KALIMAR
ActiveKALIMAR has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €563k and a net result of €126k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 77% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 3.36 against 3.93 in 2024), and 32.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.1%
Return on assets
15%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
23 d early
2023
12 d early
2022
27 d early
2021
20 d early
2020
5 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€563k▼ 10.7%
2024 · €630k
2018: €341k
2019: €441k
2020: €414k
2021: €503k
2022: €564k
2023: €622k
2024: €630k
2018 → 2025
Total assets
€838k▼ 4.8%
2024 · €881k
2018: €411k
2019: €501k
2020: €608k
2021: €767k
2022: €830k
2023: €963k
2024: €881k
2018 → 2025
Net result
€126k▼ 22.5%
2024 · €163k
2018: €95k
2019: €100k
2020: €101k
2021: €116k
2022: €61k
2023: €158k
2024: €163k
2018 → 2025
Working capital
€582k▼ 10.5%
2024 · €650k
2018: €367k
2019: €466k
2020: €439k
2021: €674k
2022: €745k
2023: €805k
2024: €650k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€503k-€564k▲ 12.1%€622k▲ 10.3%€630k▲ 1.2%€563k▼ 10.7%
Operating result€169k-€169k▲ 0.1%€193k▲ 14.4%€195k▲ 0.9%€170k▼ 12.8%
Net result€116k-€61k▼ 47.4%€158k▲ 160%€163k▲ 2.7%€126k▼ 22.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €838k
Fixed assets
€10k▲ 15.3%
Current assets
€829k▼ 5.0%
Equity and liabilities €838k
Equity
€563k▼ 10.7%
Provisions
€27k=
Debt
€249k▲ 11.0%
The debt ratio rises from 25.5% to 29.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€172k▼
2024 · €197k
Cash flow
€129k▼
2024 · €165k
Solvency
67.1%▼
2024 · 71.5%
Current ratio
3.36▼
2024 · 3.93
Quick ratio
3.36▼
2024 · 3.93
Debt / equity
0.44▲
2024 · 0.36
ROE
22.4%▼
2024 · 25.8%
ROA
15.0%▼
2024 · 18.5%
Interest coverage
14.39▲
2024 · -9.44
Debt
€249k▲
2024 · €224k
Debt ≤ 1 year
€247k▲
2024 · €222k
Income taxes
€60k▼
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€881k€838k▼
Fixed assets21/28€8k€10k▲
Tangible fixed assets22/27€7k€9k▲
Furniture and vehicles24€1k€4k▲
Other tangible fixed assets26€6k€4k▼
Financial fixed assets28€865€865=
Current assets29/58€872k€829k▼
Amounts receivable within one year40/41€17k€34k▲
Trade receivables40€17k€23k▲
Other amounts receivable41-€11k
Current investments50/53€758k€674k▼
Cash at bank and in hand54/58€97k€120k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€881k€838k▼
Equity10/15€630k€563k▼
Contributions10/11€6k€6k=
Reserves13€601k€531k▼
Tax-exempt reserves132€21k€0▼
Distributable reserves133€579k€531k▼
Profit (loss) carried forward14€23k€25k▲
Provisions and deferred taxes16€27k€27k=
Provisions for liabilities and charges160/5€27k€27k=
Pensions and similar obligations160€27k€27k=
Amounts payable17/49€224k€249k▲
Amounts payable within one year42/48€222k€247k▲
Trade debts44€409€4k▲
Suppliers440/4€409€4k▲
Taxes, remuneration and social security45€29k€9k▼
Taxes450/3€29k€9k▼
Other amounts payable47/48€192k€234k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€427€998▲
Non-recurring operating charges66A€238€0▼
Gross operating margin9900€198k€173k▼
Operating profit (loss)9901€195k€170k▼
Financial income75/76B€22k€29k▲
Recurring financial income75€22k€29k▲
Financial charges65/66B€-21k€12k▲
Recurring financial charges65€-21k€12k▲
Profit (loss) for the period before taxes9903€238k€187k▼
Income taxes67/77€75k€60k▼
Profit (loss) for the period9904€163k€126k▼
Transfer from tax-exempt reserves789€63k€21k▼
Profit (loss) for the period to be appropriated9905€226k€147k▼
Appropriation of the result
Profit (loss) to be appropriated9906€249k€170k▼
Profit (loss) brought forward from the previous period14P€23k€23k=
Transfer from equity791/2€155k€195k▲
Transfer to equity691/2€226k€147k▼
To other reserves6921€226k€147k▼
Profit to be distributed694/7€155k€193k▲
Return on contributions (dividend)694€155k€193k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €163k ▲2.7%
Operating result €195k, net result €163k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €61k ▼47.4%
Net result drops to €61k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 8.52
Current ratio from 3.64 to 8.52; short-term debt falls from €166k to €90k.
31-12
Financial
Equity above €500kEq €503k ▲21.4%
4 profitable years in a row build equity to €503k.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gemeenteplein 143010 LeuvenGround area
550 m²
Building footprint
102 m²
Volume, LiDAR
857 m³
Parcel 24482F0112/00H000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kalimar
since 20062.159.190.997
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24482F0112/00H000 | Flanders | 550 m² | 1 · 102 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500EKACC62FBA5E41
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Of 1,286 companies in sector 68122 we hold annual accounts for 896. 570 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2006
Fiscal year end31-12
Activities, NACEBEL
68122Development of non-residential building projects
70113
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
74142
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.