KALKOVEN
ActiveThe computed 12-month bankruptcy probability of KALKOVEN is 2.0% (moderate). The 2024 annual accounts show equity of €52k and a net result of €18. Equity is growing by ~24.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 18942 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▼-13
Solvency95▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.55 against 1.45 in 2023; short-term debt: 29.5% and cash: 14.3% of total assets), and 29.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.5%
Return on assets
0%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-10-2025, 64 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
64 d late
2023
76 d late
2022
74 d late
2021
52 d late
2020
524 d late
2019
118 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€52k=
2023 · €52k
2019: €14k
2020: €15k
2021: €31k
2022: €45k
2023: €52k
2019 → 2024
Total assets
€73k▲ 14.4%
2023 · €64k
2019: €14k
2020: €76k
2021: €71k
2022: €51k
2023: €64k
2019 → 2024
Net result
€18▼ 99.7%
2023 · €7k
2019: €8k
2020: €1k
2021: €16k
2022: €14k
2023: €7k
2019 → 2024
Working capital
€-10k
2023 · €6k
2019: €14k
2020: €15k
2021: €31k
2022: €8k
2023: €6k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€15k-€31k▲ 107%€45k▲ 46.2%€52k▲ 15.4%€52k=
Operating result€1k-€18k▲ 1,650%€16k▼ 12.0%€14k▼ 13.4%€2k▼ 83.6%
Net result€1k-€16k▲ 1,413%€14k▼ 10.7%€7k▼ 51.2%€18▼ 99.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 84% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €73k
Fixed assets
€62k▲ 33.5%
Current assets
€12k▼ 34.5%
Equity and liabilities €73k
Equity
€52k=
Debt
€22k▲ 74.2%
The debt ratio rises from 19.4% to 29.5%. Debt is higher.
Key figures and ratios
EBITDA
€13k▼
2023 · €23k
Cash flow
€11k▼
2023 · €16k
Solvency
70.5%▼
2023 · 80.6%
Current ratio
0.55▼
2023 · 1.45
Quick ratio
0.53▼
2023 · 1.41
Debt / equity
0.42▲
2023 · 0.24
ROE
0.0%▼
2023 · 13.4%
ROA
0.0%▼
2023 · 10.8%
Interest coverage
7.14▼
2023 · 12.71
Debt
€22k▲
2023 · €12k
Debt ≤ 1 year
€22k▲
2023 · €12k
Income taxes
€462▼
2023 · €5k
Staff costs
€113
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€64k€73k▲
Fixed assets21/28€46k€62k▲
Tangible fixed assets22/27€46k€62k▲
Furniture and vehicles24€11k€9k▼
Other tangible fixed assets26€35k€53k▲
Current assets29/58€18k€12k▼
Stocks and contracts in progress3€537€348▼
Stocks30/36€537€348▼
Amounts receivable within one year40/41€11k€967▼
Other amounts receivable41€11k€967▼
Cash at bank and in hand54/58€5k€11k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€64k€73k▲
Equity10/15€52k€52k=
Contributions10/11€6k€6k=
Profit (loss) carried forward14€46k€46k=
Amounts payable17/49€12k€22k▲
Amounts payable within one year42/48€12k€22k▲
Trade debts44€7k€18k▲
Suppliers440/4€7k€18k▲
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Income statement
Code20232024
Remuneration, social security and pensions62-€113
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€11k▲
Other operating charges640/8€4k€21k▲
Gross operating margin9900€27k€35k▲
Operating profit (loss)9901€14k€2k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€12k€480▼
Income taxes67/77€5k€462▼
Profit (loss) for the period9904€7k€18▼
Profit (loss) for the period to be appropriated9905€7k€18▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€46k=
Profit (loss) brought forward from the previous period14P€39k€46k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 64 days late
2024
31-12
Financial
Weakest financial yearnet €18 ▼99.7%
Net result drops to €18, the lowest in the series.
15-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 76 days late
2023
13-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 74 days late
06-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 524 days late
2022
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 52 days late
2021
31-12
Financial
Highest result since 2019net €16k ▲1413%
Operating result €18k, net result €16k, both a record.
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalkoven 1131730 AsseGround area
156 m²
Building footprint
104 m²
Volume, LiDAR
758 m³
Parcel 23002F0905/00C010, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SNACK T-ASSE KALKOVEN SPRL
since 20182.273.067.118
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23002F0905/00C010 | Flanders | 156 m² | 1 · 104 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAsse2.273.067.118
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,377 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2018
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.