Investments
Green is investment, beige is depreciation.
Green is investment, beige is depreciation.
Ten of the last ten came late. The 2019 accounts came latest: 89 days after the end of the period.
Higher solvency than 90% of companies in specialised construction. Sector median 46.8% · 37,271 companies.
In July 2024, 12,344 companies had the same profile as KAJOU has now. Each dot stands for 31 companies, two years later.
Another 0.5% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,344 companies, not a prediction for KAJOU. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| KAJOU Lier | €106,148 | €3,194 | 86.5% | - |
| Van den Broeck Heist-op-den-Berg | €115,512 | €4,102 | 45.2% | - |
| WAGERO Uccle | €86,802 | €2,543 | 34.7% | - |
| DE WEERDT Pajottegem | €131,984 | €4,267 | 84.5% | - |
| HOUTWERKEN J. & R. DEVOS Zwevegem | €123,652 | €3,176 | 90.2% | - |
| Keukens Cardon en Zonen Aalst | €116,431 | €4,405 | 94.8% | - |
| VANDENBRANDE LUC & ZOON Kortrijk | €96,158 | €3,330 | 43.9% | - |
These companies have the same main activity as KAJOU: joinery installation (NACE 43320). They are comparable in size and age: total assets between €86,800 and €132,000, founded between 1983 and 1999.
KAJOU files the micro format. That format states no turnover. The gross margin fell from €12,935 in 2006 to €3,194 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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