KAJOFY

Active

Private limited companyfounded 20197 yrs activeCooppallaan 21, 9230 Wetteren, BelgiumKBO/BCE: BE 0719.960.625

Summary

The computed 12-month bankruptcy probability of KAJOFY is 1.8% (moderate). The 2025 annual accounts show negative equity (-€329,500) and a net result of -€423,390. Equity is shrinking by ~16.8% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

KAJOFYActiveChecked score 52/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€1.7mtotal assets 2025

Equity: -€329,500
Loss: -€423,390

Turnover not published (abridged schema)

Financial health

52 Fair Checked score 2025

Bankruptcy chance 12 m: 1.8%

Structure

Parent: JOKA · 85.69%

Accounts 2 d early1 of 4 deeds read

Why 52- Loss of €423,390, the second in a row (FY 2025)- 1 change of registered office in 24 months- Negative equity -€329,500+ Size: total assets €1.7mShow the evidence

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 16% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 6-26

equity -19.2% of total assets

Liquidity 52-36

short-term debt 6.8% · cash 1.7%

Profitability 0-34

return on assets -24.7%

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 9 months 02-2026: 1.1% 03-2026: 1.0%▼ -1.4% vs 02-2026lowest value 04-2026: 2.1%▲ +102% vs 03-2026 05-2026: 2.5%▲ +16.5% vs 04-2026 06-2026: 2.7%▲ +10.0% vs 05-2026 07-2026: 2.7%▲ +0.3% vs 06-2026highest value 08-2026: 1.8%▼ -32.9% vs 07-2026 09-2026: 1.8%● 0.0% vs 08-2026 10-2026: 1.8%▼ -0.7% vs 09-2026

Size: total assets €1.7m lowers the probability for this profile
Loss of €423,390, the second in a row (FY 2025) raises the probability
1 change of registered office in 24 months raises the probability
Negative equity -€329,500 raises the probability

No credit on open account

Liquidity short (current ratio 0.68 against 0.36 in 2024; short-term debt: 6.8% and cash: 1.7% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 10%, liquidity 46%, profitability 9%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €1.7m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Loss of €423,390, the second in a row (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Negative equity -€329,500

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

202122232425

2020 to 2025 · latest year -€329,500

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

2 d early

2024

2 d early

2023

1 d early

2022

2 d early

2021

2 d early

2020

2 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 6 accounts on average 2 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

29-07-26 Annual accounts filedfiscal year 2025 · micro…
20-03-26 Resignations: MEEUS Rudi (director) and GRAUWELS…Capital conversion · Statutes amendment…
31-12-25 Weakest financial yearnet -€423,390

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€329,500 View
Risk: 6 loss-making years in a rowloss fiscal year 2025 -€423,390 View
Caution: Result fell in 2025from -€26,041 to -€423,390 ▼ 1,526% View
Controlled by JOKA 85.69% View
Directors leftlatest change 16-03-2026 · 0 in office 2 left View
Positive: Always filed on timeaccounts within the deadline every year 6 years View