KALOMA
ActiveKALOMA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €68k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 24% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+56
Solvency42▲+9
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.31 against 5.83 in 2024; short-term debt: 4.1% and cash: 11.7% of total assets), but 82.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.5%
Return on assets
12.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7740 sector peers (2025).
NBB · sector comparisonPosition among 7740 sector peers
Solvency
better than 24%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €92k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
13 d early
2024
36 d early
2023
103 d early
2022
42 d early
2021
31 d late
2020
61 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▲ 135%
2024 · €39k
2020: €51k
2021: €88k
2022: €74k
2023: €52k
2024: €39k
2020 → 2025
Total assets
€526k▲ 4.8%
2024 · €502k
2020: €476k
2021: €503k
2022: €483k
2023: €432k
2024: €502k
2020 → 2025
Net result
€68k
2024 · €-13k
2020: €50k
2021: €37k
2022: €-13k
2023: €-23k
2024: €-13k
2020 → 2025
Working capital
€72k▲ 110%
2024 · €34k
2020: €31k
2021: €85k
2022: €80k
2023: €27k
2024: €34k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€74k▼ 15.1%€52k▼ 30.5%€39k▼ 24.2%€92k▲ 135%
Operating result€55k-€-6k€-15k▼ 172%€-5k▲ 66.1%€80k
Net result€37k-€-13k€-23k▼ 72.0%€-13k▲ 44.8%€68k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €80k after a loss of €5k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €526k
Fixed assets
€432k▼ 6.1%
Current assets
€94k▲ 126%
Equity and liabilities €526k
Equity
€92k▲ 135%
Debt
€434k▼ 6.2%
The debt ratio falls from 92.2% to 82.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€113k▲
2024 · €12k
Cash flow
€100k▲
2024 · €4k
Solvency
17.5%▲
2024 · 7.8%
Current ratio
4.31▼
2024 · 5.83
Quick ratio
4.31▼
2024 · 5.83
Debt / equity
4.71▼
2024 · 11.82
ROE
73.8%▲
2024 · -32.0%
ROA
12.9%▲
2024 · -2.5%
Interest coverage
11.61▲
2024 · 1.60
Debt
€434k▼
2024 · €463k
Debt ≤ 1 year
€22k▲
2024 · €7k
Debt > 1 year
€385k▼
2024 · €441k
Income taxes
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€502k€526k▲
Fixed assets21/28€460k€432k▼
Tangible fixed assets22/27€460k€432k▼
Land and buildings22€386k€369k▼
Plant, machinery and equipment23-€4k
Furniture and vehicles24€74k€60k▼
Financial fixed assets28€250€250=
Current assets29/58€41k€94k▲
Amounts receivable within one year40/41€7k€31k▲
Trade receivables40-€30k
Other amounts receivable41€7k€184▼
Cash at bank and in hand54/58€34k€62k▲
Deferred charges and accrued income490/1€21€2k▲
Equity and liabilities
Total equity and liabilities10/49€502k€526k▲
Equity10/15€39k€92k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€38k€91k▲
Amounts payable17/49€463k€434k▼
Amounts payable after more than one year17€441k€385k▼
Financial debts170/4€441k€380k▼
Other amounts payable178/9-€5k
Amounts payable within one year42/48€7k€22k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€5k€17k▲
Accrued charges and deferred income492/3€15k€27k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€32k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€16k€116k▲
Operating profit (loss)9901€-5k€80k▲
Financial income75/76B€10€1▼
Recurring financial income75€10€1▼
Financial charges65/66B€7k€10k▲
Recurring financial charges65€7k€10k▲
Profit (loss) for the period before taxes9903€-13k€71k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€-13k€68k▲
Profit (loss) for the period to be appropriated9905€-13k€68k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€106k▲
Profit (loss) brought forward from the previous period14P€51k€38k▼
Profit to be distributed694/7-€15k
Directors or managers695-€15k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €68k
Net result €68k after 3 loss-making years.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 3.91
Current ratio from 1.67 to 3.91; short-term debt falls from €46k to €29k.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Legrellestraat 1742590 BerlaarGround area
871 m²
Building footprint
131 m²
Volume, LiDAR
616 m³
Parcel 12502B0096/00M000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kaloma
since 20192.290.691.028
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12502B0096/00M000 | Flanders | 871 m² | 1 · 131 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ZG SOLUTION
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,185 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2019
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.