11€18,592€18,592€18,592€18,592€18,592=
Capital10--€18,592€18,592€18,592=
Issued capital100--€18,592€18,592€18,592=
Reserves13-€74€74€74€74=
Non-distributable reserves130/1--€74€74€74=
Legal reserve130--€74€74€74=
Profit (loss) carried forward14-€76,929-€75,533-€79,525-€85,879-€40,305▲ 53.1%
Amounts payable17/49€79,237€84,100€72,521€74,920€21,640▼ 71.1%
Amounts payable within one year42/48€57,710€62,573€51,514€53,394€21,640▼ 59.5%
Current portion of amounts payable after more than one year42--€24,966€24,966--
Trade debts44€242€9,591-€1,356--
Suppliers440/4---€1,356--
Taxes, remuneration and social security45--€2,023€2,546--
Taxes450/3--€729€539--
Remuneration and social security454/9--€1,294€2,007--
Other amounts payable47/48--€24,525€24,525€21,640▼ 11.8%
Accrued charges and deferred income492/3--€21,006€21,527--
Line20192020202120222023Change
Profit (loss) for the period9904-€4,434€1,470-€3,992-€6,354€45,574▲ 817%
+ Depreciation and write-downs630€3,268€3,268€3,268€3,268--
Operating cash flow (approximation)-€1,166€4,739-€724-€3,086€45,574▲ 1,577%
Investment in fixed assets (approximation)-€0€0€0--
Change in cash-€10,579-€12,813-€1,220--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Back to profitnet €45,574
Net result €45,574 after 2 loss-making years.
15-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
05-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
10-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €1,470
Net result €1,470 after 2 loss-making years.
14-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
04-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
04-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 35 days late
2017
12-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 43 days late
2016
18-10
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 79 days late
2015
28-08
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 1998
seat establishment The establishment unit on the map
Ground area
748 m²
Building footprint
237 m²
Volume, LiDAR
4,125 m³
2 parcels, Wallonia · tallest building 23.3 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
I CODE
Rue de Dampremy 48, 6000 CharleroiWholesale of household textiles and bedding
since 19982.088.446.820
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56048B0528/00F000 Wallonia 561 m² 1 · 79 m² 11.8 m · 3 fl.
52011C0157/00R000 Wallonia 186 m² 1 · 158 m² 23.3 m · 7 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded28-07-1998
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.