KAMALI
ActiveThe computed 12-month bankruptcy probability of KAMALI is 3.6% (moderate). The 2024 annual accounts show equity of €48k and a net result of €7k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 18942 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability52▲+18
Solvency70▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.42 against 2.55 in 2023; short-term debt: 35.2% and cash: 10.5% of total assets), but 55.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
44.8%
Return on assets
6.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-07-2025, 4 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
4 d early
2023
47 d late
2022
on the day
2021
31 d early
2020
38 d early
2019
45 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€48k▲ 18.2%
2023 · €41k
2019: €19k
2020: €37k
2021: €39k
2022: €40k
2023: €41k
2019 → 2024
Total assets
€108k▼ 0.9%
2023 · €109k
2019: €40k
2020: €50k
2021: €52k
2022: €82k
2023: €109k
2019 → 2024
Net result
€7k▲ 719%
2023 · €908
2019: €873
2020: €17k
2021: €2k
2022: €1k
2023: €908
2019 → 2024
Working capital
€54k▼ 6.7%
2023 · €58k
2019: €15k
2020: €32k
2021: €33k
2022: €39k
2023: €58k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€37k-€39k▲ 5.0%€40k▲ 3.6%€41k▲ 2.3%€48k▲ 18.2%
Operating result€19k-€2k▼ 90.7%€5k▲ 195%€10k▲ 99.0%€20k▲ 94.4%
Net result€17k-€2k▼ 89.4%€1k▼ 24.1%€908▼ 34.9%€7k▲ 719%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 94% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €108k
Fixed assets
€16k▲ 17.2%
Current assets
€92k▼ 3.5%
Equity and liabilities €108k
Equity
€48k▲ 18.2%
Debt
€60k▼ 12.4%
The debt ratio falls from 62.4% to 55.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2023 · €14k
Cash flow
€10k▲
2023 · €5k
Solvency
44.8%▲
2023 · 37.6%
Current ratio
2.42▼
2023 · 2.55
Quick ratio
2.01▲
2023 · 1.89
Debt / equity
1.23▼
2023 · 1.66
ROE
15.4%▲
2023 · 2.2%
ROA
6.9%▲
2023 · 0.8%
Interest coverage
2.98▲
2023 · 1.75
Debt
€60k▼
2023 · €68k
Debt ≤ 1 year
€38k▲
2023 · €37k
Debt > 1 year
€20k▼
2023 · €31k
Income taxes
€5k▲
2023 · €1k
Staff costs
€121k▲
2023 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€109k€108k▼
Fixed assets21/28€14k€16k▲
Tangible fixed assets22/27€7k€9k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€1k€871▼
Leasing and similar rights25€3k€2k▼
Other tangible fixed assets26-€4k
Financial fixed assets28€7k€7k=
Current assets29/58€95k€92k▼
Stocks and contracts in progress3€25k€15k▼
Stocks30/36€25k€15k▼
Amounts receivable within one year40/41€56k€64k▲
Trade receivables40€3k€160▼
Other amounts receivable41€54k€64k▲
Cash at bank and in hand54/58€15k€11k▼
Deferred charges and accrued income490/1€178€1k▲
Equity and liabilities
Total equity and liabilities10/49€109k€108k▼
Equity10/15€41k€48k▲
Contributions10/11€19k€19k=
Reserves13€22k€30k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€20k€30k▲
Amounts payable17/49€68k€60k▼
Amounts payable after more than one year17€31k€20k▼
Financial debts170/4€31k€20k▼
Amounts payable within one year42/48€37k€38k▲
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€10k€5k▼
Suppliers440/4€10k€5k▼
Taxes, remuneration and social security45€18k€22k▲
Taxes450/3€8k€7k▼
Remuneration and social security454/9€9k€15k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20232024
Remuneration, social security and pensions62€112k€121k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€4k€6k▲
Gross operating margin9900€131k€149k▲
Operating profit (loss)9901€10k€20k▲
Financial income75/76B€10€0▼
Recurring financial income75€10€0▼
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€2k€13k▲
Income taxes67/77€1k€5k▲
Profit (loss) for the period9904€908€7k▲
Profit (loss) for the period to be appropriated9905€908€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€908€7k▲
Transfer from equity791/2-€2k
Transfer to equity691/2€908€9k▲
To other reserves6921€908€9k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 47 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2019net €17k ▲1881%
Net result €17k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 6.37
Current ratio from 2.32 to 6.37; short-term debt falls from €11k to €6k.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kattendijkdok-Westkaai 562000 AntwerpenGround area
1.5 ha
Building footprint
450 m²
Volume, LiDAR
22,713 m³
Parcel 11807G0129/05_000, Flanders · tallest building 55.9 m, ±18 floors. Linked by address, not a title deed.
1 establishment unit
Prandeo
since 20182.280.555.815
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0129/05_000 | Flanders | 1.5 ha | 1 · 450 m² | 55.9 m · 18 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.280.555.815
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 9,825 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2018
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.